Explore Mortgage Loan Officer Jobs

Mortgage loan officers help individuals and businesses navigate the process of financing real estate. They evaluate borrower needs, explain loan options, gather and review application documents, and guide clients from initial inquiry through closing. On Ladders, explore vetted mortgage loan officer and related lending opportunities with salaries of $100,000 or more.

What Mortgage Loan Officers Do

Responsibilities vary by employer and lending specialty, but often include building referral networks, identifying prospective borrowers, assessing financial information, recommending suitable mortgage products, and coordinating with underwriters, processors, real estate professionals, and closing teams. Strong officers balance client service and relationship management with careful attention to lending guidelines and documentation.

Common Mortgage Lending Job Titles

Relevant roles may include Mortgage Loan Officer, Mortgage Loan Originator, Senior Loan Officer, Mortgage Banker, Home Loan Consultant, Residential Lending Officer, and Mortgage Sales Manager. Job titles and responsibilities differ across banks, credit unions, mortgage companies, and other financial institutions.

Skills and Qualifications Employers Seek

Employers commonly value mortgage lending or financial services experience, sales and consultative communication skills, knowledge of loan products and underwriting requirements, and the ability to manage a pipeline of applications. Depending on the role and location, mortgage loan originators may need applicable state licensing and registration, including requirements associated with the Nationwide Multistate Licensing System (NMLS). Review each listing for its specific qualifications.

Mortgage Loan Officer Salary and Career Opportunities

Compensation can include a base salary, commissions, bonuses, or a combination, and varies based on experience, location, employer, production expectations, and loan specialty. Ladders focuses on vetted professional jobs paying $100,000 or more, making it a useful place to search for experienced mortgage professionals pursuing senior, high-earning opportunities.

Find Your Next Mortgage Loan Officer Job

Search mortgage loan officer jobs on Ladders to compare opportunities, identify roles aligned with your experience, and take the next step in your lending career. Review job descriptions carefully for compensation structure, licensing expectations, territory, and production goals.

Remote
caret down
Compensation
caret down
Position Level
caret down
Time Posted
caret down
Industries
caret down
More
1
caret down

$110K - $162K *

Transform the suitability review process by leading a dynamic team focused on compliance, operational excellence, and continuous improvement. Collaborate across functions to ensure timely, accurate re...

RemoteRemote

Reposted 3 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$78K - $147K *

Elevate your career by driving growth as a lead production underwriter. Collaborate with regional management to build broker relationships, analyze risks, and maintain a profitable book of business in...

RemoteRemote

Yesterday

  •   5 - 7 years exp.  •   Finance & Insurance

$160K - $190K *

Join us in shaping the future of Fair Lending solutions. Drive product strategy, deliver expert analysis, and enhance client outcomes while navigating complex regulatory landscapes. Your expertise wil...

United StatesRemote

5 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$90K - $110K *

Champion the evaluation and management of underwriting risks while leading teams to achieve portfolio goals. Balance individual responsibilities with team collaboration to ensure compliance and adhere...

Massachusetts, USRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$159K - $273K *

Shape the future of home listings by driving supply growth and enhancing buyer experiences. Lead AI-driven initiatives to optimize inventory presentation and engagement, ensuring Redfin remains the go...

United StatesRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$45K - $175K *

Engage in strategic growth by building partnerships in wholesale lending. Drive market presence and profitability through effective relationship management and sales strategies, while overseeing a rob...

Oak Brook, ILRemote

4 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$180K - $220K *

Shape the future of government solutions by driving strategic partnerships and market growth. In this executive role, you'll cultivate relationships with key advisory firms, ensuring our data and tech...

United StatesRemote

2 weeks ago

  •   5 - 7 years exp.  •   Information Technology

$160K - $200K *

Collaborate with brokers and clients to drive profitable business through expert underwriting of complex accounts. Leverage strategic insights and relationship-building to optimize portfolio performan...

United StatesRemote

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$150K *

Drive effective claims management and data analytics to enhance risk operations across diverse property portfolios, ensuring compliance and supporting strategic decision-making in a collaborative envi...

New York, NYRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$131K - $243K *

Advance your career by supporting Oracle EPM systems, focusing on Financial Close & Consolidation. Collaborate with IT teams to enhance application capabilities, ensuring operational excellence and ef...

Three Rivers, TXRemote

4 weeks ago

  •   Less than 5 years exp.  •   Aerospace & Defense

$117K - $152K *

Shape the future of data delivery by managing cross-functional initiatives, ensuring timely execution and governance of data and model projects while collaborating with diverse teams to enhance operat...

United StatesRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$138K - $219K *

Transform credit strategy by leading complex commercial credit relationships, mentoring junior professionals, and ensuring portfolio health through innovative deal structuring and proactive risk manag...

United StatesRemote

5 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$180K - $244K *

Join us as a Lead Product Designer to shape a groundbreaking Rentals experience, collaborating with a senior team to define and deliver innovative solutions for renters and property managers in a fast...

RemoteRemote

2 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$80K - $95K *

Evaluate and analyze the creditworthiness of commercial borrowers, preparing detailed credit analyses and recommendations to support lending decisions while collaborating with banking professionals to...

RemoteRemote

5 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$150K - $200K *

Lead client engagements by leveraging tax expertise to drive revenue growth, manage complex planning discussions, and enhance client relationships while ensuring strategic alignment across teams for o...

United StatesRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$121K - $208K *

Transform operational efficiencies by designing and deploying high-performance integration solutions. Collaborate with stakeholders to enhance user experiences and ensure data integrity across multi-t...

New York, NYRemote

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$159K - $273K *

Lead the SEO strategy for multiple rental platforms, driving organic traffic growth through collaboration with cross-functional teams. Own performance metrics and prioritize initiatives to enhance mar...

United StatesRemote

4 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$87K - $148K *

Lead the charge in middle office operations for structured finance portfolios, ensuring operational accuracy and service excellence. Oversee critical financial processes while driving continuous impro...

RemoteRemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$160K - $200K *

Drive strategic leadership in underwriting, enhancing performance and scalability across lending channels. Collaborate with cross-functional teams to ensure sound credit decisions and regulatory compl...

United StatesRemote

6 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$150K - $180K *

Innovate data-driven strategies to enhance business decision-making and optimize reporting processes. Leverage expertise in BI, CRM Analytics, and Salesforce to deliver actionable insights and support...

United StatesRemote

Reposted 5 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$200K - $450K *

Drive independent credit review and risk management for all counterparties, ensuring compliance and security across diverse financial entities. Collaborate with cross-functional teams to uphold rigoro...

United StatesRemote

2 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$96K - $135K *

Drive exceptional client experiences for high-net-worth individuals, managing relationships and delivering tailored financial planning. Collaborate with a dedicated team to empower clients in achievin...

RemoteRemote

6 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$82K - $120K *

Unlock your potential by leading the supervision of credit unions, ensuring compliance and risk assessment. Drive impactful change in Michigan's financial services while collaborating with a dynamic t...

Lansing, MIRemote

1 week ago

  •   Less than 5 years exp.  •   Education, Government & Non-Profit

$80K - $95K *

Drive business development and customer relations by counseling clients on banking needs. Lead initiatives to enhance sales, manage loan applications, and foster collaborative relationships while achi...

Tennessee, USRemote

4 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$100K - $120K *

Lead the Home Equity Line of Credit division, overseeing staff and ensuring compliance with policies. Drive efficiency, manage risk, and implement training programs while fostering a high-performance...

Jefferson City, MORemote

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a mortgage loan officer do?question toggle

    A mortgage loan officer works with prospective borrowers to understand their financing needs, explain mortgage options, collect application information, and help move loan applications through the lending process. The role may also involve sales, referrals, and ongoing client communication.

  • What qualifications are commonly required for mortgage loan officer jobs?question toggle

    Requirements vary by employer and location. Employers may seek lending or sales experience, knowledge of mortgage products and regulations, strong communication skills, and applicable mortgage loan originator licensing or registration. Check each job listing for details.

  • How much can a mortgage loan officer earn?question toggle

    Pay varies by experience, location, employer, production, and compensation structure. Some positions combine base pay with commissions or bonuses. Ladders features vetted professional jobs paying $100,000 or more; review individual listings for salary and compensation details.

  • Do mortgage loan officers need an NMLS license?question toggle

    Many mortgage loan originators must meet licensing or registration requirements, which can involve the Nationwide Multistate Licensing System (NMLS). Requirements depend on the role, employer, and applicable state and federal rules, so confirm the requirements for each position.

  • Where can I find mortgage loan officer jobs paying $100,000 or more?question toggle

    Search Ladders for vetted mortgage loan officer and related lending jobs with salaries of $100,000 or more. Open each listing to review the role, location, qualifications, and compensation information.