Explore Mortgage Loan Officer Jobs

Mortgage loan officers help individuals and businesses navigate the process of financing real estate. They evaluate borrower needs, explain loan options, gather and review application documents, and guide clients from initial inquiry through closing. On Ladders, explore vetted mortgage loan officer and related lending opportunities with salaries of $100,000 or more.

What Mortgage Loan Officers Do

Responsibilities vary by employer and lending specialty, but often include building referral networks, identifying prospective borrowers, assessing financial information, recommending suitable mortgage products, and coordinating with underwriters, processors, real estate professionals, and closing teams. Strong officers balance client service and relationship management with careful attention to lending guidelines and documentation.

Common Mortgage Lending Job Titles

Relevant roles may include Mortgage Loan Officer, Mortgage Loan Originator, Senior Loan Officer, Mortgage Banker, Home Loan Consultant, Residential Lending Officer, and Mortgage Sales Manager. Job titles and responsibilities differ across banks, credit unions, mortgage companies, and other financial institutions.

Skills and Qualifications Employers Seek

Employers commonly value mortgage lending or financial services experience, sales and consultative communication skills, knowledge of loan products and underwriting requirements, and the ability to manage a pipeline of applications. Depending on the role and location, mortgage loan originators may need applicable state licensing and registration, including requirements associated with the Nationwide Multistate Licensing System (NMLS). Review each listing for its specific qualifications.

Mortgage Loan Officer Salary and Career Opportunities

Compensation can include a base salary, commissions, bonuses, or a combination, and varies based on experience, location, employer, production expectations, and loan specialty. Ladders focuses on vetted professional jobs paying $100,000 or more, making it a useful place to search for experienced mortgage professionals pursuing senior, high-earning opportunities.

Find Your Next Mortgage Loan Officer Job

Search mortgage loan officer jobs on Ladders to compare opportunities, identify roles aligned with your experience, and take the next step in your lending career. Review job descriptions carefully for compensation structure, licensing expectations, territory, and production goals.

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$150K - $200K *

Unlock the potential of the Agency MBS market by driving investment strategies, collaborating with portfolio managers, and leveraging market insights to enhance risk-adjusted returns for clients in a...

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  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Champion customer relationships by providing financial strategies to affluent clients. Drive growth through proactive outreach and collaboration with partners, offering tailored banking solutions to m...

Reposted 1 month ago

  •   Less than 5 years exp.  •   Finance & Insurance

$200K - $260K *

Transform consumer loan origination by leading strategic initiatives, enhancing member experiences, and driving performance across multiple channels. Collaborate with cross-functional teams to achieve...

2 weeks ago

  •   11 - 15 years exp.  •   Finance & Insurance

$200K - $260K *

Champion the strategic direction of consumer loan acquisition, enhancing the origination experience across multiple channels. Drive sustainable growth, operational scalability, and exceptional Member...

2 weeks ago

  •   11 - 15 years exp.  •   Finance & Insurance

$200K - $260K *

Drive strategic direction and performance in consumer loan acquisition, enhancing origination experiences across multiple channels. Collaborate with leadership to ensure sustainable growth, operationa...

2 weeks ago

  •   11 - 15 years exp.  •   Finance & Insurance

$120K - $196K *

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$120K - $196K *

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2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$175K - $230K *

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3 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$175K - $230K *

Join us to deliver strategic legal support in the consumer finance sector, advising on regulations, managing compliance, and collaborating with business teams to drive innovation and ensure operationa...

3 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$175K - $230K *

Champion strategic legal support in consumer finance, advising teams on compliance, product development, and risk management while fostering collaborative relationships across departments to drive bus...

3 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$100K - $200K *

We’re hiring an experienced lending originator to source, qualify and develop financing opportunities with established private companies. You’ll work directly with CEOs, CFOs and owners, build a netwo...

New York, NY (New York County) and 1 other locationsHybrid

2 weeks ago

  •   Less than 5 years exp.  •   Staffing

$131K - $170K *

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  •   5 - 7 years exp.  •   Finance & Insurance

$95K - $115K *

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$85K - $102K *

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$110K - $130K *

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  •   8 - 10 years exp.  •   Finance & Insurance

$90K - $110K *

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  •   5 - 7 years exp.  •   Finance & Insurance

$95K - $115K *

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  •   5 - 7 years exp.  •   Finance & Insurance

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2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$88K - $105K *

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2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$88K - $105K *

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2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$88K - $105K *

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2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$88K - $105K *

Lead the charge in delivering impactful business intelligence solutions. Collaborate with stakeholders to translate needs into actionable insights while managing a dynamic team focused on data quality...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$88K - $105K *

Champion data-driven decision-making by leading a dynamic Business Intelligence team. Collaborate with stakeholders to deliver impactful analytics and reporting solutions, ensuring data quality and st...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$88K - $105K *

Elevate your career by leading a dynamic Business Intelligence team to deliver impactful data solutions. Collaborate with stakeholders to drive analytics, enhance reporting, and ensure data quality wh...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$88K - $105K *

Empower data-driven decisions by leading a dynamic Business Intelligence team. Collaborate with stakeholders to deliver impactful analytics and reporting solutions while ensuring data quality and gove...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a mortgage loan officer do?question toggle

    A mortgage loan officer works with prospective borrowers to understand their financing needs, explain mortgage options, collect application information, and help move loan applications through the lending process. The role may also involve sales, referrals, and ongoing client communication.

  • What qualifications are commonly required for mortgage loan officer jobs?question toggle

    Requirements vary by employer and location. Employers may seek lending or sales experience, knowledge of mortgage products and regulations, strong communication skills, and applicable mortgage loan originator licensing or registration. Check each job listing for details.

  • How much can a mortgage loan officer earn?question toggle

    Pay varies by experience, location, employer, production, and compensation structure. Some positions combine base pay with commissions or bonuses. Ladders features vetted professional jobs paying $100,000 or more; review individual listings for salary and compensation details.

  • Do mortgage loan officers need an NMLS license?question toggle

    Many mortgage loan originators must meet licensing or registration requirements, which can involve the Nationwide Multistate Licensing System (NMLS). Requirements depend on the role, employer, and applicable state and federal rules, so confirm the requirements for each position.

  • Where can I find mortgage loan officer jobs paying $100,000 or more?question toggle

    Search Ladders for vetted mortgage loan officer and related lending jobs with salaries of $100,000 or more. Open each listing to review the role, location, qualifications, and compensation information.