Centier Bank

Commercial Banking Officer

Centier Bank • $80K — $95K *
Carmel, IN 46032In-Person
Finance & Insurance
5 - 7 years of experience
Reposted Today
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Job Overview by Ladders

Qualifications

  • Bachelor's degree required.
  • 5+ years of Commercial Lending experience required.
  • Excellent organizational skills for multitasking.
  • Strong written and verbal communication skills.
  • Proven history of successful business development and portfolio growth.
  • Knowledgeable in commercial real estate and industrial lending. H
  • Comfort with technology and adaptable to new systems.

Responsibilities

  • Generate new loan business through client outreach and discussions.
  • Achieve approximately $10 million in annual net loan growth.
  • Develop a referral network within the community.
  • Cross-sell Bank products and services to clients.
  • Make joint sales calls with management to drive business.
  • Prepare timely loan documentation and presentations to the committee.
  • Monitor loan portfolios for delinquency and maintain up-to-date files.

Benefits

  • Access to Marathon Health Clinics with free visits and prescriptions.
  • Generous paid time off.
  • Tuition reimbursement allowances.
  • 401K matching contributions.
  • Associate stock ownership plan opportunities.
  • Daycare reimbursement programs.
  • Free onsite fitness center access and wellness programs.
Full Job Description
SUPERVISORY DUTIES: May provide input in supervision of Administrative Assistant.

SUMMARY: Generate new business through the lending of Bank funds in a profitable and safe manner and cross-selling other Bank products and services to both new and existing clients.

ESSENTIAL DUTIES:
  • Generate new loan business by calling on new and current clients to discuss their financial needs, gathering pertinent data, making on-site visits and making the loan decision or presentation to the proper committee.
  • It is expected that a lender in this position generates approximately $10 million per year in net loan portfolio growth.
  • Develop a new business referral network by calling on centers of influence within the communities you serve.
  • Cross-sell Bank products and services as well as primary lending responsibility.
  • Make joint sales calls with Group Manager, Department Manager, and/or Senior Partner.
  • Provide complete information for timely preparation of loans to the Credit Department for presentations to the proper committee and make recommendations.
  • Review all documentation preparation to ensure that the Bank's collateral position is safe.
  • Monitor each loan portfolio for delinquent loans, credit deterioration and documentation deficiencies and keep files updated with appropriate memorandums.
  • Provide financial counseling and World-Class Service Experiences to prospective and existing clients.
  • Assist Branch, Loan Servicing, CDP and Construction Services personnel regarding loan requests and loan questions.
  • Be an ambassador for Centier representing the Bank in community activities including business, charitable, civic and social.
  • Participate in workshops, seminars, and training as required.


KNOWLEDGE, SKILLS, & ABILITIES:
  • Self-directed, high-energy collaborator.
  • Excellent organizational skills in order to multitask projects and initiatives.
  • Attentive to detail.
  • Excellent written and verbal communication skills.
  • Ability to communicate and work with groups as well as individuals as required.
  • Ability to understand financial spreadsheets and common commercial rations.
  • Ability to learn the benefits and features of the product lines of the Bank and to be able to relate them to potential clients during business development calls.
  • Knowledgeable in commercial real estate, commercial and industrial lending, and cash management services.
  • A proven history of successful business development and portfolio growth.
  • The ability to understand a variety of financial statements and tax returns to determine a potential or existing borrower's financial position and cash flow.
  • Comfort with technology and the ability to adapt to new systems and processes.


MINIMUM REQUIREMENTS:
  • Bachelor's degree required.
  • 5+ years of Commercial Lending experience is required.


What do I do now?
  • Apply with us!
  • Refer this opening to others!

About Centier Bank

Centier Bank is a family-owned and managed financial institution that has been serving the people of Indiana for over 125 years. The bank offers a wide range of personal and business banking services, including checking and savings accounts, loans, mortgages, and investment services. Centier Bank is committed to providing its customers with the highest level of service and support, and has been recognized as one of the best places to work in Indiana. The bank is also committed to giving back to the communities it serves, and supports a wide range of charitable organizations and initiatives.
Learn more about Centier Bank
Size
1,000 employees
Industry
Finance & Insurance
Net Income
$50 million
5 Year Trend
+5%
Revenue
$2 billion
NASDAQ
* Ladders Estimates

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