Explore Mortgage Loan Officer Jobs

Mortgage loan officers help individuals and businesses navigate the process of financing real estate. They evaluate borrower needs, explain loan options, gather and review application documents, and guide clients from initial inquiry through closing. On Ladders, explore vetted mortgage loan officer and related lending opportunities with salaries of $100,000 or more.

What Mortgage Loan Officers Do

Responsibilities vary by employer and lending specialty, but often include building referral networks, identifying prospective borrowers, assessing financial information, recommending suitable mortgage products, and coordinating with underwriters, processors, real estate professionals, and closing teams. Strong officers balance client service and relationship management with careful attention to lending guidelines and documentation.

Common Mortgage Lending Job Titles

Relevant roles may include Mortgage Loan Officer, Mortgage Loan Originator, Senior Loan Officer, Mortgage Banker, Home Loan Consultant, Residential Lending Officer, and Mortgage Sales Manager. Job titles and responsibilities differ across banks, credit unions, mortgage companies, and other financial institutions.

Skills and Qualifications Employers Seek

Employers commonly value mortgage lending or financial services experience, sales and consultative communication skills, knowledge of loan products and underwriting requirements, and the ability to manage a pipeline of applications. Depending on the role and location, mortgage loan originators may need applicable state licensing and registration, including requirements associated with the Nationwide Multistate Licensing System (NMLS). Review each listing for its specific qualifications.

Mortgage Loan Officer Salary and Career Opportunities

Compensation can include a base salary, commissions, bonuses, or a combination, and varies based on experience, location, employer, production expectations, and loan specialty. Ladders focuses on vetted professional jobs paying $100,000 or more, making it a useful place to search for experienced mortgage professionals pursuing senior, high-earning opportunities.

Find Your Next Mortgage Loan Officer Job

Search mortgage loan officer jobs on Ladders to compare opportunities, identify roles aligned with your experience, and take the next step in your lending career. Review job descriptions carefully for compensation structure, licensing expectations, territory, and production goals.

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$200K - $250K *

Transform the future of consumer lending by leading innovative credit underwriting strategies, driving data-driven growth, and fostering high-performing teams to enhance operational efficiency and ris...

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$90K - $110K *

Join a team that's driving loan and deposit growth by providing strategic credit solutions for insurance agencies. Build trusted relationships, structure complex transactions, and collaborate with int...

United StatesRemote

Reposted 3 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$96K - $137K *

Transform financial landscapes by managing and growing diverse loan portfolios while ensuring asset quality and customer satisfaction. Collaborate with teams to drive profitability and mitigate risks...

5 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$91K - $136K *

Champion the management of complex commercial loan portfolios, ensuring sound credit decisions and risk mitigation strategies while fostering strong client relationships and providing technical guidan...

Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$91K - $136K *

Partner with us to manage complex commercial loan portfolios, ensuring sound credit decisions and risk mitigation strategies while fostering strong client relationships and providing technical guidanc...

Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$75K - $86K *

Drive the loan processing and documentation for multifamily loans, ensuring accuracy and timely delivery of documents. Collaborate with mortgage officers and manage office operations to support closin...

1 week ago

  •   Less than 5 years exp.  •   Real Estate & Construction

$142K - $178K *

Engage with dynamic startups as a Relationship Manager, driving adoption of financial products and ensuring impactful experiences. Collaborate with founders to optimize growth and retention while mana...

5 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$85K - $150K *

Lead complex loan closings by executing detailed reviews, processing modifications, and ensuring compliance with KYC and AML regulations. Collaborate with teams to facilitate smooth deal setups and ad...

Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$64K - $96K *

Deliver expert mortgage underwriting solutions, ensuring compliance and efficiency in loan processing while maintaining credit quality and adhering to regulatory standards. Collaborate with teams to m...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Unlock your potential by developing and servicing business relationships, enhancing community visibility, and driving the Bank's growth through strategic networking and customer engagement...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $95K *

Engage with business banking clients to drive growth in lending and depository services. Focus on developing relationships with companies generating $1M to $10M+ in revenue while achieving production...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$98K - $210K *

Unlock the potential of high-net-worth accounts by managing fiduciary and investment services. Collaborate with teams to enhance client relationships, address wealth planning needs, and ensure complia...

