Explore Mortgage Loan Officer Jobs

Mortgage loan officers help individuals and businesses navigate the process of financing real estate. They evaluate borrower needs, explain loan options, gather and review application documents, and guide clients from initial inquiry through closing. On Ladders, explore vetted mortgage loan officer and related lending opportunities with salaries of $100,000 or more.

What Mortgage Loan Officers Do

Responsibilities vary by employer and lending specialty, but often include building referral networks, identifying prospective borrowers, assessing financial information, recommending suitable mortgage products, and coordinating with underwriters, processors, real estate professionals, and closing teams. Strong officers balance client service and relationship management with careful attention to lending guidelines and documentation.

Common Mortgage Lending Job Titles

Relevant roles may include Mortgage Loan Officer, Mortgage Loan Originator, Senior Loan Officer, Mortgage Banker, Home Loan Consultant, Residential Lending Officer, and Mortgage Sales Manager. Job titles and responsibilities differ across banks, credit unions, mortgage companies, and other financial institutions.

Skills and Qualifications Employers Seek

Employers commonly value mortgage lending or financial services experience, sales and consultative communication skills, knowledge of loan products and underwriting requirements, and the ability to manage a pipeline of applications. Depending on the role and location, mortgage loan originators may need applicable state licensing and registration, including requirements associated with the Nationwide Multistate Licensing System (NMLS). Review each listing for its specific qualifications.

Mortgage Loan Officer Salary and Career Opportunities

Compensation can include a base salary, commissions, bonuses, or a combination, and varies based on experience, location, employer, production expectations, and loan specialty. Ladders focuses on vetted professional jobs paying $100,000 or more, making it a useful place to search for experienced mortgage professionals pursuing senior, high-earning opportunities.

Find Your Next Mortgage Loan Officer Job

Search mortgage loan officer jobs on Ladders to compare opportunities, identify roles aligned with your experience, and take the next step in your lending career. Review job descriptions carefully for compensation structure, licensing expectations, territory, and production goals.

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$80K - $95K *

Manage and lead a team of underwriters and appraisal analysts to ensure compliance with risk parameters, enhance mortgage lending processes, and drive operational excellence through coaching and devel...

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$82K - $100K *

Shape the future of business analysis by bridging stakeholder needs with IT solutions. Collaborate on medium to complex projects, ensuring requirements are met and processes are streamlined for optima...

United StatesRemote

2 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$98K - $120K *

Optimize the affluent client experience by driving relationships and collaborating across teams to deliver comprehensive wealth management solutions, ensuring proactive engagement and expert guidance...

Reposted 1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$125K - $193K *

Champion the management of distressed commercial real estate and C&I loans, collaborating with teams to develop strategies that minimize risk and maintain compliance, while ensuring effective communic...

Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$90K - $110K *

Empower a high-performing team by overseeing mortgage servicing operations, ensuring compliance with investor guidelines, and driving process efficiency to enhance portfolio management strategies and...

United StatesRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$60K - $200K *

Champion client success by leveraging a robust referral system and investment tools. Build and manage a diverse client base while creating tailored financial solutions to meet individual goals and dri...

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$90K - $110K *

Lead relationship management efforts by sourcing and supporting business clients. Develop strong connections, enhance client engagement, and drive portfolio growth while ensuring risk management and c...

Reposted 1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$71K - $125K *

Transform complex loan servicing processes as a Senior Servicing Officer, managing a diverse portfolio in commercial real estate. Contribute to client partnerships and lead initiatives, while expandin...

RemoteRemote

Reposted 1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$110K - $130K *

Lead a dynamic Infrastructure Platform Engineering team to enhance production environments, ensuring top-tier client service while managing complex IT operations and fostering team collaboration and i...

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$71K - $114K *

Champion the administration of complex Commercial Construction loans, ensuring accurate setup, monitoring, and servicing in line with agreements and policies. Collaborate with various stakeholders to...

