Explore Mortgage Loan Officer Jobs

Mortgage loan officers help individuals and businesses navigate the process of financing real estate. They evaluate borrower needs, explain loan options, gather and review application documents, and guide clients from initial inquiry through closing. On Ladders, explore vetted mortgage loan officer and related lending opportunities with salaries of $100,000 or more.

What Mortgage Loan Officers Do

Responsibilities vary by employer and lending specialty, but often include building referral networks, identifying prospective borrowers, assessing financial information, recommending suitable mortgage products, and coordinating with underwriters, processors, real estate professionals, and closing teams. Strong officers balance client service and relationship management with careful attention to lending guidelines and documentation.

Common Mortgage Lending Job Titles

Relevant roles may include Mortgage Loan Officer, Mortgage Loan Originator, Senior Loan Officer, Mortgage Banker, Home Loan Consultant, Residential Lending Officer, and Mortgage Sales Manager. Job titles and responsibilities differ across banks, credit unions, mortgage companies, and other financial institutions.

Skills and Qualifications Employers Seek

Employers commonly value mortgage lending or financial services experience, sales and consultative communication skills, knowledge of loan products and underwriting requirements, and the ability to manage a pipeline of applications. Depending on the role and location, mortgage loan originators may need applicable state licensing and registration, including requirements associated with the Nationwide Multistate Licensing System (NMLS). Review each listing for its specific qualifications.

Mortgage Loan Officer Salary and Career Opportunities

Compensation can include a base salary, commissions, bonuses, or a combination, and varies based on experience, location, employer, production expectations, and loan specialty. Ladders focuses on vetted professional jobs paying $100,000 or more, making it a useful place to search for experienced mortgage professionals pursuing senior, high-earning opportunities.

Find Your Next Mortgage Loan Officer Job

Search mortgage loan officer jobs on Ladders to compare opportunities, identify roles aligned with your experience, and take the next step in your lending career. Review job descriptions carefully for compensation structure, licensing expectations, territory, and production goals.

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$178K - $225K *

Lead legal support for Finance and Capital Markets, ensuring compliance and strategic execution of ABS transactions and SEC reporting, while managing counsel and navigating complex agreements to drive...

United StatesRemote

Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$139K - $260K *

Join a dynamic team as you provide legal support for Merchant Services, guiding product development and compliance while addressing complex regulatory issues and risk management strategies to enhance...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$139K - $260K *

Analyze complex legal issues and provide strategic guidance to support Merchant Services initiatives, ensuring compliance with federal and state regulations while collaborating with internal stakehold...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$139K - $260K *

Advance legal strategies by providing expert counsel to the Merchant Services team, ensuring compliance with regulations and supporting product development initiatives while collaborating with various...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$139K - $260K *

Engage with us to provide legal support for Merchant Services, addressing complex regulatory issues, product development, and risk management while collaborating with business and compliance teams to...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$139K - $260K *

Optimize legal strategies for Merchant Services, guiding compliance and risk management while collaborating with business partners to support payment card initiatives and product development...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$88K - $105K *

Unlock potential by underwriting and structuring transactions, managing client relationships, and ensuring compliance with credit policies. Collaborate with teams to mitigate risks and deliver timely...

5 days ago

  •   5 - 7 years exp.  •   Legal & Accounting

$88K - $105K *

Lead the charge in underwriting and structuring transactions, ensuring compliance and risk management while collaborating with clients and internal teams to drive successful lending outcomes and portf...

5 days ago

  •   5 - 7 years exp.  •   Legal & Accounting

$250K *

Join a team that's shaping the future of asset and wealth management. As a key leader, you'll drive M&A and advisory projects, manage junior bankers, and engage directly with clients to deliver impact...

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$79K - $136K *

Drive customer relationships as a trusted financial partner, managing a diverse portfolio of affluent clients. Leverage your expertise to deliver tailored banking solutions and enhance customer satisf...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$110K - $130K *

Transform client relationships by managing a diverse portfolio of asset-based lending accounts, ensuring effective oversight and support for growth and profitability while collaborating with internal...