Reposted 6 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $95K *

Join a team that's dedicated to evaluating mortgage applications, ensuring compliance with guidelines, and making informed decisions on loan approvals or denials while maintaining high standards of ac...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$35K - $500K *

Elevate your career by leading a dynamic team of mortgage professionals, driving loan origination quality, and fostering strong client relationships while ensuring operational excellence and complianc...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$166K - $277K *

Empower your career by overseeing lending operations, ensuring compliance, and fostering profitable relationships. Join a senior management team to guide credit strategies and mentor staff while maint...

Today

  •   8 - 10 years exp.  •   Finance & Insurance

$60K - $175K *

Unlock potential by driving mortgage sales and client relationships through expert consultation and tailored lending solutions, while collaborating with internal teams to ensure seamless service and c...

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$150K - $180K *

Shape the future of mortgage lending by providing strategic leadership and direction for all aspects of the mortgage function, ensuring sustainable growth, operational effectiveness, and an exceptiona...

5 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$61K - $123K *

Join us to oversee credit risk management and portfolio administration, ensuring compliance and prudent growth. Collaborate with stakeholders to identify risks and support decision-making in a dynamic...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$61K - $123K *

Optimize portfolio management by overseeing credit quality, risk assessment, and compliance for commercial relationships. Collaborate with stakeholders to identify risks and support prudent growth whi...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$61K - $123K *

Advance your career by overseeing credit quality and portfolio management. Collaborate with stakeholders to identify risks, ensure compliance, and support growth initiatives while guiding analysts in...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$61K - $123K *

Optimize portfolio management by overseeing credit quality, risk assessment, and compliance for commercial relationships. Collaborate with stakeholders to identify risks and support prudent growth whi...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$61K - $123K *

Drive excellence in commercial credit risk management by overseeing portfolio activities, evaluating financial analyses, and collaborating with stakeholders to ensure compliance and support growth ini...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$61K - $123K *

Unlock potential by overseeing credit quality and portfolio management for commercial relationships. Collaborate with stakeholders to identify risks, ensure compliance, and support growth while guidin...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$61K - $123K *

Join a team that's pivotal in managing commercial credit risk and portfolio performance. Oversee credit evaluations, collaborate with stakeholders, and ensure compliance while driving prudent growth i...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$61K - $123K *

Elevate your career by overseeing credit risk management and portfolio administration. Collaborate with stakeholders to ensure compliance, monitor financial performance, and guide analysts in deliveri...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a mortgage loan officer do?question toggle

    A mortgage loan officer works with prospective borrowers to understand their financing needs, explain mortgage options, collect application information, and help move loan applications through the lending process. The role may also involve sales, referrals, and ongoing client communication.

  • What qualifications are commonly required for mortgage loan officer jobs?question toggle

    Requirements vary by employer and location. Employers may seek lending or sales experience, knowledge of mortgage products and regulations, strong communication skills, and applicable mortgage loan originator licensing or registration. Check each job listing for details.

  • How much can a mortgage loan officer earn?question toggle

    Pay varies by experience, location, employer, production, and compensation structure. Some positions combine base pay with commissions or bonuses. Ladders features vetted professional jobs paying $100,000 or more; review individual listings for salary and compensation details.

  • Do mortgage loan officers need an NMLS license?question toggle

    Many mortgage loan originators must meet licensing or registration requirements, which can involve the Nationwide Multistate Licensing System (NMLS). Requirements depend on the role, employer, and applicable state and federal rules, so confirm the requirements for each position.

  • Where can I find mortgage loan officer jobs paying $100,000 or more?question toggle

    Search Ladders for vetted mortgage loan officer and related lending jobs with salaries of $100,000 or more. Open each listing to review the role, location, qualifications, and compensation information.