Explore Mortgage Loan Officer Jobs

Mortgage loan officers help individuals and businesses navigate the process of financing real estate. They evaluate borrower needs, explain loan options, gather and review application documents, and guide clients from initial inquiry through closing. On Ladders, explore vetted mortgage loan officer and related lending opportunities with salaries of $100,000 or more.

What Mortgage Loan Officers Do

Responsibilities vary by employer and lending specialty, but often include building referral networks, identifying prospective borrowers, assessing financial information, recommending suitable mortgage products, and coordinating with underwriters, processors, real estate professionals, and closing teams. Strong officers balance client service and relationship management with careful attention to lending guidelines and documentation.

Common Mortgage Lending Job Titles

Relevant roles may include Mortgage Loan Officer, Mortgage Loan Originator, Senior Loan Officer, Mortgage Banker, Home Loan Consultant, Residential Lending Officer, and Mortgage Sales Manager. Job titles and responsibilities differ across banks, credit unions, mortgage companies, and other financial institutions.

Skills and Qualifications Employers Seek

Employers commonly value mortgage lending or financial services experience, sales and consultative communication skills, knowledge of loan products and underwriting requirements, and the ability to manage a pipeline of applications. Depending on the role and location, mortgage loan originators may need applicable state licensing and registration, including requirements associated with the Nationwide Multistate Licensing System (NMLS). Review each listing for its specific qualifications.

Mortgage Loan Officer Salary and Career Opportunities

Compensation can include a base salary, commissions, bonuses, or a combination, and varies based on experience, location, employer, production expectations, and loan specialty. Ladders focuses on vetted professional jobs paying $100,000 or more, making it a useful place to search for experienced mortgage professionals pursuing senior, high-earning opportunities.

Find Your Next Mortgage Loan Officer Job

Search mortgage loan officer jobs on Ladders to compare opportunities, identify roles aligned with your experience, and take the next step in your lending career. Review job descriptions carefully for compensation structure, licensing expectations, territory, and production goals.

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$110K - $130K *

Engage in dynamic Treasury Operations leadership, overseeing cash management, funds transfers, and operational processes. Drive efficiencies and enhancements while ensuring compliance and collaboratin...

Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$110K - $130K *

Deliver comprehensive credit portfolio management by evaluating performance, assessing risks, and ensuring alignment with strategic objectives. Play a key role in monitoring and reporting to enhance p...

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$76K - $136K *

Shape the future of banking by building lasting relationships with affluent clients. Leverage your expertise to deliver tailored financial strategies and integrated solutions, driving growth and enhan...

Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$76K - $136K *

Drive exceptional customer experiences by managing affluent relationships, delivering tailored financial strategies, and collaborating with internal teams to provide integrated banking solutions that...

Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$76K - $136K *

Pioneer your career by managing affluent client relationships, delivering tailored banking solutions, and collaborating with internal teams to enhance customer experiences. Drive growth through proact...

Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$76K - $136K *

Join a team that's dedicated to enhancing customer relationships by providing tailored financial solutions. This role focuses on managing affluent clients, driving growth, and delivering exceptional s...

Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Engage with clients to build lasting relationships and deliver tailored financial plans. Manage a diverse portfolio while driving business development and community involvement to enhance client satis...

London, ONIn-Person

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$95K - $115K *

Shape the future of Treasury Operations by leading a team to enhance cash management, improve processes, and ensure compliance. This role involves daily oversight and collaboration with various stakeh...

Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $95K *

Unlock potential by guiding clients through the home lending process, leveraging your expertise to enhance customer experiences while collaborating with a dynamic team to drive mortgage loan originati...

4 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Champion homeownership by guiding clients through the lending process. Leverage your expertise in mortgage products while collaborating with a dynamic team to deliver exceptional customer experiences...

4 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Elevate your career as a Senior Home Lending Advisor, guiding clients through the home loan process while collaborating with a dynamic team to deliver exceptional service and drive mortgage originatio...

4 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Accelerate progress at our remote team by guiding clients through financial decisions. Leverage your consultative skills to manage inbound calls, build trust, and exceed performance goals in a support...

