Explore Mortgage Loan Officer Jobs

Mortgage loan officers help individuals and businesses navigate the process of financing real estate. They evaluate borrower needs, explain loan options, gather and review application documents, and guide clients from initial inquiry through closing. On Ladders, explore vetted mortgage loan officer and related lending opportunities with salaries of $100,000 or more.

What Mortgage Loan Officers Do

Responsibilities vary by employer and lending specialty, but often include building referral networks, identifying prospective borrowers, assessing financial information, recommending suitable mortgage products, and coordinating with underwriters, processors, real estate professionals, and closing teams. Strong officers balance client service and relationship management with careful attention to lending guidelines and documentation.

Common Mortgage Lending Job Titles

Relevant roles may include Mortgage Loan Officer, Mortgage Loan Originator, Senior Loan Officer, Mortgage Banker, Home Loan Consultant, Residential Lending Officer, and Mortgage Sales Manager. Job titles and responsibilities differ across banks, credit unions, mortgage companies, and other financial institutions.

Skills and Qualifications Employers Seek

Employers commonly value mortgage lending or financial services experience, sales and consultative communication skills, knowledge of loan products and underwriting requirements, and the ability to manage a pipeline of applications. Depending on the role and location, mortgage loan originators may need applicable state licensing and registration, including requirements associated with the Nationwide Multistate Licensing System (NMLS). Review each listing for its specific qualifications.

Mortgage Loan Officer Salary and Career Opportunities

Compensation can include a base salary, commissions, bonuses, or a combination, and varies based on experience, location, employer, production expectations, and loan specialty. Ladders focuses on vetted professional jobs paying $100,000 or more, making it a useful place to search for experienced mortgage professionals pursuing senior, high-earning opportunities.

Find Your Next Mortgage Loan Officer Job

Search mortgage loan officer jobs on Ladders to compare opportunities, identify roles aligned with your experience, and take the next step in your lending career. Review job descriptions carefully for compensation structure, licensing expectations, territory, and production goals.

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$105K - $115K *

Unlock potential by joining a dynamic team as an Analyst in U.S. Loan Syndications. Collaborate with senior professionals to structure and distribute syndicated loans, gaining hands-on experience in a...

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$136K - $228K *

Develop and execute a strategic partner program to enhance relationships with third-party recruiting firms, driving advisor recruitment and program growth while leading a dedicated team to achieve mea...

Reposted 3 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$136K - $228K *

Transform partnerships with third-party recruiting firms by leading strategy and execution. Drive growth through proactive management, building trust, and enhancing advisor connections while overseein...

Reposted 3 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$136K - $228K *

Lead the strategy and execution of partnerships with third-party recruiting firms, enhancing LPL's position as a preferred partner. Drive proactive partner management while overseeing a team and ensur...

Reposted 3 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$136K - $228K *

Optimize partnerships with third-party recruiting firms to enhance advisor connections. Lead a team in managing strategic relationships, driving program growth, and ensuring accountability for recruit...

Reposted 3 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$100K - $120K *

Lead efforts to expand agricultural lending and business development while managing key staff relationships. Drive portfolio growth through community engagement and exceptional customer service, lever...

Reposted 1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$79K - $147K *

Analyze commercial real estate loans by providing analytical support for underwriting and asset management. Develop detailed financial models and conduct market research to ensure sound credit decisio...

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$79K - $147K *

Join a team that's dedicated to providing analytical support in commercial real estate lending. Collaborate on underwriting, asset management, and market analytics to drive sound credit decisions and...

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Join a team that's dedicated to guiding clients toward homeownership by mentoring, collaborating, and driving mortgage loan originations while providing exceptional customer experiences and expert fin...

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Unlock potential by driving commercial deposit growth through strategic prospecting and relationship management. Collaborate with partners to deliver tailored solutions, ensuring client satisfaction a...

4 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $95K *

Join a team that's driving commercial growth through strategic prospecting and relationship building. This role focuses on developing new operating relationships with C&I companies and enhancing depos...

