Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
Senior Product Manager (Commercial Lending)
$96K - $181K *
Help us redefine commercial lending by leading product strategy and execution. Drive innovation in loan origination and underwriting, enhancing client experiences and operational efficiency through cr...
Yesterday
Senior Corporate Lending Officer - Commercial C&I (remote)
$170K - $195K *
Empower a regional credit team to enhance loan portfolio performance, manage risk, and drive strategic objectives. Collaborate with sales leadership and relationship managers to ensure compliance and...
2 days ago
Senior Financial Analyst, FP&A
$110K - $130K *
Advance your career by owning corporate FP&A, driving financial insights, and partnering with leaders across functions to enhance strategic planning and reporting in a dynamic growth-stage environment...
1 week ago
Senior/Lead - Cyber Security - IAM Engineer - Identity and Governance
$119K - $187K *
Advance enterprise security by designing and implementing cloud-based IGA solutions. Collaborate across teams to shape identity engineering strategies that enhance governance, reduce risks, and suppor...
3 weeks ago
$80K - $95K *
Join a team that's dedicated to providing comprehensive project accounting support, ensuring financial compliance and effective cost management throughout the project lifecycle while fostering strong...
2 days ago
Director, Data Engineering & Analytics
$178K - $294K *
Join a team that's redefining data engineering and analytics. Lead strategy, architecture, and execution of scalable data solutions while mentoring professionals and driving business outcomes through...
Reposted 5 days ago
Senior Revenue Operations Analyst
$80K - $100K *
Optimize revenue growth by driving GTM excellence and data-driven insights. Collaborate across Sales, Customer Success, and Finance to establish streamlined operations and enhance performance reportin...
Reposted 1 week ago
$82K - $111K *
Serve as the primary client liaison, driving satisfaction and retention while fostering partnerships and implementing effective client strategies for healthcare products. Collaborate cross-functionall...
3 weeks ago
$117K - $160K *
Lead the charge in underwriting E&S commercial property and casualty accounts. Manage risk assessments, develop competitive quotes, and collaborate with carriers to optimize profitability while achiev...
Yesterday
Sr Cybersecurity Governance, Risk and Compliance Manager
$156K - $190K *
Transform cybersecurity governance by shaping effective frameworks and controls. Partner with teams to enhance oversight, automate processes, and drive compliance, ensuring robust protection of member...
1 week ago
$110K - $118K *
Join a team that's driving strategic financial decisions by managing complex Treasury activities, analyzing risks, and enhancing operational efficiencies. Influence liquidity and banking relationships...
Yesterday
$110K - $130K *
Serve as a consultative seller to expand the DOJ portfolio by leveraging innovative technologies, fostering key relationships, and addressing critical security risks within federal law enforcement and...
Reposted 4 weeks ago
Strategy Manager - Credit Risk Analytics
$115K - $135K *
Develop and implement innovative credit risk strategies that enhance profitability and portfolio stability. Collaborate with cross-functional teams to drive product growth through data-driven insights...
1 week ago
Senior Cost Analyst - Remote + Travel
$95K - $115K *
Drive financial visibility and operational performance across multiple manufacturing sites while partnering with cross-functional teams to optimize cost strategies and inventory management. Enjoy remo...
Reposted 3 weeks ago
Senior Cost Analyst - Remote + Travel
$95K - $115K *
Join us to drive financial performance and improve operational efficiency across multiple manufacturing sites while leveraging your expertise in cost analysis and inventory management. Make a signific...
Reposted 3 weeks ago
Senior Cost Analyst - Remote + Travel
$95K - $115K *
Tackle financial challenges by analyzing costs, enhancing inventory accuracy, and boosting profitability across multiple manufacturing sites, while supporting strategic operations and decision-making...
Reposted 3 weeks ago
$125K - $150K *
Elevate your career by leading project finance for large-scale federal jobs. Oversee job-cost integrity, forecasts, and compliance while collaborating with operations to mitigate risks and ensure fina...
2 weeks ago
Senior Financial Analyst (Clinical Solutions)
$95K - $115K *
Elevate your career by supporting project teams in financial management and general ledger functions, ensuring accurate reporting and analysis for clinical trials while collaborating with finance lead...
1 week ago
Environmental Underwriting Specialist
$130K - $180K *
Join a team that's dedicated to expanding our Environmental Impairment Liability book. Leverage your underwriting expertise to drive growth, mentor junior staff, and collaborate across departments to...
5 days ago
$135K - $160K *
Champion innovative solutions by advising top financial institutions on identity verification and fraud prevention. Collaborate cross-functionally to ensure seamless client experiences and drive produ...
2 days ago
$86K - $130K *
Unlock operational excellence by managing payroll for a multi-state workforce, ensuring accuracy and compliance while driving process improvements and enhancing employee experience through expert Work...
3 weeks ago
Lead Sr. Business System Analyst
$140K - $155K *
Transform client implementations by leading project scoping, defining solutions, and ensuring successful execution. Collaborate with teams to align business needs with technology, while managing multi...
1 week ago
Sr Financial Analyst, Technology
$104K - $119K *
Shape the future of financial strategy by partnering with leadership teams to drive budgeting, forecasting, and analytics. Leverage your expertise to enhance operational efficiency and deliver insight...
6 days ago
$80K - $110K *
Join a dynamic team as you analyze business challenges, gather requirements, and collaborate with technical teams to deliver user-centered solutions in regulated environments, driving continuous impro...
2 weeks ago
Fraud Audit & Investigations Analyst
$77K - $99K *
Unlock potential by leading investigations into fraud, waste, and abuse in Medicaid. Ensure compliance through quality audits and manage regulatory deliverables, collaborating with stakeholders to uph...
2 weeks ago
What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.