Explore Credit Risk Analyst Jobs

Discover Credit Risk Analyst opportunities with employers seeking professionals who can assess creditworthiness, monitor exposure, and help guide sound lending and investment decisions. Ladders features vetted professional jobs paying $100,000 or more, including roles across banking, financial services, fintech, and corporate finance.

What Does a Credit Risk Analyst Do?

Credit Risk Analysts evaluate the likelihood that borrowers or counterparties will meet their financial obligations. They review financial statements, credit data, market conditions, and portfolio trends to identify potential risks and support decisions on lending, limits, and risk controls. Depending on the organization, the role may focus on individual borrowers, commercial accounts, structured products, or a broader credit portfolio.

Skills and Qualifications Employers Seek

Employers commonly look for experience in financial statement analysis, credit evaluation, quantitative modeling, and risk reporting. Strong candidates communicate findings clearly, use data to develop practical recommendations, and understand relevant policies and regulations. Familiarity with Excel, SQL, Python, statistical tools, or risk platforms may be valuable, while credentials such as CFA or FRM can support career progression.

Career Paths and Work Settings

Credit Risk Analysts work in commercial and investment banks, asset managers, insurance companies, fintech firms, and other organizations with lending or counterparty exposure. Career paths may lead to senior analyst, credit risk manager, portfolio risk, underwriting, model validation, or broader enterprise risk roles. Responsibilities and requirements vary by employer and seniority.

Find Credit Risk Analyst Jobs on Ladders

Use Ladders to explore vetted Credit Risk Analyst openings with salaries of $100,000 or more. Compare role requirements, industries, and responsibilities to identify opportunities that fit your experience and career goals.

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$98K - $163K *

Advance analytical initiatives in credit risk and portfolio management. Leverage economic theories and statistical methods to support data-driven insights, reporting, and decision-making. Collaborate...

3 weeks ago

  •   Less than 5 years exp.  •   Business Services

$98K - $163K *

Lead the charge in delivering insightful credit analytics by leveraging economic theories and advanced statistical methods to enhance risk monitoring and lender oversight. Deliver quality reports and...

3 weeks ago

  •   Less than 5 years exp.  •   Business Services

$98K - $163K *

Analyze complex financial data and enhance risk monitoring through advanced statistical methods and reporting tools. Collaborate with stakeholders to produce insights that inform decision-making in cr...

3 weeks ago

  •   Less than 5 years exp.  •   Business Services

$110K - $130K *

Join a team that's driving sound credit decisions to foster sustainable growth while managing risk. Influence strategic outcomes through expert insights and elevate team capabilities by mentoring anal...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$140K - $160K *

Lead the charge in managing a consumer lending portfolio, optimizing risk strategies, and leveraging data analytics to enhance performance and profitability while collaborating across multiple busines...

1 week ago

  •   5 - 7 years exp.  •   Business Services

$120K - $145K *

Lead the oversight of credit risk management for consumer real estate portfolios, ensuring compliance with policies and regulations. Collaborate with stakeholders to analyze complex transactions and e...

4 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$120K - $145K *

Champion credit risk management by overseeing portfolio performance, ensuring compliance with policies, and providing expert analysis on complex transactions to mitigate risks and enhance asset qualit...

4 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$110K - $130K *

Oversee credit risk management for a diverse portfolio, ensuring compliance with policies and regulations. Drive performance through analysis, reporting, and collaboration with stakeholders to mitigat...

4 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$80K - $95K *

Lead the charge in managing credit risk for Lombard lending, overseeing proposals, collateral, and compliance. Ensure alignment with regulatory standards while monitoring exposures and advising teams...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $95K *

Join a team that's dedicated to identifying and mitigating technology risks. You'll analyze potential threats, implement strategies, and ensure compliance, all while safeguarding our technological ass...

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Empower your career by identifying and mitigating technology risks. This role involves analyzing risks, implementing strategies, and ensuring compliance to protect organizational assets while fosterin...

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$69K - $105K *

Drive risk management initiatives by conducting in-depth analyses, enhancing internal controls, and mentoring junior staff. Collaborate with business leaders to identify and mitigate risks while optim...