Virginia, USRemote

6 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$310K - $390K *

Unlock growth by leading the mortgage payment vertical, establishing strategic partnerships, and driving innovative solutions that enhance consumer payment flexibility in a rapidly evolving market...

2 weeks ago

  •   8 - 10 years exp.  •   Manufacturing & Automotive

$80K - $95K *

Unlock your potential by leading in-person sales appointments across Greater Houston. Utilize your expertise to build trust, solve seller problems, and secure purchase agreements in a dynamic real est...

2 weeks ago

  •   Less than 5 years exp.  •   Real Estate & Construction

$32K - $137K *

Join our remote team to guide clients through financial challenges, leveraging inbound opportunities to achieve their goals. Focus on building trust and closing deals without cold calling, while enjoy...

Arizona, USRemote

6 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Grow your career by guiding clients through financial decisions with empathy and integrity. Leverage inbound opportunities to meet performance goals in a supportive, remote environment focused on prof...

Idaho, USRemote

6 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Transform client experiences by guiding them through financial decisions. Leverage inbound opportunities to build trust and achieve performance goals in a supportive, remote environment. Embrace growt...

Alabama, USRemote

6 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Join our expanding remote team to guide clients through financial challenges. Leverage inbound opportunities to build trust and achieve performance goals in a supportive, high-energy environment. No c...

Michigan, USRemote

6 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Unlock your potential by guiding clients through financial challenges. Join a dynamic remote team focused on delivering exceptional service without cold calling. Enjoy inbound leads and a supportive e...

South Carolina, USRemote

6 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$32K - $137K *

Join a team that's dedicated to guiding clients through financial challenges. Leverage your skills in a supportive, remote environment, focusing on inbound opportunities to help clients achieve their...

Kentucky, USRemote

6 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$100K - $120K *

Drive growth by managing and expanding commercial banking relationships for clients with $5MM to $75MM in sales. Leverage resources to enhance client experience and execute on credit analysis, risk ma...

5 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$95K - $115K *

Unlock potential by managing complex credit workouts and exit strategies. Collaborate with borrowers and professionals to evaluate financial plans, ensuring compliance and maximizing recovery while mi...

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$88K - $105K *

Lead critical credit evaluations and negotiations, ensuring effective workout strategies while collaborating with teams to optimize loan management and minimize losses. Drive compliance and enhance op...

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$80K - $95K *

Champion analytical underwriting decisions for middle market commercial risks. Manage broker relationships, evaluate complex accounts, and drive profitable strategies while mentoring junior underwrite...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Drive your career forward by underwriting middle market commercial risks. Leverage your analytical skills to make data-driven decisions, manage broker relationships, and shape product strategies in a...

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a mortgage loan officer do?question toggle

    A mortgage loan officer works with prospective borrowers to understand their financing needs, explain mortgage options, collect application information, and help move loan applications through the lending process. The role may also involve sales, referrals, and ongoing client communication.

  • What qualifications are commonly required for mortgage loan officer jobs?question toggle

    Requirements vary by employer and location. Employers may seek lending or sales experience, knowledge of mortgage products and regulations, strong communication skills, and applicable mortgage loan originator licensing or registration. Check each job listing for details.

  • How much can a mortgage loan officer earn?question toggle

    Pay varies by experience, location, employer, production, and compensation structure. Some positions combine base pay with commissions or bonuses. Ladders features vetted professional jobs paying $100,000 or more; review individual listings for salary and compensation details.

  • Do mortgage loan officers need an NMLS license?question toggle

    Many mortgage loan originators must meet licensing or registration requirements, which can involve the Nationwide Multistate Licensing System (NMLS). Requirements depend on the role, employer, and applicable state and federal rules, so confirm the requirements for each position.

  • Where can I find mortgage loan officer jobs paying $100,000 or more?question toggle

    Search Ladders for vetted mortgage loan officer and related lending jobs with salaries of $100,000 or more. Open each listing to review the role, location, qualifications, and compensation information.