First Citizens Bank

Commercial Banker

First Citizens Bank$90K — $110K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree and 6 years experience in commercial lending or business development, OR a high school diploma with 10 years experience.
  • Business development experience is a must.
  • Established centers of influence (COIs) and referral sources are preferred.
  • Strong financial analysis and credit underwriting skills are necessary.
  • Knowledge of business lending and cash management solutions is essential.
  • Ability to provide financial guidance and expertise is crucial.
  • Experience in sales planning and forecasting is beneficial.

Responsibilities

  • Develop and maintain an active prospect list and customer outreach plan.
  • Contribute to the bank's growth through business loans and fee income.
  • Engage creatively and entrepreneurially with local business owners.
  • Work within a streamlined credit approval process for efficiency.
  • Collaborate with business services partners to support client relationships.
  • Drive community and business development activities.
  • Act as the primary contact for borrowers with significant lending needs.

Benefits

  • Comprehensive and competitive benefits program.
  • Thoughtfully designed benefits to meet the needs of associates.
  • Opportunities for professional development.
  • Supportive work environment encouraging collaboration.
Full Job Description
Overview

As a Commercial Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

Commercial Bankers develop and maintain an active prospect list, customer outreach plan and quality referral sources. They are the primary contact for borrowing needs, on average, over $5MM and engage bank partners to provide a full range of deposit and related business services.

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Responsibilities

In this role, you will get to:

Make an impact by contributing to the growth of the bank through business and commercial loans, deposits and fee income

Exercise your creativity and entrepreneurial spirit to engage with business owners in the community

Work in a supportive environment encouraging community and business development activities

Work within a streamlined, timely and efficient credit approval process

Be a part of a collaborative team with various business services partners to support the full client relationship

"This position may be filled as a Business Banker II or III based on the skills and experience of the selected candidate."

Qualifications

Bachelor's Degree and 6 years of experience in Commercial or business lending, credit or business development OR High School Diploma or GED and 10 years of experience in Commercial or business lending, credit or business development

Additional Requirements:

Business development experience

Preferred Qualifications:

Established COI's and referral sources

Financial analysis and credit underwriting skills

Knowledge of business lending, deposit and cash management solutions

Ability to provide financial guidance and expertise

Sales planning and forecasting experience

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

About First Citizens Bank

First Citizens Bank is a regional bank that provides a range of financial services to individuals and businesses. The bank offers checking and savings accounts, loans, mortgages, credit cards, and investment services, as well as online and mobile banking. First Citizens Bank operates more than 500 branches in 19 states and the District of Columbia. The bank was founded in 1898 and is headquartered in Raleigh, North Carolina.
Learn more about First Citizens Bank
Size
6,000 employees
Industry
Founded
1898

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