Commercial Banker

Adams Bank and Trust

$70K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in commercial banking or credit analysis
  • Strong relationship-building and customer service abilities
  • Track record of managing and growing a loan portfolio
  • In-depth understanding of credit risk and loan structuring
  • Excellent communication, negotiation, and analytical skills
  • Familiar with underwriting processes and regulatory guidelines

Responsibilities

  • Manage and grow a portfolio of commercial customers
  • Originating and underwriting secured and unsecured commercial loans
  • Gather and review application data, including credit reports and financial records
  • Collaborate with Credit Administration for loan processing accuracy
  • Negotiate loan terms and repayment structures with customers
  • Present credit requests to loan committee as required
  • Cross-sell deposit and fee-based services based on client needs
  • Maintain updated loan documentation ensuring compliance with policies

Benefits

  • Signing bonus may apply
  • Opportunity to develop long-term business relationships
  • Engagement with the community for business development
  • Access to a supportive network focused on client growth
Full Job Description
Now Hiring: Commercial Banker (signing bonus may apply)

What You'll Do:
As a Commercial Banker, you'll be the go-to financial expert for commercial clients-originating, underwriting, and closing secured and unsecured commercial loans. You'll work directly with business owners and leaders, helping them access capital while ensuring loans align with our lending objectives, credit policies, and risk standards.

Your responsibilities will include:

Managing and growing a portfolio of commercial customers

Originating and underwriting commercial loans

Gathering and reviewing application data, including credit reports, appraisals, and financial records

Collaborating with Credit Administration to ensure timely and accurate loan processing

Negotiating loan terms and repayment structures with customers

Presenting credit requests to loan committee when needed

Cross-selling deposit and fee-based services based on customer needs

Maintaining updated loan documentation and ensuring compliance with internal policies

Actively representing the Bank in the community to support business development

What You Bring:

Experience in commercial banking, credit analysis, or a related financial field

Strong relationship-building and customer service skills

Proven ability to manage and grow a loan portfolio

Deep understanding of credit risk and loan structuring

Excellent communication, negotiation, and analytical skills

Familiarity with underwriting processes and regulatory guidelines

Bonus Points For:

Community involvement and a strong local network

Experience working with small to mid-sized businesses

Proficiency in commercial loan software and CRM tools

Ready to Make an Impact?
If you're passionate about building long-term business relationships and providing financial solutions that drive real growth, we want to hear from you.

Apply today and bring your expertise where it matters most.

See job description for further details.

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