Explore Underwriter Jobs

Underwriters assess risk and make informed decisions about whether to approve insurance policies, loans, and other financial agreements. They review applications, analyze financial and other relevant information, and determine appropriate terms, limits, and pricing. Employers value underwriters who combine sound judgment with analytical skills and clear communication.

Find vetted underwriter opportunities on Ladders, including professional roles with salaries of $100,000 or more. Job titles and qualifications vary by employer, industry, and level of responsibility, so review each listing for details on compensation, experience, and location.

What Underwriters Do

Underwriting work differs across insurance, banking, and financial services. Depending on the role, underwriters may evaluate borrower credit and repayment capacity, assess insurance exposures, review property or business information, apply internal guidelines, and recommend or make approval decisions. They may also collaborate with brokers, loan officers, actuaries, and other teams to clarify information and explain decisions.

Common Underwriter Specialties

Underwriter job titles may include insurance underwriter, commercial underwriter, mortgage underwriter, credit underwriter, and senior or lead underwriter. Specialties can focus on areas such as commercial property, casualty, life and health insurance, residential lending, or business credit. Requirements and responsibilities depend on the product and organization.

Skills and Qualifications

Many employers seek candidates with experience in risk assessment, financial analysis, or a relevant underwriting specialty. Useful capabilities include attention to detail, quantitative reasoning, familiarity with underwriting guidelines and regulations, sound decision-making, and the ability to communicate findings clearly. Some roles may require a bachelor's degree, industry credentials, or experience with particular underwriting systems; check individual job postings for specific requirements.

Underwriter Career Paths

Underwriters can progress into senior, lead, or management roles, or specialize in complex accounts and products. Related paths may include risk management, portfolio analysis, credit, insurance operations, and underwriting strategy. Advancement often depends on industry knowledge, judgment, performance, and the ability to handle greater complexity or responsibility.

Find Underwriter Jobs on Ladders

Use Ladders to explore vetted professional underwriter openings with compensation of $100,000 or more. Compare role scope, specialty, location, and stated qualifications to identify opportunities that align with your experience and career goals. Compensation and eligibility vary by listing.

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$117K - $160K *

Champion profitable growth by managing E&S commercial property and casualty underwriting. Leverage strong technical skills and relationships to assess risks, deliver competitive quotes, and optimize p...

United StatesRemote

4 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$71K - $94K *

Elevate underwriting excellence by managing Middle Market and Construction renewals, fostering agency relationships, and mentoring team members to ensure optimal service and compliance in a dynamic en...

United StatesRemote

5 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Optimize risk assessment and underwriting strategies for excess casualty insurance. Evaluate complex submissions, collaborate with brokers, and ensure compliance while maintaining a profitable portfol...

RemoteRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$150K - $190K *

Lead the charge in underwriting and managing complex enterprise accounts, driving profitable business through strategic broker partnerships while mentoring junior underwriters and shaping portfolio st...

United StatesRemote

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$117K - $160K *

Lead the charge in underwriting E&S commercial property and casualty accounts. Manage risk assessments, develop competitive quotes, and collaborate with carriers to optimize profitability while achiev...

RemoteRemote

4 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Champion the evaluation of multifamily investment opportunities through advanced financial modeling, market analysis, and risk assessment. Leverage AI and data tools to enhance underwriting efficiency...

Texas, USRemote

Reposted yesterday

  •   Less than 5 years exp.  •   Real Estate & Construction

$150K - $210K *

Transform your career by driving profitable business with enterprise clients. Leverage your underwriting expertise to manage complex accounts, mentor peers, and shape portfolio strategies while foster...

United StatesRemote

3 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$58K - $110K *

Transform your career by leading Home Health Care Liability underwriting while managing agency relationships and driving profitability through expert analysis and collaboration in the Health and Socia...

Morristown, NJRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$87K - $120K *

Transform the nonprofit sector by managing agency relationships, driving growth, and ensuring compliance. Leverage your underwriting expertise to enhance portfolio performance and develop new business...

United StatesRemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$120K - $240K *

Grow your career by helping families secure their financial future. Join a supportive team that fosters personal development and leadership opportunities while providing essential mortgage protection...

