Explore Mortgage Loan Officer Jobs

Mortgage loan officers help individuals and businesses navigate the process of financing real estate. They evaluate borrower needs, explain loan options, gather and review application documents, and guide clients from initial inquiry through closing. On Ladders, explore vetted mortgage loan officer and related lending opportunities with salaries of $100,000 or more.

What Mortgage Loan Officers Do

Responsibilities vary by employer and lending specialty, but often include building referral networks, identifying prospective borrowers, assessing financial information, recommending suitable mortgage products, and coordinating with underwriters, processors, real estate professionals, and closing teams. Strong officers balance client service and relationship management with careful attention to lending guidelines and documentation.

Common Mortgage Lending Job Titles

Relevant roles may include Mortgage Loan Officer, Mortgage Loan Originator, Senior Loan Officer, Mortgage Banker, Home Loan Consultant, Residential Lending Officer, and Mortgage Sales Manager. Job titles and responsibilities differ across banks, credit unions, mortgage companies, and other financial institutions.

Skills and Qualifications Employers Seek

Employers commonly value mortgage lending or financial services experience, sales and consultative communication skills, knowledge of loan products and underwriting requirements, and the ability to manage a pipeline of applications. Depending on the role and location, mortgage loan originators may need applicable state licensing and registration, including requirements associated with the Nationwide Multistate Licensing System (NMLS). Review each listing for its specific qualifications.

Mortgage Loan Officer Salary and Career Opportunities

Compensation can include a base salary, commissions, bonuses, or a combination, and varies based on experience, location, employer, production expectations, and loan specialty. Ladders focuses on vetted professional jobs paying $100,000 or more, making it a useful place to search for experienced mortgage professionals pursuing senior, high-earning opportunities.

Find Your Next Mortgage Loan Officer Job

Search mortgage loan officer jobs on Ladders to compare opportunities, identify roles aligned with your experience, and take the next step in your lending career. Review job descriptions carefully for compensation structure, licensing expectations, territory, and production goals.

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$80K - $95K *

Transform operational efficiency by leading a dynamic team in the Foreclosure department. Drive compliance, enhance performance, and foster strong relationships with stakeholders to ensure timely and...

6 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $95K *

Unlock potential by joining a dynamic team as a Senior Home Lending Advisor, guiding clients through the home loan process while leveraging your expertise to enhance customer experiences and drive mor...

4 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Empower clients by guiding them through the home lending process, leveraging your expertise to enhance customer experiences and drive mortgage loan originations while collaborating with a dynamic team...

4 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$115K - $150K *

Innovate at the forefront of database management, ensuring performance, reliability, and security in a high-volume SQL Server environment. Lead incident response and engineering solutions to enhance o...

United StatesRemote

Reposted 1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$100K - $120K *

Lead the underwriting process for Merchant Cash Advances, managing complex files and high-risk transactions. Utilize strong analytical skills to assess risk and make impactful decisions in a fast-pace...

4 days ago

  •   Less than 5 years exp.  •   Real Estate & Construction

$80K - $95K *

Lead the charge in analyzing complex financial data to support lending operations, mentor junior analysts, and enhance credit policies while ensuring compliance with banking regulations and managing l...

3 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$120K - $145K *

Join our team to support regulatory compliance through effective Trade and Communications Surveillance initiatives. Collaborate with stakeholders, manage projects, and enhance governance processes to...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$140K - $210K *

Shape legal strategies and provide expert counsel on employee relations, ensuring compliance and risk mitigation while collaborating with HR and management to protect the Bank's interests and foster a...

2 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$140K - $210K *

Optimize employee relations by providing legal counsel, mitigating risks, and ensuring compliance with regulations. Collaborate with HR to develop policies and manage litigation, while staying updated...

2 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$60K - $121K *

Empower a high-performing team to deliver exceptional client experiences and drive financial results. Lead banking center operations, focusing on sales growth, client satisfaction, and team developmen...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$75K - $100K *

Partner with us to enhance mortgage lending processes by bridging business needs and technical solutions. Drive project management and process improvements for our Encompass loan origination system, e...

