Explore Mortgage Loan Officer Jobs

Mortgage loan officers help individuals and businesses navigate the process of financing real estate. They evaluate borrower needs, explain loan options, gather and review application documents, and guide clients from initial inquiry through closing. On Ladders, explore vetted mortgage loan officer and related lending opportunities with salaries of $100,000 or more.

What Mortgage Loan Officers Do

Responsibilities vary by employer and lending specialty, but often include building referral networks, identifying prospective borrowers, assessing financial information, recommending suitable mortgage products, and coordinating with underwriters, processors, real estate professionals, and closing teams. Strong officers balance client service and relationship management with careful attention to lending guidelines and documentation.

Common Mortgage Lending Job Titles

Relevant roles may include Mortgage Loan Officer, Mortgage Loan Originator, Senior Loan Officer, Mortgage Banker, Home Loan Consultant, Residential Lending Officer, and Mortgage Sales Manager. Job titles and responsibilities differ across banks, credit unions, mortgage companies, and other financial institutions.

Skills and Qualifications Employers Seek

Employers commonly value mortgage lending or financial services experience, sales and consultative communication skills, knowledge of loan products and underwriting requirements, and the ability to manage a pipeline of applications. Depending on the role and location, mortgage loan originators may need applicable state licensing and registration, including requirements associated with the Nationwide Multistate Licensing System (NMLS). Review each listing for its specific qualifications.

Mortgage Loan Officer Salary and Career Opportunities

Compensation can include a base salary, commissions, bonuses, or a combination, and varies based on experience, location, employer, production expectations, and loan specialty. Ladders focuses on vetted professional jobs paying $100,000 or more, making it a useful place to search for experienced mortgage professionals pursuing senior, high-earning opportunities.

Find Your Next Mortgage Loan Officer Job

Search mortgage loan officer jobs on Ladders to compare opportunities, identify roles aligned with your experience, and take the next step in your lending career. Review job descriptions carefully for compensation structure, licensing expectations, territory, and production goals.

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$139K - $260K *

Elevate your career by partnering with a national team to source and execute complex sponsor-backed financings, while managing relationships and ensuring compliance in a dynamic environment...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$71K - $99K *

Shape the future of compliance in the mortgage industry by providing essential legal support, ensuring adherence to regulations, and guiding business strategies. Collaborate with attorneys and stakeho...

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$71K - $99K *

Join a team that's dedicated to providing comprehensive legal support in the mortgage industry. You'll assist in compliance, contract management, and regulatory guidance, ensuring adherence to laws wh...

Plano, TXRemote

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$250K *

Drive revenue and enhance client experiences by originating asset-based lending transactions. Collaborate with cross-functional teams to ensure optimal outcomes while mentoring junior teammates and ad...

2 weeks ago

  •   11 - 15 years exp.  •   Finance & Insurance

$124K - $160K *

Join a team that's driving financial strategy and operational excellence. Lead financial planning, analysis, and reporting while collaborating with senior leadership to enhance business performance an...

4 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$142K - $180K *

Drive strategic financial initiatives by aligning business objectives with financial planning, analysis, and reporting. Collaborate with leadership to enhance operational efficiency and support growth...

4 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$76K - $136K *

Drive exceptional customer experiences by managing relationships with affluent clients, delivering tailored financial strategies, and collaborating with internal teams to provide integrated banking so...

Today

  •   Less than 5 years exp.  •   Finance & Insurance

$76K - $136K *

Empower your career by managing affluent client relationships, delivering tailored banking solutions, and collaborating with internal teams to enhance customer experiences. This role offers growth opp...

Today

  •   Less than 5 years exp.  •   Finance & Insurance

$76K - $136K *

Advance your career by managing relationships with affluent clients, delivering tailored banking solutions, and collaborating with internal teams to enhance customer experiences. Drive growth through...

Today

  •   Less than 5 years exp.  •   Finance & Insurance

$76K - $136K *

Empower affluent clients by managing relationships and delivering tailored financial strategies. Collaborate with internal teams to provide integrated banking solutions, ensuring a seamless experience...

Today

  •   Less than 5 years exp.  •   Finance & Insurance

$76K - $136K *

Champion customer relationships by delivering tailored banking solutions, managing a diverse portfolio, and driving growth through proactive engagement and collaboration with internal teams to enhance...

