Explore Mortgage Loan Officer Jobs

Mortgage loan officers help individuals and businesses navigate the process of financing real estate. They evaluate borrower needs, explain loan options, gather and review application documents, and guide clients from initial inquiry through closing. On Ladders, explore vetted mortgage loan officer and related lending opportunities with salaries of $100,000 or more.

What Mortgage Loan Officers Do

Responsibilities vary by employer and lending specialty, but often include building referral networks, identifying prospective borrowers, assessing financial information, recommending suitable mortgage products, and coordinating with underwriters, processors, real estate professionals, and closing teams. Strong officers balance client service and relationship management with careful attention to lending guidelines and documentation.

Common Mortgage Lending Job Titles

Relevant roles may include Mortgage Loan Officer, Mortgage Loan Originator, Senior Loan Officer, Mortgage Banker, Home Loan Consultant, Residential Lending Officer, and Mortgage Sales Manager. Job titles and responsibilities differ across banks, credit unions, mortgage companies, and other financial institutions.

Skills and Qualifications Employers Seek

Employers commonly value mortgage lending or financial services experience, sales and consultative communication skills, knowledge of loan products and underwriting requirements, and the ability to manage a pipeline of applications. Depending on the role and location, mortgage loan originators may need applicable state licensing and registration, including requirements associated with the Nationwide Multistate Licensing System (NMLS). Review each listing for its specific qualifications.

Mortgage Loan Officer Salary and Career Opportunities

Compensation can include a base salary, commissions, bonuses, or a combination, and varies based on experience, location, employer, production expectations, and loan specialty. Ladders focuses on vetted professional jobs paying $100,000 or more, making it a useful place to search for experienced mortgage professionals pursuing senior, high-earning opportunities.

Find Your Next Mortgage Loan Officer Job

Search mortgage loan officer jobs on Ladders to compare opportunities, identify roles aligned with your experience, and take the next step in your lending career. Review job descriptions carefully for compensation structure, licensing expectations, territory, and production goals.

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$250K - $300K *

Elevate your career by delivering tailored banking solutions to private real estate developers. Drive client relationships, execute transactions, and collaborate with product partners to foster growth...

5 days ago

  •   11 - 15 years exp.  •   Finance & Insurance

$129K - $216K *

Lead complex, cross-functional initiatives from concept to value realization. Drive alignment, influence decisions, and navigate ambiguity to achieve strategic business outcomes while fostering collab...

Reposted 3 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$129K - $216K *

Champion cross-functional initiatives by leading complex programs from concept to value realization. Drive alignment, influence decisions, and navigate ambiguity to achieve strategic business outcomes...

Reposted 3 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$129K - $216K *

Accelerate progress at delivering complex, cross-functional initiatives from concept to value realization. Collaborate with executive leadership to navigate ambiguity, drive alignment, and ensure succ...

Reposted 3 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$129K - $216K *

Transform complex initiatives into successful outcomes by leading cross-functional teams, driving alignment, and navigating ambiguity. Leverage strategic partnerships to ensure business objectives are...

Reposted 3 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$76K - $136K *

Join a dynamic team to deepen relationships with affluent clients, providing tailored financial strategies and integrated banking solutions. Leverage your expertise to enhance customer experiences and...

Today

  •   Less than 5 years exp.  •   Finance & Insurance

$94K - $118K *

Shape the future of credit risk management by conducting in-depth analysis, monitoring loan portfolios, and collaborating across departments to identify emerging risks and enhance credit practices for...

Today

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $95K *

Elevate your career as a Senior Loan Officer, guiding clients through tailored mortgage solutions while ensuring exceptional service and compliance. Collaborate with teams to expedite processes and cu...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Engage with clients to guide them through the mortgage process, assessing financial needs and recommending tailored loan solutions. Collaborate with teams to ensure timely closings while maintaining c...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$100K - $120K *

Elevate your career by guiding clients through the mortgage process, providing tailored financial solutions, and building lasting relationships while ensuring compliance and confidentiality in a dynam...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$146K - $239K *

Accelerate your career by managing complex credit relationships with middle market clients, driving business growth through proactive development, risk mitigation, and cross-selling diverse banking pr...

