Bachelor's degree or equivalent education/work experience
Extensive product knowledge in banking
Responsibilities
Develop new business and maintain existing customer relationships through strategic outreach
Analyze, approve, and recommend loans while complying with lending policies
Coordinate and execute marketing and sales strategies for loan and deposit growth
Monitor loan portfolio performance, focusing on delinquency and risk rating accuracy
Support relationship managers in structuring complex commercial loan transactions
Ensure security controls are in place to mitigate risk and protect banking facilities
Perform duties primarily on bank premises
Benefits
Opportunities for community engagement and activity involvement
Work in a strategic role with a focus on maximization of profits
Encouragement for bilingual applicants, offering additional communication advantages
Full Job Description
The Banking Center Market President is responsible for overseeing lending activities for either a geographic region or for a designated market niche. Responsibilities also include the development and management of a quality loan and deposit portfolio, the implementation and involvement of community activity programs, the delivery of quality, professional customer service, all in accordance with the strategic plan of the Bank in order to ensure goals are met and the maximization of profits.
Calls on potential or existing customers to develop new business and increase or retain existing business
Develops, analyzes and approves loans within lending limits, and recommends loan limits, in accordance with loan policies and underwriting guidelines to ensure quality of the loan portfolio
Oversees the coordination and efficient implementation of marketing, sales and customer service strategies to build and retain loans and deposits and to ensure the delivery of customer service and to expand market share
Monitors delinquency, loss, and risk rating accuracy across all assigned business units
Assists relationships managers with structuring, pricing, and documentation of larger commercial loan transactions
Maintains prescribed security controls to protect the facility against criminal and fraudulent operations and unnecessary risk or exposure
Requires work on physical bank premises
Qualifications:
10+ years of commercial lending experience
Bachelor's degree or equivalent education/work experience
Requires extensive product knowledge
Skills:
Intermediate to advanced knowledge of Microsoft Excel and MS Word; basic keyboarding and calculator skills; must be able to perform complex math and carry out complex written instructions
Work occasionally requires more than 40 hours per week to perform the essential functions of the position
Lifting in an office setting may be required up to 30lbs
ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.