Myrtle Beach, SCRemote

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$120K - $240K *

Empower clients by connecting, analyzing needs, and providing tailored mortgage protection solutions. Engage in consultations and manage follow-ups to ensure a seamless experience, all while enjoying...

Arlington, TXRemote

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Transform your career by leveraging your underwriting expertise to mentor others, handle complex inquiries, and drive process improvements in personal lines insurance. Join a dynamic team dedicated to...

United StatesRemote

3 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$160K - $200K *

Collaborate with brokers and clients to drive profitable business through expert underwriting of complex accounts. Leverage strategic insights and relationship-building to optimize portfolio performan...

United StatesRemote

3 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$67K - $127K *

Drive the analysis of underwriting data to maintain a profitable Excess business. Collaborate with teams and manage broker relationships while enhancing your underwriting expertise through training an...

Morristown, NJRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$85K - $105K *

Unlock growth by managing and underwriting a diverse portfolio of Cyber Liability and E&O coverages, ensuring compliance and profitability while fostering strong relationships with partners and broker...

United StatesRemote

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$110K *

Take ownership of complex mortgage loan evaluations, ensuring compliance with guidelines while assessing borrower risk. Collaborate with internal teams and vendors to facilitate loan approvals and mai...

United StatesRemote

1 week ago

  •   11 - 15 years exp.  •   Real Estate & Construction

$100K - $152K *

Grow and manage a profitable large account portfolio by applying underwriting expertise, building broker relationships, and driving strategic agency performance insights. Collaborate with regional lea...

RemoteRemote

Reposted yesterday

  •   5 - 7 years exp.  •   Finance & Insurance

$90K - $110K *

Join a team that's shaping the future of marine underwriting by assessing risks, negotiating policies, and mentoring junior underwriters to ensure profitability and compliance while delivering excepti...

United StatesRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$81K - $135K *

Drive impactful decisions in Small Business Administration underwriting, ensuring compliance and efficiency. Analyze credit information, structure loans, and support relationship managers while delive...

RemoteRemote

5 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$95K - $105K *

Transform the underwriting process by evaluating residential loans, ensuring compliance with FHA and LBF guidelines. Collaborate with teams to secure documentation and make timely decisions while main...

Paramus, NJRemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$130K - $180K *

Join a team that's dedicated to expanding our Environmental Impairment Liability book. Leverage your underwriting expertise to drive growth, mentor junior staff, and collaborate across departments to...

RemoteRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$173K - $240K *

Empower your career by diving into the dynamic world of cyber reinsurance. Collaborate with seasoned underwriters, analyze cedant data, and grow your expertise in treaty submissions, while building vi...

United StatesRemote

Reposted 1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$103K - $136K *

Join a dynamic team as you lead investment accounting and reporting efforts, ensuring accuracy and compliance. Collaborate across departments to enhance financial processes and drive improvements in a...

United StatesRemote

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$93K - $116K *

Join a team that's redefining insurance underwriting by evaluating petroleum distribution applications, determining coverage levels, and ensuring compliance with industry standards. Leverage your expe...

United StatesRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$95K - $115K *

Transform underwriting strategies and enhance organizational capability by providing expert guidance on complex risks. Collaborate cross-functionally to drive performance, monitor trends, and develop...

RemoteRemote

Reposted 2 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does an underwriter do?question toggle

    An underwriter evaluates risk and supporting information to decide whether to approve an insurance policy, loan, or other financial agreement, and may set terms, limits, or pricing.

  • What types of underwriter jobs are available?question toggle

    Common roles include insurance, commercial, mortgage, and credit underwriters, as well as senior and lead positions. Specialties and responsibilities vary by employer and industry.

  • What qualifications do underwriters need?question toggle

    Requirements depend on the role. Employers may look for relevant underwriting or financial analysis experience, strong analytical and communication skills, and familiarity with industry guidelines. Some positions require a degree or professional credentials.

  • How can underwriters advance their careers?question toggle

    With experience, underwriters may move into senior, lead, or management positions, specialize in complex risks, or transition into related areas such as risk management, credit, or portfolio analysis.

  • Where can I find underwriter jobs paying $100,000 or more?question toggle

    Ladders features vetted professional job opportunities with salaries of $100,000 or more. Review each underwriter listing for its compensation, location, and qualifications.