Your time here will look something like this... The 10-week Summer Analyst Program starts in June and begins with in-depth training. People learn differently, so we combine formal training with a complete hands-on experience to help you quickly ramp up and adapt to your role and the culture at Citi. There will be ongoing sales, credit, product, technology, and professional skills training throughout the program along with a robust junior and senior mentorship structure to help you develop professionally.
By the conclusion of the Program, you can expect to have thorough experience with and a strong understanding of:
- The CCB target market, value proposition, and client coverage model
- How bankers interact with clients and identify their needs
- The various credit product types and how these solutions best fit client needs
- The commercial loan underwriting process, including loan structuring and documentation
- The end-to-end credit process including new origination of credit and the monitoring of a credit portfolio
- Engaging with clients, prospects, and centers of influence
- Citi credit and regulatory policies and procedures
We provide you with the knowledge and skills you need to succeed. You will join a Coverage team for the duration of the Program, working directly with Relationship Managers on a portfolio of clients and interfacing with teams across the firm. The role of Coverage team members is to serve as a thought partner to our clients, working closely with them to deliver the full breadth of Citi's solutions to help them fund their operations and expand both locally and overseas.
Analysts play a critical role in meeting the needs of our clients and prospects, including: - Conducting company research and industry analysis
- Analyzing financial data and performing financial modeling focused on company valuations, discounted cash flow analysis, and pro-forma analyses
- Supporting the commercial lending process, which includes secured and unsecured revolving lines of credit, term loans, syndicated loans, leveraged loans, cross-border loans approved locally and extended overseas through the CCB's global network of 26 countries
- Taking ownership of the client experience, including partnering with Bankers and Product teams to determine which products to leverage in order to help clients achieve their goals
- Playing a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client-related decks
- Interacting with partners across the firm, including product, credit risk, in-business controls, legal, marketing, operations, risk, compliance, and technology teams
We want to hear from you if: - You are a dynamic individual who is passionate about partnering with stakeholders to achieve goals
- You have strong analytical and problem-solving skills
- You are majoring in Finance or Accounting, or have experience in Financial Services through clubs or internships
- You are on track to graduate with a bachelor's degree in winter 2027 or spring 2028
- You have obtained a preferred GPA of 3.5 or above
- You are a proficient user of MS Word, Access, Excel, and PowerPoint
- You will not require sponsorship for U.S. Work Authorization now or anytime in the future
Annual Salary $100,000
Job Family Group: Management Development Programs
Job Family:Intern
Time Type:Full time
Primary Location:Houston Texas United States
Primary Location Full Time Salary Range:$95,000.00 - $130,000.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills Please see the requirements listed above.
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:Aug 17, 2026
Automated Processing and AIWe use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents - AI Notice and Right
