Liberty Mutual

AVP, Senior Underwriting Officer, Large Construction

Liberty Mutual • $125K — $150K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Expert-level knowledge of coverage forms, exclusions, and exposure.
  • Experience in pricing, structure, rating, and loss forecasting.
  • Advanced knowledge in operating across multiple industry segments, specifically within Construction programs.
  • Proven collaborator who assesses issues comprehensively and engages relevant expertise.
  • Exceptional communication skills in written, verbal, and presentation formats.
  • 10+ years of relevant experience including underwriting and claims management.

Responsibilities

  • Provide underwriting guidance and approval for various lines of business in Large Construction.
  • Ensure alignment of primary and excess placements across wrap-up programs.
  • Monitor underwriting decision frameworks and recommend improvements.
  • Drive technical excellence in underwriting processes for Large Construction.
  • Identify opportunities for product improvement and underwriter development.
  • Foster collaboration among underwriting teams and related stakeholders.
  • Build relationships with brokers and participate in customer interactions.

Benefits

  • Opportunities for skills and tools development.
  • Partnership with leadership in strategic decision-making.
  • Involvement with some of the largest construction risks in the U.S.
  • Access to a deep well of industry expertise and resources.
Full Job Description
Description

You'll work with some of the largest and most complex construction risks in the country, delivering primary casualty coverage (workers' compensation, general liability, auto) for annual practice and wrap-up programs. This role focuses on our Large Construction portfolio, which serves many of the largest contractors in the US, backed by more than 100 years of construction underwriting experience and deep OCIP and CCIP program expertise.

 

You'll partner with the leadership team, bring deep technical expertise to the table, and serve as the go-to point of contact for frontline underwriting teams on questions, key decisions, and referrals. You'll also help shape and carry out portfolio strategies that keep performance strong and moving in the right direction.

 

Responsibilities:

 

  • Provide expert technical underwriting guidance and formal referral approval across multiple lines of business (auto, general liability, workers' compensation, and lead/excess) in Large Construction. Work independently with field underwriters and directly with underwriting managers on mandatory referrals and voluntary consultations.
  • Keep primary casualty and excess placements aligned and consistent, including across owner-controlled and contractor-controlled wrap-up programs (OCIP/CCIP) where the entire job site is covered under one consolidated program. Support leadership on transactions and act as a trusted advisor on exposure, coverage analysis, and key pricing and financial decisions within your authority.
  • Monitor the frameworks that guide underwriting decisions, such as referrals and technical reviews, and recommend improvements. Regularly evaluate portfolio performance in Large Construction, working with underwriting leaders to spot what's driving results, risks, and opportunities.
  • Drive underwriting technical excellence across Large Construction, partnering with underwriting leaders to identify and resolve issues.
  • Work with underwriting leaders to spot opportunities for product and service improvements and underwriter development, such as new skills or tools, and coordinate the resources to make them happen.
  • Model strong collaboration across teams, stakeholders, and partners, including underwriting support, claims, actuarial, and NA product teams.
  • Build and maintain relationships with key brokers and reinsurance/facultative partners. Join customer meetings, stewardship discussions, and new business presentations as needed.

Qualifications
  • Expert-level knowledge of all aspects of coverage forms, exclusions, and exposure.
  • Pricing, structure, rating, rating plans, loss forecasting, credit risk, market knowledge, preferred. 
  • Advanced knowledge of and experience operating within several different industry segments – experience with and knowledge of Construction programs key; insurance operations; claims, finance and actuarial concepts; regulatory environment; loss control/risk engineering; reinsurance; account management; product development; and industry trends. 
  • Must be a skilled collaborator who is willing to assess all sides of an issue, bring in others with expertise, and independently execute and advance the collaboration model. 
  • Other professional skills required include: superior communication skills (written, verbal, presentation, listening); approachability; tact; coaching/development; analyzing and problem solving; relationship and service driven; clear solutions orientation and commitment to achieving segment operational and financial objectives; negotiation skills; and demonstrated ability to consistently and positively influence others both internally and externally (brokers/customers) as required.
  • As normally acquired through a related bachelor's degree, 10 or more years of relevant experience that includes underwriting, claims, reinsurance, coaching/developing others, working with brokers/agents and current with market trends and developments.

About Liberty Mutual

Since 1912, Liberty Mutual Insurance have committed theirselves to providing broad, useful and competitively-priced insurance products and services to meet their customers' ever-changing needs. Their delivery on this commitment is the reason they're now the third largest property and casualty insurer in the U.S. based on 2012 direct premium written according to the National Association of Insurance Commissioners.

Liberty Mutual Careers

Join the vibrant team at Liberty Mutual, a leading global insurance company, where your career is in your hands. At Liberty Mutual, we are committed to fostering an inclusive culture that values diversity and innovation. With a variety of job opportunities across multiple fields, this is where your professional journey can truly flourish.

Work You’ll Do

At Liberty Mutual, you’ll be part of a team that’s dedicated to empowering people to live safer, more secure lives. Whether you’re interested in a position in claims handling, underwriting, or customer service, you’ll find a platform here to enhance your skills and push the boundaries of what you can achieve.

Explore Our Job Opportunities

Liberty Mutual offers a range of career paths for both seasoned professionals and those just starting out. Our internship programs provide invaluable hands-on experience, helping to bridge the gap between education and full-time employment. For those seeking to grow their career, we offer positions that challenge and inspire, backed by benefits that support both professional and personal growth.

Innovate with Us

Innovation is at the heart of Liberty Mutual. We encourage our team to bring fresh ideas that drive industry leadership and improve customer experiences. By joining our team, you’ll collaborate with talented professionals who are keen on developing solutions that lead the market.

Develop Your Career

Liberty Mutual is deeply invested in the professional development of its employees. With comprehensive diversity training and leadership programs, we prepare you to take on leadership roles within the company. Networking opportunities within the company can lead to mentorship and further career advancement.

Benefits of Joining Liberty Mutual

Working at Liberty Mutual comes with numerous benefits. From competitive salaries to health and wellness programs, we ensure our team members are well taken care of. More than just a job, a position at Liberty Mutual is a stepping stone to a fulfilling career.

Join Our Team

Ready to take the next step in your career? Explore the job opportunities at Liberty Mutual. We are actively hiring and looking for individuals who are passionate, curious, and ready to drive change. Enhance your resume, prepare for your interview, and become part of a company that values your unique skills and vision.

Stay Connected

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Liberty Mutual: A Place to Grow, Innovate, and Lead

Discover how you can make a difference. Visit our careers page to find the position that’s right for you and join a team that’s committed to growth, leadership, and innovation. At Liberty Mutual, your career is what you make it.
Learn more about Liberty Mutual
Size
45,000 employees
Industry
Founded
1912

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