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$130K - $150K *

Unlock potential by leading a team focused on credit bureau reporting accuracy, compliance, and risk management. Drive oversight activities, trend analysis, and reporting to enhance performance across...

5 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$130K - $150K *

Shape the future of credit reporting by leading a team focused on accuracy, compliance, and performance. Drive oversight activities, trend analysis, and reporting to enhance credit bureau reporting ac...

5 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$130K - $150K *

Join a team that's dedicated to ensuring the accuracy and integrity of credit bureau reporting. Lead a skilled group in monitoring, testing, and compliance oversight, while providing critical insights...

Johnston, RIRemote

5 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$73K - $109K *

Join a team that's dedicated to enhancing the Multifamily Seller/Servicer Guide, driving innovation and risk management initiatives while collaborating across divisions to improve customer experience...

5 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$109K - $182K *

Shape the future of enterprise software by leading the AI PDLC product vision, translating complex processes into actionable strategies, and driving cross-functional collaboration to enhance delivery...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$109K - $182K *

Empower the evolution of AI-driven software development by defining product vision, strategy, and metrics. Collaborate across teams to translate complex processes into actionable workflows, enhancing...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$90K - $136K *

Take ownership of managing and underwriting complex commercial credit transactions within a portfolio. This role emphasizes risk assessment, client negotiation, and mentoring junior team members to dr...

Reposted 4 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$90K - $136K *

Drive complex commercial credit transactions and manage loan portfolios while analyzing risks, negotiating terms, and mentoring junior professionals. Ensure client success through proactive portfolio...

Reposted 4 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$95K - $115K *

Shape the future of risk management by leading a team to enhance enterprise risk practices, ensuring effective oversight and collaboration across business units while driving operational excellence an...

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$104K - $123K *

Join a dynamic team to drive impactful business development plans that enhance mortgage access and strengthen community partnerships across strategic growth markets, while serving as a resource and co...

Reposted 6 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$91K - $142K *

Join a dynamic team to lead community relations efforts, mentor staff, and build strategic partnerships. Drive brand awareness through innovative campaigns, public speaking, and community engagement w...

Today

  •   5 - 7 years exp.  •   Finance & Insurance

$104K - $123K *

Drive impactful business development plans to enhance mortgage access across strategic markets. Engage with community organizations to foster partnerships and advocate for homeownership, while deliver...

Reposted 6 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$104K - $123K *

Transform mortgage access by designing impactful business development plans. Engage communities and organizations to enhance partnerships and drive awareness, while coaching teams in the N. California...

Reposted 6 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$104K - $123K *

Champion the expansion of mortgage access by designing impactful business development plans, engaging communities, and fostering partnerships to enhance homeownership opportunities across strategic ma...

Reposted 6 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a mortgage loan officer do?question toggle

    A mortgage loan officer works with prospective borrowers to understand their financing needs, explain mortgage options, collect application information, and help move loan applications through the lending process. The role may also involve sales, referrals, and ongoing client communication.

  • What qualifications are commonly required for mortgage loan officer jobs?question toggle

    Requirements vary by employer and location. Employers may seek lending or sales experience, knowledge of mortgage products and regulations, strong communication skills, and applicable mortgage loan originator licensing or registration. Check each job listing for details.

  • How much can a mortgage loan officer earn?question toggle

    Pay varies by experience, location, employer, production, and compensation structure. Some positions combine base pay with commissions or bonuses. Ladders features vetted professional jobs paying $100,000 or more; review individual listings for salary and compensation details.

  • Do mortgage loan officers need an NMLS license?question toggle

    Many mortgage loan originators must meet licensing or registration requirements, which can involve the Nationwide Multistate Licensing System (NMLS). Requirements depend on the role, employer, and applicable state and federal rules, so confirm the requirements for each position.

  • Where can I find mortgage loan officer jobs paying $100,000 or more?question toggle

    Search Ladders for vetted mortgage loan officer and related lending jobs with salaries of $100,000 or more. Open each listing to review the role, location, qualifications, and compensation information.