Reposted 1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$93K - $128K *

Unlock insights at the intersection of data and product strategy. Collaborate with cross-functional teams to enhance digital experiences, prioritize product roadmaps, and drive measurable outcomes tha...

Frederick, MDRemote

Reposted yesterday

  •   Less than 5 years exp.  •   Finance & Insurance

$110K - $180K *

Drive enterprise-wide Database Security and Data Obfuscation initiatives, leading a hybrid team to protect sensitive data across on-prem and cloud environments. Collaborate with stakeholders to align...

Reposted 3 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$100K - $156K *

Join a team that's dedicated to optimizing business credit portfolios through analysis, compliance, and strategic management. Collaborate with stakeholders to ensure loan performance and adherence to...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$100K - $156K *

Transform the business credit landscape by managing loan portfolios, conducting financial analyses, and ensuring compliance. Collaborate with teams to enhance borrower relationships and drive effectiv...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$100K - $156K *

Elevate the management of commercial loan portfolios by analyzing financials, ensuring compliance, and supporting loan servicing. Collaborate with teams to monitor borrower performance and implement e...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$74K - $139K *

Elevate operational excellence by leading the SPOC department, ensuring compliance and efficiency in loss mitigation services. Drive performance, workforce planning, and process improvements while fos...

United StatesRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $95K *

Unlock potential by leading credit risk assessments and strategic decisions. Collaborate with executives to evaluate debtor relationships, analyze financial data, and mentor junior analysts, ensuring...

4 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $95K *

Drive personalized financial strategies for high net-worth clients, assessing needs and presenting tailored investment solutions. Collaborate with teams to enhance client relationships and achieve bus...

Today

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $95K *

Take ownership of client relationships by delivering tailored financial advice and investment strategies to mass affluent and high net-worth individuals, ensuring compliance and fostering new business...

Today

  •   5 - 7 years exp.  •   Finance & Insurance

$120K - $170K *

Engage clients as a trusted financial advisor, leading strategy sessions, investment discussions, and personal goal alignments while managing and developing advisory relationships to drive comprehensi...

Reposted today

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $95K *

Drive the Home & Land Lending strategy, leading a team to enhance customer service and market share while fostering relationships and innovative practices in agricultural finance...

5 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$80K - $95K *

Drive the Home & Land Lending strategy by leading a team focused on customer service, market growth, and collaboration. Foster relationships and innovate processes to enhance profitability and support...

5 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$80K - $95K *

Lead the Home & Land Lending strategy, driving growth and exceptional service while mentoring a dedicated team. Collaborate with leadership to enhance market share and foster relationships within agri...

5 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$80K - $95K *

Lead the charge in developing and executing a strategic Home & Land Lending plan, overseeing a dedicated team to enhance customer relationships, drive market growth, and ensure exceptional service in...

5 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a mortgage loan officer do?question toggle

    A mortgage loan officer works with prospective borrowers to understand their financing needs, explain mortgage options, collect application information, and help move loan applications through the lending process. The role may also involve sales, referrals, and ongoing client communication.

  • What qualifications are commonly required for mortgage loan officer jobs?question toggle

    Requirements vary by employer and location. Employers may seek lending or sales experience, knowledge of mortgage products and regulations, strong communication skills, and applicable mortgage loan originator licensing or registration. Check each job listing for details.

  • How much can a mortgage loan officer earn?question toggle

    Pay varies by experience, location, employer, production, and compensation structure. Some positions combine base pay with commissions or bonuses. Ladders features vetted professional jobs paying $100,000 or more; review individual listings for salary and compensation details.

  • Do mortgage loan officers need an NMLS license?question toggle

    Many mortgage loan originators must meet licensing or registration requirements, which can involve the Nationwide Multistate Licensing System (NMLS). Requirements depend on the role, employer, and applicable state and federal rules, so confirm the requirements for each position.

  • Where can I find mortgage loan officer jobs paying $100,000 or more?question toggle

    Search Ladders for vetted mortgage loan officer and related lending jobs with salaries of $100,000 or more. Open each listing to review the role, location, qualifications, and compensation information.