Hours of Operation: Full-Time (flexible start time), approx. 45 hours per week
General Job Summary:
Oversees and manages commercial loan portfolio and develops new business.
Organizational Duties and Responsibilities:
Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.
Supports all functions that maintain compliance with regulatory agencies.
Essential Duties and Responsibilities:
Solicit business from prospective customers and current customer base
Evaluate loan requests and approve loans within authority or make loan recommendations to management
Analyze financial and credit condition of applicants and determine loan payment capabilities
Negotiate credit terms and conditions
Service and retain existing customer base
Minimum Job Requirements:
Education: BA/BS in business, finance or related field
Experience:
Minimum of two years of experience in Commercial Lending
Proven ability to develop and retain business
Good communication skills
Professional appearance and demeanor
Knowledge of lending services and bank products
Knowledge of loan, bank and regulatory policy
Ability to analyze loan requests and determine borrowing need and repayment sources
Physical Requirements:
The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Primarily sedentary work performed in an office or remote office environment
Ability to sit for extended periods of time while working at a computer
Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment
Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person
Visual acuity sufficient to read computer screens, printed documents, and financial data
Occasional standing, walking, bending, or reaching
Ability to lift and carry up to 10-15 pounds occasionally (e.g., files, office supplies)
Benefits:
401(K) with a company match of up to 6%
ESOP employer match
Medical insurance
Dental insurance
Vision insurance
Cancer/Disease insurance
Accident insurance
Flexible Spending Accounts
Flexible Savings Accounts
Health Savings Accounts
Bank paid Life/AD&D insurance
Voluntary Life/AD&D insurance
Bank paid Short-Term and Long-Term Disability insurance
