Annual Salary Range: $75,000 - $88,500 yearly salary and bonusThis position is 100% on site in San Diego, CAPosition SummaryThe Account Manager will be responsible for accurately managing residential real estate loan documentation through our established systems, reviewing it to ensure it is completed in full, and complies with current processes and policies.
- Process and prepare to fund Non-QM residential mortgage loans.
- Documentation review to ensure compliance and investor saleability.
- Residential mortgage processing experience.
- Support Sales Departments with the necessary steps in the processing and funding process.
- Handle broker calls and answer questions regarding loans.
- Excellent customer service experience
- Excellent mindset, communication, and work ethic.
- Prepare and submit timely and accurate loan files to the underwriter and quality control teams.
- Review initial loan approval and work with broker/borrower to gather appropriate documentation.
- Verify all loan documentation including payoffs, insurance, reserves, employment, and income.
- Review and clear conditions per authority
- Track loans from initial approval to funding
- Order 3rd party documentation and review for accuracy and acceptance.
- Complete all processing tasks
- Submits files to assigned underwriter
- Works with brokers/processors/Loan Officers/underwriters to collect and sign off all Prior to Doc conditions.
- Communicates progress with Account Executive and/or Regional Manager.
- Communicate with other professionals including, brokers, loan officers, escrow, closing attorneys.
- Partners with underwriting team, doc and funding department, QC, and Senior Management to ensure maximum closing ratio.
Qualifications:Three (3) years of Mortgage Processing experience. Basic knowledge of underwriting terminology. Strong attention to detail and accuracy. Effective written and verbal communication skills. In-depth knowledge of the real estate industry and current trends.
Working knowledge of Encompass Loan Origination System preferred
