Job Type
Full-time
Description
The Commercial Banker is responsible for building customer relationships and advocacy through
proactive business development, management, and analysis of a loan and deposit portfolio. This
role focuses on generating new loan and deposit volume, including the solicitation and profiling
of prospective clients and maintaining accurate sales/pipeline data. The Business Banker has a
basic knowledge of credit underwriting and collaborates with the credit team to present and
analyze client data.
Responsibilities- Build and develop a network of internal and external resources to build Choice Financial
relationships in the Arizona market. - The target prospective client base is a mix of C&I clients and CRE clients.
- Act as the primary point of contact for clients seeking credit and lending services.
- Provide personalized financial advice and solutions based on clients' creditworthiness and
financial goals. - Explain the terms, conditions, and risks associated with various credit products to clients
to help them make informed decisions. - Work with clients to structure loan terms, interest rates, and repayment schedules that
align with their financial capacity and objectives. - Collaborate with internal teams to customize solutions for complex or specialized lending
requirements. - Actively cross-sell other financial products and services offered by the bank to enhance
customer relationships and loyalty
Requirements
Commercial Banker (VP or SVP)- Minimum of 8 to 10 years of relevant experience for an SVP level Commercial Banker and 6 to 8 years of relevant experience for a VP level Commercial Banker, both with requisite competencies.
- Bachelor's degree in finance, accounting, or a related field, or relevant experience.
- Baseline knowledge of credit underwriting.
- Strong interpersonal and communication skills to build and maintain client relationships.
- Familiarity with banking regulations and compliance requirements.
- Ability to work independently and as part of a team.
- High level of integrity and professionalism.
Travel Requirement This position requires travel to support business needs, including team collaboration, internal trainings, and cross-functional initiatives. The frequency and duration of travel will vary based on organizational priorities and team needs.