Tennessee, USRemote

4 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$72K - $108K *

Develop client-centric financial plans and investment strategies to optimize wealth management, while leveraging your expertise to deepen client relationships and achieve sales targets within the dyna...

Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Empower clients on their journey to homeownership by leveraging your mortgage expertise. Collaborate with a dynamic team to enhance customer experiences and drive mortgage loan originations through st...

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $100K *

Elevate your career by managing fiduciary accounts and client relationships, ensuring compliance and delivering exceptional wealth management services while contributing to business growth and operati...

6 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $100K *

Join a team that's dedicated to conducting thorough credit analysis and underwriting. Leverage your expertise to manage loan portfolios, assess risk, and support lending decisions while collaborating...

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $100K *

Analyze credit information and collaborate with teams to structure loans, manage portfolios, and mitigate risks. Utilize strong analytical skills to support lending decisions and ensure compliance wit...

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$110K - $130K *

Collaborate with HR and legal teams to provide comprehensive employment law support, drafting and negotiating contracts while ensuring compliance with regulations. Balance legal risks with business ob...

United StatesRemote

1 week ago

  •   5 - 7 years exp.  •   Real Estate & Construction

$140K - $250K *

Partner with us to drive revenue growth in construction lending, managing complex client relationships while promoting our services. Leverage your expertise to solicit business and ensure compliance...

Reposted 3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$140K - $250K *

Inspire revenue growth in construction lending by managing complex loan relationships, developing new business, and ensuring compliance within a collaborative team. Leverage market knowledge to build...

Reposted 3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$140K - $250K *

Shape the future of construction lending by driving revenue growth, managing complex client relationships, and expanding the bank's market presence through strategic networking and compliance adherenc...

Reposted 3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$140K - $250K *

Drive your career by spearheading construction lending operations and enhancing customer relationships. Your expertise in credit evaluation and business development will promote revenue growth and bro...

Reposted 3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$140K - $250K *

Elevate your career in construction lending by driving portfolio growth and managing complex client relationships while ensuring compliance and developing new business through strategic networking...

Reposted 3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $95K *

Lead the evaluation of complex credit relationships, transforming financial analysis into actionable lending recommendations while mentoring junior analysts and collaborating with lenders to ensure so...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$78K - $139K *

Elevate branch performance by leading a high-performing team, driving customer engagement, and fostering a culture of accountability while managing operational risks and achieving growth objectives...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$78K - $139K *

Grow your career with a dynamic team focused on customer relationships and branch leadership. Drive sales, enhance team performance, and manage operational risks while fostering a culture of accountab...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a mortgage loan officer do?question toggle

    A mortgage loan officer works with prospective borrowers to understand their financing needs, explain mortgage options, collect application information, and help move loan applications through the lending process. The role may also involve sales, referrals, and ongoing client communication.

  • What qualifications are commonly required for mortgage loan officer jobs?question toggle

    Requirements vary by employer and location. Employers may seek lending or sales experience, knowledge of mortgage products and regulations, strong communication skills, and applicable mortgage loan originator licensing or registration. Check each job listing for details.

  • How much can a mortgage loan officer earn?question toggle

    Pay varies by experience, location, employer, production, and compensation structure. Some positions combine base pay with commissions or bonuses. Ladders features vetted professional jobs paying $100,000 or more; review individual listings for salary and compensation details.

  • Do mortgage loan officers need an NMLS license?question toggle

    Many mortgage loan originators must meet licensing or registration requirements, which can involve the Nationwide Multistate Licensing System (NMLS). Requirements depend on the role, employer, and applicable state and federal rules, so confirm the requirements for each position.

  • Where can I find mortgage loan officer jobs paying $100,000 or more?question toggle

    Search Ladders for vetted mortgage loan officer and related lending jobs with salaries of $100,000 or more. Open each listing to review the role, location, qualifications, and compensation information.