Bachelor’s Degree in Business, Finance, Economics, or related field, or 3 additional years of relevant experience
Web-based credit training through RMA, Omega, or similar programs
3 years of experience in commercial credit analysis or middle-market
Proficiency with financial spreading software
Strong knowledge of credit, financial analysis, and data analysis
Responsibilities
Underwrite new and existing commercial loans through comprehensive credit analysis
Analyze borrower credit history and financial performance
Evaluate current market trends and collateral feasibility
Spread and analyze financial statements, tax returns, and proformas
Conduct detailed assessments of A/R and A/P agings for commercial loans
Benefits
Opportunities for additional compensation based on experience and skills
Encouragement to apply even if all requirements are not met
Resume remains active for future openings for one year
Potential for career growth within the organization
Supportive community focused on mission and values
Full Job Description
Overview
The minimum and maximum projected annualized salary for this position is: $69,844.00 to $108,847.00. Additional compensation may be possible based on experience and skills.
Responsibilities
The Business Banking Credit Analyst underwrites new and existing commercial loans through analysis of borrower's credit history, financial performance, current market trends, collateral, and feasibility. Spreads and analyzes financial statements, real estate spreadsheets, tax returns, A/R & A/P agings and proformas/forecasts for commercial loans
Qualifications
Requirements:
Bachelor’s Degree in Arts/Sciences (BA/BS) in Business, Finance, Economics or related field in lieu of 3 additional years of experience in commercial credit, financial statement analysis and formal credit training
Web-based credit training through RMA or Omega or similar programs
3 years analysis in commercial credit or middle-market experience
Experience with spreading software
Credit, financial analysis, and data analysis knowledge
Preferences:
Formal credit training program
Leadership or supervision experience
Other banking experience
Knowledge of Bank Processes and Operations
Don't meet all the requirements? We encourage you to still apply if you think you are the right person to join our community. We are always interested connecting with people inspired by our mission and values. If you aren't hired for this position, your resume will remain available for the next year and might be considered for future openings. Note: You can update your resume as often as needed.
About Eagle Bancorp, Inc.
Eagle Bancorp, Inc. is a bank holding company headquartered in Bethesda, Maryland, with operations primarily in the Washington, D.C. metropolitan area. It is the parent company of EagleBank, which was founded in 1998. EagleBank conducts full-service commercial banking through 20 offices, located in Montgomery County, Maryland; Northern Virginia; and Washington, D.C. The bank offers a range of commercial banking services, including lending and deposit services, cash management, and online banking. EagleBank also offers consumer banking services, including online and mobile banking, home equity loans and lines of credit, and personal lines of credit. The bank's primary market is the Washington, D.C. metropolitan area, which includes Montgomery County, Maryland; Northern Virginia; and Washington, D.C.