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$160K - $240K *

Join our dynamic team as a Credit Officer, where you'll assess credit risks for funds, conduct detailed analyses, and provide strategic insights to support business objectives while ensuring complianc...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$91K *

Shape our lending strategy by analyzing portfolio performance and credit risk trends. This role provides critical insights to support lending decisions and enhance credit risk management through data...

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$110K - $130K *

Lead the charge in developing and enhancing credit risk models, collaborating with cross-functional teams to ensure robust governance and analytics. Drive model performance monitoring and support regu...

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$110K - $130K *

Optimize credit risk modeling and governance by developing robust models, collaborating with cross-functional teams, and ensuring compliance with regulatory standards. Drive data management initiative...

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$120K - $145K *

Tackle credit and risk challenges in a dynamic energy trading environment. Leverage commercial judgment and analytical skills to manage exposure and support decision-making within a lean, high-impact...

Reposted 1 week ago

  •   8 - 10 years exp.  •   Staffing

$75K - $92K *

Join a dynamic team focused on risk management for international accounts. You'll monitor compliance, analyze customer activity, and contribute to AML and OFAC programs, ensuring the integrity of fina...

4 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$90K - $110K *

Analyze customer payment activities to ensure compliance with regulations, develop risk profiles, and monitor geopolitical developments. Contribute to risk reviews and present findings to management...

6 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$72K - $100K *

Join our dynamic team as a Sr. Credit Analyst, owning the underwriting cycle from application review to decision-making. Leverage your analytical skills to enhance credit processes and contribute to a...

United StatesRemote

1 week ago

  •   Less than 5 years exp.  •   Enterprise Technology

$125K - $150K *

Transform your career by leading credit risk consulting engagements, mentoring staff, and providing audit services to clients in the financial services industry. Drive strategic initiatives and enhanc...

1 week ago

  •   5 - 7 years exp.  •   Legal & Accounting

$80K - $95K *

Drive compliance and risk assessment initiatives, ensuring audit readiness and effective controls across cybersecurity and IT operations while collaborating with stakeholders to meet federal requireme...

Reposted 3 weeks ago

  •   5 - 7 years exp.  •   Information Technology

$116K - $216K *

Lead the charge in enhancing credit risk oversight through advanced analytics, reporting, and process automation. Collaborate with teams to develop data-driven solutions that identify emerging risks a...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$140K - $180K *

Analyze and enhance risk management processes by assessing exposures across asset classes, developing analytical tools, and collaborating with investment teams to communicate insights effectively to s...

5 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$100K - $120K *

Drive innovative quantitative modeling solutions to enhance risk management across the Bank. Collaborate with teams to develop, validate, and implement models for credit, climate, and operational risk...

Montreal, QCIn-Person

3 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a Credit Risk Analyst do?question toggle

    A Credit Risk Analyst assesses the risk that borrowers or counterparties may fail to meet their obligations. The work can include analyzing financial statements and credit data, monitoring portfolios, preparing risk reports, and recommending lending or exposure decisions.

  • What qualifications are common for Credit Risk Analyst jobs?question toggle

    Many roles seek a degree in finance, economics, accounting, mathematics, or a related field, along with experience in credit or financial analysis. Employers may also value quantitative skills, knowledge of risk regulations, and familiarity with tools such as Excel, SQL, or Python. Requirements vary by position.

  • What industries hire Credit Risk Analysts?question toggle

    Banks, fintech companies, asset managers, insurance firms, and corporations with lending or counterparty exposure commonly hire Credit Risk Analysts.

  • What career paths can follow a Credit Risk Analyst role?question toggle

    With experience, analysts may advance to senior analyst or credit risk manager positions, or move into portfolio risk, underwriting, model validation, or enterprise risk management.

  • Are Credit Risk Analyst jobs on Ladders vetted and high paying?question toggle

    Ladders focuses on vetted professional job opportunities paying $100,000 or more. Check each listing for its specific salary details, qualifications, and responsibilities.