San Diego, CARemote

Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$75K - $100K *

Unlock potential by bridging business and technical teams to enhance mortgage workflows. Drive process improvements, manage projects, and ensure Encompass meets evolving business needs while collabora...

Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$85K - $100K *

Drive growth by managing a commercial loan portfolio and fostering strong client relationships. Utilize credit analysis and risk assessment skills to deliver tailored lending solutions that support sm...

6 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$72K - $108K *

Empower clients through expert financial planning and investment solutions, while driving retention and revenue growth. Be the key relationship manager for TD Wealth clients, ensuring personalized ser...

Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$185K - $250K *

Unlock potential by joining a collaborative team as a Senior Counsel focused on SEC compliance, public company reporting, and capital markets. Utilize your legal expertise to draft disclosures and ens...

Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$61K - $105K *

Unlock your potential as a Financial Advisor, guiding clients through tailored investment strategies and comprehensive financial planning while achieving sales goals and fostering lasting relationship...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$190K - $220K *

Lead the charge in advancing the Credit Underwriting department by driving efficient workflows, managing a skilled team, and ensuring compliance with loan policies while optimizing credit risk strateg...

Reposted yesterday

  •   8 - 10 years exp.  •   Finance & Insurance

$108K - $235K *

Join a team that's driving treasury revenue growth by developing tailored solutions for large corporate clients. Leverage your expertise in cash management and relationship building to enhance client...

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$108K - $235K *

Empower client success by driving treasury revenue growth through strategic partnerships and innovative solutions. Leverage industry expertise to enhance client relationships and deliver tailored trea...

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$108K - $235K *

Join a team that's focused on driving treasury revenue growth for large corporate clients. Collaborate with cross-functional partners to deliver tailored solutions, enhance client relationships, and l...

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$78K - $82K *

Lead a dynamic branch team to empower members in achieving financial goals. Drive growth through exceptional service, mentoring staff, and managing loan processes while ensuring compliance with credit...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Drive client success as a Senior Account Manager, overseeing large commercial accounts. Manage renewals, marketing strategies, and provide expert support while ensuring compliance and enhancing client...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$150K - $165K *

Drive growth in the Personal Loans sector by leading cross-functional initiatives, enhancing customer acquisition, and executing strategic marketing plans to achieve business objectives and minimize r...

Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$150K - $165K *

Lead the charge in driving growth for Personal Loans by collaborating across teams to enhance customer acquisition and optimize strategies, ensuring responsible lending practices while achieving busin...

Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$150K - $165K *

Lead the charge in driving growth for Personal Loans by developing strategies, collaborating across teams, and executing initiatives that enhance customer acquisition while minimizing risks. Your expe...

Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a mortgage loan officer do?question toggle

    A mortgage loan officer works with prospective borrowers to understand their financing needs, explain mortgage options, collect application information, and help move loan applications through the lending process. The role may also involve sales, referrals, and ongoing client communication.

  • What qualifications are commonly required for mortgage loan officer jobs?question toggle

    Requirements vary by employer and location. Employers may seek lending or sales experience, knowledge of mortgage products and regulations, strong communication skills, and applicable mortgage loan originator licensing or registration. Check each job listing for details.

  • How much can a mortgage loan officer earn?question toggle

    Pay varies by experience, location, employer, production, and compensation structure. Some positions combine base pay with commissions or bonuses. Ladders features vetted professional jobs paying $100,000 or more; review individual listings for salary and compensation details.

  • Do mortgage loan officers need an NMLS license?question toggle

    Many mortgage loan originators must meet licensing or registration requirements, which can involve the Nationwide Multistate Licensing System (NMLS). Requirements depend on the role, employer, and applicable state and federal rules, so confirm the requirements for each position.

  • Where can I find mortgage loan officer jobs paying $100,000 or more?question toggle

    Search Ladders for vetted mortgage loan officer and related lending jobs with salaries of $100,000 or more. Open each listing to review the role, location, qualifications, and compensation information.