Underwriters assess risk and make informed decisions about whether to approve insurance policies, loans, and other financial agreements. They review applications, analyze financial and other relevant information, and determine appropriate terms, limits, and pricing. Employers value underwriters who combine sound judgment with analytical skills and clear communication.
Find vetted underwriter opportunities on Ladders, including professional roles with salaries of $100,000 or more. Job titles and qualifications vary by employer, industry, and level of responsibility, so review each listing for details on compensation, experience, and location.
Underwriting work differs across insurance, banking, and financial services. Depending on the role, underwriters may evaluate borrower credit and repayment capacity, assess insurance exposures, review property or business information, apply internal guidelines, and recommend or make approval decisions. They may also collaborate with brokers, loan officers, actuaries, and other teams to clarify information and explain decisions.
Underwriter job titles may include insurance underwriter, commercial underwriter, mortgage underwriter, credit underwriter, and senior or lead underwriter. Specialties can focus on areas such as commercial property, casualty, life and health insurance, residential lending, or business credit. Requirements and responsibilities depend on the product and organization.
Many employers seek candidates with experience in risk assessment, financial analysis, or a relevant underwriting specialty. Useful capabilities include attention to detail, quantitative reasoning, familiarity with underwriting guidelines and regulations, sound decision-making, and the ability to communicate findings clearly. Some roles may require a bachelor's degree, industry credentials, or experience with particular underwriting systems; check individual job postings for specific requirements.
Underwriters can progress into senior, lead, or management roles, or specialize in complex accounts and products. Related paths may include risk management, portfolio analysis, credit, insurance operations, and underwriting strategy. Advancement often depends on industry knowledge, judgment, performance, and the ability to handle greater complexity or responsibility.
Use Ladders to explore vetted professional underwriter openings with compensation of $100,000 or more. Compare role scope, specialty, location, and stated qualifications to identify opportunities that align with your experience and career goals. Compensation and eligibility vary by listing.
Senior Underwriter, Commercial
$72K - $121K *
Lead the evaluation of complex specialty accounts as a Senior Commercial Underwriter. Utilize your expertise to assess risks, negotiate coverage, and foster strong relationships with stakeholders whil...
4 days ago
Senior Underwriter, Commercial
$72K - $121K *
Join a team that's dedicated to assessing risk and extending coverage for specialty accounts. Leverage your expertise to negotiate solutions, mentor colleagues, and enhance operational efficiencies wh...
4 days ago
$131K - $154K *
Oversee firm-commitment underwriting and distribution of new equity offerings, ensuring compliance and operational excellence throughout the deal lifecycle while collaborating with multiple department...
Reposted 3 weeks ago
$149K - $175K *
Join a team that's tackling major financial challenges with innovative solutions. You will oversee underwriting operations and retail distribution, ensuring compliance with regulations while achieving...
Reposted 3 weeks ago
$90K - $110K *
Contribute to our mission by leveraging your underwriting expertise to assess complex applications, mentor colleagues, and enhance our credit risk strategies, ensuring small businesses access responsi...
2 weeks ago
$115K - $125K *
Join a team that's dedicated to building strong relationships with independent agencies, driving premium growth and maximizing retention while ensuring customer satisfaction through expert risk evalua...
3 weeks ago
$111K - $172K *
Shape the future of healthcare underwriting by managing new and renewal business, leading a team, and driving profitability through strategic risk assessment and relationship building in a dynamic env...
1 week ago
Executive Underwriter, Central
$150K - $190K *
Lead the charge in underwriting and managing complex enterprise accounts, driving profitable business through strategic broker partnerships while mentoring junior underwriters and shaping portfolio st...
1 week ago
$68K - $102K *
Drive analytical excellence by underwriting multifamily loans, ensuring credit risk is defined and mitigated while collaborating with stakeholders to achieve successful outcomes in a dynamic environme...
Reposted 2 days ago
Sr. Underwriter - Executive Products (Wholesale)
$111K - $156K *
Transform the Management Liability landscape by independently evaluating complex risks, building strong broker relationships, and driving profitable growth through disciplined underwriting and excepti...
