Markets | Spread Products Division | Residential Mortgage Whole Loan Transaction Management GroupRole OverviewThe Analyst will support the loan trading and new issue securitization functions of the business, gaining direct exposure to:
- Due diligence - Both pre- and post-settlement diligence coordination and review for loan trades and securitized transactions
- Contract negotiations - Supporting documentation and terms for loan sale/purchase agreements and securitization transactions
- Trade execution support - Assisting traders with bid lists, pricing analysis, and settlement coordination for whole loan trades
- Data analytics - Loan-level and pool-level analysis to support trade pricing, bid evaluation, and securitization structuring
- New issue securitization support - Assisting with deal structuring, collateral review, and execution of securitized product issuances
Qualifications- Bachelor's degree in Finance, Economics, Business, or a related field
- Strong analytical and quantitative skills, with proficiency in Excel (VBA/SQL a plus)
- Excellent written and verbal communication skills
- Ability to manage multiple priorities in a fast-paced, deadline-driven environment
- Strong attention to detail, particularly in data analysis and documentation review
- Interest in residential mortgage markets, structured products, and fixed income
- 0-2 years of relevant experience (internship or full-time) preferred
This job description provides a high-level review
Job Family Group: Institutional Banking
Job Family:Investment Banking
Time Type:Full time
Primary Location:New York New York United States
Primary Location Full Time Salary Range:$110,000.00 - $125,000.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills Please see the requirements listed above.
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:Nov 04, 2026
Automated Processing and AIWe use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents - AI Notice and Right