5 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$80K - $95K *

Deliver exceptional loan operations leadership by overseeing mortgage, consumer, and commercial lending processes. Ensure compliance, accuracy, and efficiency while fostering team development and main...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$130K *

Unlock potential by driving mortgage loan origination through networking and relationship-building. Deliver exceptional customer service while ensuring compliance and maximizing cross-selling opportun...

Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$93K - $165K *

Champion the management of a diverse commercial loan portfolio, ensuring compliance and risk assessment while fostering client relationships and promoting bank products. Collaborate with teams to driv...

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$63K - $105K *

Empower your career by supporting innovative lending solutions that enhance client experiences. Collaborate with Advisors to drive adoption of our Secured Credit Account, ensuring seamless operations...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$63K - $105K *

Empower Advisors by supporting our innovative lending solutions, enhancing client experiences, and driving product adoption. Collaborate with teams to resolve inquiries and improve processes, ensuring...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$104K - $168K *

Unlock growth by managing client relationships and driving business development. Engage in strategic prospecting, enhance client portfolios, and deliver tailored financial solutions while ensuring com...

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$104K - $168K *

Optimize client relationships by sourcing new business and managing a diverse portfolio. Engage in strategic outreach, assess financial needs, and deliver tailored banking solutions to drive growth an...

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$90K - $110K *

Join a team that's dedicated to building strong client relationships and driving business growth. Leverage your banking expertise to source new clients, manage portfolios, and deliver tailored financi...

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$160K - $200K *

Join a dynamic team, developing and managing commercial loan portfolios while forging strong client relationships and ensuring compliance with banking regulations to drive profitability and community...

Reposted 1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$185K - $300K *

Join a dynamic team to provide tailored custom credit solutions for high-net-worth clients, overseeing the entire lending process while leveraging your strategic thinking and credit expertise to drive...

Reposted 4 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$185K - $300K *

Empower high-net-worth clients by structuring and executing tailored credit solutions. Leverage your expertise in custom lending to drive business growth and foster strong relationships within a colla...

Reposted 4 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$185K - $300K *

Unlock potential by providing custom lending solutions for high-net-worth clients, leveraging your expertise in credit structuring and relationship management to drive business growth and meet complex...

Reposted 4 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$185K - $300K *

Lead the creation and delivery of custom credit solutions for HNW and UHNW clients, ensuring strategic alignment with their unique financial needs while driving business development and portfolio prof...

Reposted 4 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$185K - $300K *

Join a team that's dedicated to delivering tailored credit solutions for HNW and UHNW clients. Leverage your expertise in custom lending and relationship management to drive business growth and negoti...

Reposted 4 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$77K - $86K *

Support loan servicing operations by processing transactions, maintaining records, and ensuring compliance with regulations. Collaborate with team members to deliver exceptional service and resolve is...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a mortgage loan officer do?question toggle

    A mortgage loan officer works with prospective borrowers to understand their financing needs, explain mortgage options, collect application information, and help move loan applications through the lending process. The role may also involve sales, referrals, and ongoing client communication.

  • What qualifications are commonly required for mortgage loan officer jobs?question toggle

    Requirements vary by employer and location. Employers may seek lending or sales experience, knowledge of mortgage products and regulations, strong communication skills, and applicable mortgage loan originator licensing or registration. Check each job listing for details.

  • How much can a mortgage loan officer earn?question toggle

    Pay varies by experience, location, employer, production, and compensation structure. Some positions combine base pay with commissions or bonuses. Ladders features vetted professional jobs paying $100,000 or more; review individual listings for salary and compensation details.

  • Do mortgage loan officers need an NMLS license?question toggle

    Many mortgage loan originators must meet licensing or registration requirements, which can involve the Nationwide Multistate Licensing System (NMLS). Requirements depend on the role, employer, and applicable state and federal rules, so confirm the requirements for each position.

  • Where can I find mortgage loan officer jobs paying $100,000 or more?question toggle

    Search Ladders for vetted mortgage loan officer and related lending jobs with salaries of $100,000 or more. Open each listing to review the role, location, qualifications, and compensation information.