Claims Team Lead - General Liability

Reserv

• $95K — $115K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of insurance claims experience in high-exposure commercial general liability claims
  • Active adjuster license required
  • 2+ years of leadership experience, preferably in a remote setup
  • Demonstrated litigation management experience
  • Proficient in using technology and analytics for claims disposition processes

Responsibilities

  • Lead and coach adjusters on both General and Severity/Litigation Teams
  • Oversee weekly aged-inventory disposition reviews to drive timely decisions
  • Review litigation strategy and ensure reserve adequacy for complex claims
  • Manage exceptions in account-based routing processes
  • Align adjuster caseload with verified inventory and staffing changes
  • Serve as escalation subject matter expert for complex claim strategies
  • Prepare and present insights on inventory metrics and loss trends to clients

Benefits

  • Comprehensive health-insurance coverage including dental and vision
  • 401(k) plan with competitive employer matching
  • Robust PTO policy to maintain employee well-being
  • Generous family leave policy after 8 months of service
  • Flexible work-from-anywhere options for better work-life balance
  • High-quality equipment provided for optimal remote work setup
Full Job Description
About the Role

As a Team Lead for General Liability Claims, you lead claims handling across a diverse commercial GL book - spanning multiple industries and loss types. Your scope covers both the General Team (Unrepresented claims) and the Severity/Litigation Team (Attorney Represented and Litigated claims across every dollar tier), so you need to be equally comfortable coaching high-volume adjusters and reviewing litigation strategy on complex files.

A meaningful part of this role is disposition discipline: driving aged inventory to a decision - settle, deny, close, MMI, or coverage - rather than letting files sit touched but undecided. You'll run the weekly rhythm that keeps the aged tail shrinking instead of growing.

Who You Are

  • A claims professional with a track record in high-exposure commercial general liability claims across a range of industries and loss types
  • A strong leader with litigation management experience who can review defense strategy and reserve positioning
  • Tech-oriented and excited about using analytics to separate genuine hygiene issues from real disposition gaps
  • Curious - you want the whole story on a legacy claim before deciding whether it needs a new strategy or just a decision
  • Anti-status quo - when inventory drifts, you act on it rather than accepting it as the norm
  • Comfortable holding both a strategic, portfolio-level view and the detail of an individual complex file

What You'll Do

  • Lead and coach adjusters across the General Team and Severity/Litigation Team
  • Own the weekly aged-inventory disposition review - tracking claims open past 120, 180, and 365 days to a defined decision rather than continued activity
  • Review litigation strategy, defense counsel coordination, and reserve adequacy on Severity/Litigation Team files
  • Manage account-based routing exceptions (ASM, QBE Rollover, excess lines) that fall outside standard litigation-status routing
  • Align adjuster caseload targets to verified account-code inventory, adjusting as staffing or volume changes
  • Serve as escalation SME for coverage questions and complex claim strategy
  • Prepare and present claims reports, aged-inventory metrics, and loss trends to clients and leadership
  • Increased reserve and settlement authority, with direct involvement in high-exposure file reviews

Qualifications

  • 7+ years of insurance claims experience in high-exposure commercial general liability claims across varied industries and loss types
  • Active adjuster license required: resident state license if available, otherwise a Designated Home State (DHS) license
  • 2+ years of leadership experience, with a preference for experience managing in a remote environment
  • Demonstrated litigation management experience, including defense counsel oversight and settlement negotiation
  • Comfortable using technology and analytics to run a disposition-focused aged-inventory process

Benefits

  • Generous health-insurance package with nationwide coverage, vision, & dental
  • 401(k) retirement plan with employer matching
  • Competitive PTO policy - we want our employees fresh, healthy, happy, and energized!
  • Generous family leave policy after 8 months of continuous work
  • Work from anywhere to facilitate your work life balance
  • Apple laptop, large second monitor, and other quality-of-life equipment you may want. Technology is something that should make your life easier, not harder!


Additionally, we will

  • Listen to your feedback to enhance and improve upon the long-standing challenges of an adjuster and the claims role
  • Work toward reducing and eliminating all the administrative work from an adjuster role
  • Foster a culture of empathy, transparency, and empowerment in a remote-first environment


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