Location:

2 North Church Street

West Chester, PA 19380

Hours:

Monday - Thursday: 9:00 am - 4:00 pm

Friday: 9:00 am - 6:00 pm

(Must be flexible around branch hours)

Function:  Assumes responsibility for highly complex activity for commercial banking and has a direct responsibility for banking relationships with assigned customers and prospective commercial customers.

Duties and Responsibilities:

• Interviews customers and prospective customers and prepares documentation for commercial loans including:

  • Collecting and analyzing financial data for proper loan structure for written/verbal presentation to loan committee.

  • Maintaining aggressive commercial calling program for new and existing customers.

  • Assisting other Bankers in governmental lending programs.

  • Attending and participating in community affairs to promote the bank’s image.

• Reviews final loan documentation to determine appropriate recommendations.

• Assumes responsibility for complex accounts and provides training and guidelines to less experienced Bankers.

• Carries out a variety of business development activities to identify bank prospects.

• Ensures compliance with existing loan policies and procedures and assists in policy development and modification.

• Works with customers to establish personalized Treasury Management services according to the customer’s needs.

• Receives and responds to various customer questions and solves customer problems.

• Reviews Collateral Protection Reports and determines appropriate course of action.

• Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection and review, Credit quality related report reviews

• Provides mentoring and guidance to less seasoned Commercial Bankers given level of experience.

• Contacts delinquent loan customers.

• Maintains a good working relationship with bank employees.  Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.

• Assumes additional responsibilities as required.

Physical Demands / Work Environment:

Requires the use of manual dexterity skills for typing up to 25% of the business day.  Specific vision requirements include close vision of 18”-20”, distance vision and depth perception for computer work and travel.  Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Salary Range: