Explore Credit Analyst Jobs

Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.

What Credit Analysts Do

Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.

Skills and Qualifications

Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.

Credit Analyst Career Paths

Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.

Find Credit Analyst Opportunities on Ladders

Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.

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$96K - $181K *

Help us redefine commercial lending by leading product strategy and execution. Drive innovation in loan origination and underwriting, enhancing client experiences and operational efficiency through cr...

United StatesRemote

Yesterday

  •   8 - 10 years exp.  •   Finance & Insurance

$170K - $195K *

Empower a regional credit team to enhance loan portfolio performance, manage risk, and drive strategic objectives. Collaborate with sales leadership and relationship managers to ensure compliance and...

Raleigh, NCRemote

2 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$110K - $130K *

Advance your career by owning corporate FP&A, driving financial insights, and partnering with leaders across functions to enhance strategic planning and reporting in a dynamic growth-stage environment...

United StatesRemote

1 week ago

  •   8 - 10 years exp.  •   Information Technology

$119K - $187K *

Advance enterprise security by designing and implementing cloud-based IGA solutions. Collaborate across teams to shape identity engineering strategies that enhance governance, reduce risks, and suppor...

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3 weeks ago

  •   Less than 5 years exp.  •   Enterprise Technology

$80K - $95K *

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2 days ago

  •   Less than 5 years exp.  •   Manufacturing & Automotive

$178K - $294K *

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Reposted 5 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$80K - $100K *

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Reposted 1 week ago

  •   Less than 5 years exp.  •   Enterprise Technology

$82K - $111K *

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3 weeks ago

  •   Less than 5 years exp.  •   Healthcare

$117K - $160K *

Lead the charge in underwriting E&S commercial property and casualty accounts. Manage risk assessments, develop competitive quotes, and collaborate with carriers to optimize profitability while achiev...

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Yesterday

  •   Less than 5 years exp.  •   Finance & Insurance

$156K - $190K *

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1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$110K - $118K *

Join a team that's driving strategic financial decisions by managing complex Treasury activities, analyzing risks, and enhancing operational efficiencies. Influence liquidity and banking relationships...

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  •   5 - 7 years exp.  •   Healthcare

$110K - $130K *

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Reposted 4 weeks ago

  •   5 - 7 years exp.  •   Information Technology

$115K - $135K *

Develop and implement innovative credit risk strategies that enhance profitability and portfolio stability. Collaborate with cross-functional teams to drive product growth through data-driven insights...

Pennsylvania, USRemote

1 week ago

  •   5 - 7 years exp.  •   Business Services

$95K - $115K *

Drive financial visibility and operational performance across multiple manufacturing sites while partnering with cross-functional teams to optimize cost strategies and inventory management. Enjoy remo...

Chicago, ILRemote

Reposted 3 weeks ago

  •   5 - 7 years exp.  •   Legal & Accounting

$95K - $115K *

Join us to drive financial performance and improve operational efficiency across multiple manufacturing sites while leveraging your expertise in cost analysis and inventory management. Make a signific...

Boise, IDRemote

Reposted 3 weeks ago

  •   5 - 7 years exp.  •   Legal & Accounting

$95K - $115K *

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Kansas City, MORemote

Reposted 3 weeks ago

  •   5 - 7 years exp.  •   Legal & Accounting

$125K - $150K *

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2 weeks ago

  •   8 - 10 years exp.  •   Real Estate & Construction

$95K - $115K *

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1 week ago

  •   5 - 7 years exp.  •   Healthcare

$130K - $180K *

Join a team that's dedicated to expanding our Environmental Impairment Liability book. Leverage your underwriting expertise to drive growth, mentor junior staff, and collaborate across departments to...

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5 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$135K - $160K *

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2 days ago

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$86K - $130K *

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3 weeks ago

  •   5 - 7 years exp.  •   Healthcare

$140K - $155K *

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1 week ago

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$104K - $119K *

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6 days ago

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2 weeks ago

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2 weeks ago

  •   5 - 7 years exp.  •   Healthcare

Frequently Asked Questions (FAQ)

  • What does a credit analyst do?question toggle

    A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.

  • What qualifications are commonly required for credit analyst jobs?question toggle

    Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.

  • Where do credit analysts work?question toggle

    Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.

  • How can a credit analyst advance their career?question toggle

    With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.

  • How can I find Credit Analyst jobs paying $100,000 or more?question toggle

    Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.