Job DescriptionThis position is responsible for growing and maintaining the payments business portfolio for businesses in the lower end of the Business Banking segment. The Virtual Treasury Management and Payments Consultant provides consultative support to existing clients, helping them improve cash flow, working capital management, payment processes and day-to-day financial operations. In collaboration with Business Banking
Relationship Managers and internal partners, this role deepens payments relationships, supports retention and delivers a consistent, efficient virtual client experience.
The Virtual TMPC will:- Grow, manage and retain an assigned portfolio of lower-end Business Banking clients through proactive,
- primarily virtual outreach and relationship management.
- Conduct discovery and analysis of client receivables, payables, liquidity, cash conversion cycle, working
- capital and internal payment processes.
- Provide consultative recommendations that improve payment efficiency, strengthen controls, simplify
- processes and enhance the client experience.
- Partner closely with Business Banking Relationship Managers to prioritize opportunities, prepare for client
- conversations, coordinate follow-up and expand existing relationships.
- Use phone, video, digital collaboration tools and other available technologies to efficiently serve a broad
- portfolio and deliver timely, accurate support.
- Maintain a disciplined sales process, including opportunity identification, pipeline development, activity
- management, proposal follow-up and documentation of client interactions.
- Meet or exceed assigned sales, revenue, portfolio growth and retention objectives while balancing client
- needs, risk requirements and operational quality.
- Coordinate the structuring and implementation of new or modified payment services, engaging
- implementation, service, product and risk partners as appropriate.
- Provide ongoing portfolio support by identifying servicing needs, resolving or coordinating issue resolution,
- and ensuring account and service structures remain aligned with client needs.
- Stay current on payments capabilities, digital solutions, industry trends, fraud considerations and
- applicable policies to support informed client conversations.
- Demonstrate operational excellence, accuracy, sound judgment and a client-focused approach in every
- interaction.
Basic Qualifications
- Bachelor's degree, or equivalent work experience.
- Three to five years of related experience.
- Position Overview | Virtual TMPC
Preferred Skills and Experience
- Working knowledge of Treasury Management and payments solutions, including receivables, payables,
- liquidity, merchant and card services.
- Demonstrated sales, portfolio management and new business development skills.
- Strong client service, relationship management and consultative discovery skills.
- Effective verbal and written communication skills, including the ability to build trust and influence in a
- virtual environment.
- Active listening, problem-solving and organizational skills, with the ability to manage a high-volume
- portfolio and multiple priorities.
- Ability to work independently while collaborating effectively with Relationship Managers and internal
- partners.
- Comfort using digital tools and teaching clients how to adopt and use payments technology.
- Attention to detail and a commitment to accurate documentation, follow-through and operational
- excellence.
LocationThe role offers a hybrid/flexible schedule. If not prospecting and meeting with clients, there's an in-office expectation of 3 or more days per week with the flexibility to work outside the office location for the other days.
Benefits:Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $91,440.00 - 111,760.00
Posting may be closed earlier due to high volume of applicants. 