1 week ago
Sr. Underwriter - Executive Products (Wholesale)
$111K - $156K *
Advance your career by managing a profitable Management Liability portfolio, leveraging strong underwriting judgment and broker relationships to drive growth and profitability in a dynamic environment...
1 week ago
$88K - $105K *
Drive the underwriting process by assessing insurance risks and setting premium rates for complex employer groups, ensuring compliance with corporate guidelines while collaborating across departments...
6 days ago
$80K - $95K *
Champion the evaluation of insurance risks and premium rates for complex employer groups, ensuring compliance with underwriting guidelines while collaborating across departments to enhance accuracy an...
6 days ago
$80K - $95K *
Lead the assessment of insurance risks and premium rates for complex employer groups, ensuring compliance with underwriting guidelines while collaborating across departments to enhance reporting accur...
6 days ago
$90K - $110K *
Lead underwriting efforts to optimize risk analysis, pricing, and service delivery. Collaborate with the team to achieve business goals while ensuring compliance with corporate standards and maintaini...
1 month ago
$86K - $124K *
Champion the underwriting of Builder's Risk and Marine coverages, collaborating with a dynamic team to drive profitability and growth. Leverage your expertise in risk analysis and relationship managem...
3 weeks ago
$86K - $124K *
Join a team that's dedicated to underwriting Builder's Risk and Marine coverages. Collaborate with a dynamic group of professionals to drive profitability and growth while managing key relationships i...
3 weeks ago
$100K - $150K *
Unlock potential by managing a profitable Inland Marine portfolio, fostering relationships with producers, and utilizing advanced underwriting tools to ensure optimal risk evaluation and pricing while...
1 week ago
$82K - $118K *
Champion the underwriting process by assessing risks, determining terms, and ensuring profitability while meeting customer needs. Leverage financial acumen and communication skills to drive strategic...
3 weeks ago
Underwriter I - Primary Casualty
$66K - $95K *
Unlock potential by expertly managing underwriting for renewal accounts, ensuring compliance with standards while achieving production goals. Collaborate with brokers to analyze risks, develop strateg...
Reposted today
$112K - $140K *
Unlock your potential by managing agency relationships and underwriting workers' compensation. Lead business plan development, maintain pricing discipline, and coach staff while becoming a trusted exp...
1 week ago
$112K - $140K *
Transform the underwriting landscape by managing agency relationships and pricing strategies. Leverage your expertise in workers' compensation to guide teams, develop business plans, and drive success...
1 week ago
Senior Underwriter, CHES Special Risk
$110K *
Join a dynamic team in evaluating and managing insurance risks, driving profitability and growth through expert underwriting. Collaborate with brokers and mentor junior staff while ensuring compliance...
4 days ago
Senior Underwriter, CHES Special Risk
$110K *
Champion growth by evaluating and managing insurance risks, ensuring compliance, and fostering broker relationships. Leverage your expertise to drive profitability and mentor junior underwriters in a...
4 days ago
$130K - $165K *
Empower growth in our Builder's Risk portfolio by underwriting new and renewal business, fostering broker relationships, and enhancing technical expertise within the Construction team to achieve profi...
Yesterday
What does an underwriter do?
An underwriter evaluates risk and supporting information to decide whether to approve an insurance policy, loan, or other financial agreement, and may set terms, limits, or pricing.
What types of underwriter jobs are available?
Common roles include insurance, commercial, mortgage, and credit underwriters, as well as senior and lead positions. Specialties and responsibilities vary by employer and industry.
What qualifications do underwriters need?
Requirements depend on the role. Employers may look for relevant underwriting or financial analysis experience, strong analytical and communication skills, and familiarity with industry guidelines. Some positions require a degree or professional credentials.
How can underwriters advance their careers?
With experience, underwriters may move into senior, lead, or management positions, specialize in complex risks, or transition into related areas such as risk management, credit, or portfolio analysis.
Where can I find underwriter jobs paying $100,000 or more?
Ladders features vetted professional job opportunities with salaries of $100,000 or more. Review each underwriter listing for its compensation, location, and qualifications.