Today

  •   Less than 5 years exp.  •   Finance & Insurance

$76K - $136K *

Elevate customer relationships by proactively managing affluent accounts, delivering tailored financial strategies, and collaborating with internal teams to provide comprehensive banking solutions tha...

Today

  •   Less than 5 years exp.  •   Finance & Insurance

$76K - $136K *

Transform customer experiences by building lasting relationships and delivering tailored financial solutions. Engage affluent clients through proactive outreach, ensuring their banking needs are met w...

Today

  •   Less than 5 years exp.  •   Finance & Insurance

$120K - $240K *

Join a team that's dedicated to helping families secure their financial future. This role offers comprehensive training and mentorship, empowering you to connect with clients and provide essential mor...

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$85K - $115K *

Join a team that's dedicated to evaluating creditworthiness for individuals and businesses. This role involves analyzing complex financial data, preparing reports, and guiding junior underwriters to e...

Reposted today

  •   Less than 5 years exp.  •   Finance & Insurance

$150K - $350K *

Lead the charge in developing high-performing Loan Officers while driving growth in production and partnerships. Foster team engagement, implement performance metrics, and ensure alignment with compan...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$150K - $170K *

Join us to bridge technology and clients in the mortgage industry. You'll engage directly with customers, develop solutions, and influence product direction while driving efficiency and innovation in...

United StatesRemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$100K - $115K *

Lead the charge in driving affordable housing financing solutions, managing complex transactions from sourcing to closing. Build relationships and develop a robust deal pipeline while ensuring effecti...

3 weeks ago

  •   5 - 7 years exp.  •   Real Estate & Construction

$93K - $115K *

Join a team that's dedicated to managing problem loan portfolios, developing recovery strategies, and ensuring compliance. Collaborate with stakeholders to resolve credit issues and mitigate losses wh...

5 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Join a dynamic team to lead product strategy and enhance consumer lending operations. Collaborate across departments to define requirements, manage development, and ensure compliance while driving mod...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$36K - $251K *

Join a dynamic team to guide clients through the mortgage process, leveraging your expertise in loan origination and relationship building to drive business growth and achieve client financial goals i...

4 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$36K - $251K *

Elevate your career by guiding clients through the mortgage process, leveraging your expertise and network to build relationships, drive referrals, and achieve financial goals in a dynamic, supportive...

Chicago, ILRemote

4 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$72K - $108K *

Drive success by managing complex commercial loan portfolios, ensuring sound credit decisions and risk mitigation strategies while fostering strong customer relationships and maintaining asset quality...

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$72K - $108K *

Champion sound credit decisions by managing complex commercial loan portfolios, ensuring risk mitigation and asset quality through in-depth analysis and relationship management with borrowers...

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$72K - $108K *

Manage complex commercial loan portfolios, ensuring sound credit decisions and risk mitigation strategies while maintaining strong customer relationships and compliance with regulatory guidelines...

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a mortgage loan officer do?question toggle

    A mortgage loan officer works with prospective borrowers to understand their financing needs, explain mortgage options, collect application information, and help move loan applications through the lending process. The role may also involve sales, referrals, and ongoing client communication.

  • What qualifications are commonly required for mortgage loan officer jobs?question toggle

    Requirements vary by employer and location. Employers may seek lending or sales experience, knowledge of mortgage products and regulations, strong communication skills, and applicable mortgage loan originator licensing or registration. Check each job listing for details.

  • How much can a mortgage loan officer earn?question toggle

    Pay varies by experience, location, employer, production, and compensation structure. Some positions combine base pay with commissions or bonuses. Ladders features vetted professional jobs paying $100,000 or more; review individual listings for salary and compensation details.

  • Do mortgage loan officers need an NMLS license?question toggle

    Many mortgage loan originators must meet licensing or registration requirements, which can involve the Nationwide Multistate Licensing System (NMLS). Requirements depend on the role, employer, and applicable state and federal rules, so confirm the requirements for each position.

  • Where can I find mortgage loan officer jobs paying $100,000 or more?question toggle

    Search Ladders for vetted mortgage loan officer and related lending jobs with salaries of $100,000 or more. Open each listing to review the role, location, qualifications, and compensation information.