Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
$72K - $100K *
Join our dynamic team as a Sr. Credit Analyst, owning the underwriting cycle from application review to decision-making. Leverage your analytical skills to enhance credit processes and contribute to a...
5 days ago
$90K - $110K *
Grow your career with a pivotal role in credit risk analysis, ensuring effective underwriting decisions and risk management across portfolios. Collaborate independently with teams while providing over...
Reposted yesterday
$112K - $131K *
Elevate your career by leading complex financial analyses and strategic initiatives. As a senior contributor, you'll drive enhancements in reporting, support business decisions, and mentor team member...
1 week ago
$88K - $104K *
Lead the charge in analyzing complex credit relationships to support sound lending decisions. Collaborate with lending partners, mentor team members, and drive client success through expert financial...
1 week ago
$80K - $95K *
Unlock potential by driving process improvements and AI integration in Credit Administration. Collaborate with stakeholders to enhance operational efficiency, document requirements, and support cross...
6 days ago
Senior Commercial Credit Analyst
$80K - $95K *
Pioneer a new approach to commercial credit analysis by evaluating financial statements and collaborating with loan officers, ensuring credit excellence while guiding junior team members in a fully re...
4 weeks ago
Credit Risk Manager | Specialty Lending
$110K - $130K *
Manage client engagements in credit risk services, providing tailored financial analysis and due diligence. Lead and mentor staff while driving business development and ensuring quality control across...
2 weeks ago
$90K - $115K *
Unlock potential by managing a diverse credit portfolio, conducting in-depth financial analysis, and presenting strategic recommendations to senior management while fostering relationships with financ...
Today
Analytic Compliance, Audit Analyst II
$70K - $110K *
Unlock your potential by analyzing data and conducting audits to enhance compliance for innovative B2B and B2C platforms. Collaborate with cross-functional teams, apply critical thinking, and gain ins...
3 weeks ago
$86K - $105K *
Analyze financial data and drive forecasting processes to support business leaders. Collaborate with cross-functional teams to enhance reporting accuracy and efficiency. Deliver insights through finan...
Yesterday
$90K - $110K *
Join a dynamic team to enhance financial management practices and support critical operations. Collaborate across levels to drive process improvements and deliver impactful financial insights in a fas...
3 days ago
$95K - $125K *
Unlock potential by transforming raw financial data into structured datasets. Collaborate on innovative systems that cater to institutional investors, ensuring data integrity and market coverage while...
2 weeks ago
Credit Risk Review - Strategic Insight Team Manager
$128K - $268K *
Lead the charge in transforming credit risk management through strategic oversight, multidisciplinary team leadership, and innovative solutions. Drive operational excellence and governance while ensur...
Today
Senior Analyst - Solvency II Reporting
$100K - $120K *
Join a team that's redefining Solvency II reporting through modernization and automation. As a Senior Analyst, you will have ownership over the reporting cycle and drive innovations in compliance and...
4 weeks ago
$88K - $121K *
Join a team that's redefining financial analytics by developing cutting-edge predictive models. Collaborate globally, analyze large datasets, and drive impactful solutions in the financial services in...
1 week ago
$90K - $110K *
Lead the charge in optimizing business processes and technology solutions, serving as the primary liaison between stakeholders and technical teams to enhance operational efficiency and customer experi...
4 days ago
$96K *
Join a dynamic Finance team as a Financial Analyst, focusing on sales commissions and SaaS metrics. Collaborate across departments to ensure accurate financial reporting and drive insights that suppor...
6 days ago
$83K - $113K *
Analyze third-party security documentation to assess risks and ensure compliance. Collaborate with cross-functional teams to maintain security standards and streamline vendor reviews, ensuring custome...
2 weeks ago
Senior Credit Risk Review Officer: Private Credit
$116K - $216K *
Lead a team in assessing credit risk through comprehensive reviews, ensuring compliance and quality in loan portfolios. Drive insights and improvements while collaborating with stakeholders to enhance...
2 weeks ago
$55K - $250K *
Drive your career with a leading mortgage lender by building strong referral networks, conducting community outreach, and achieving sales goals. Leverage your expertise to support low and moderate-inc...
Reposted 2 days ago
Financial Institution Senior Consultant (SOX and FDICIA Controls)
$72K - $147K *
Analyze and implement regulatory compliance strategies for financial institutions, collaborating with clients to enhance risk management and internal controls. Leverage industry expertise to drive com...
6 days ago
Senior Revenue Integrity Analyst
$80K - $95K *
Explore advanced revenue analysis and month-end controls to ensure accurate invoicing and financial reporting. Collaborate across functions to resolve discrepancies, mentor junior analysts, and drive...
1 week ago
$71K - $145K *
Transform small business lending by reviewing complex loan applications, providing insightful credit recommendations, and mentoring teammates to enhance decision-making processes while ensuring adhere...
1 week ago
$71K - $145K *
Grow your career with us by assessing complex small business loans, providing decisive credit recommendations, and collaborating closely with our Sales team to ensure client satisfaction while maintai...
3 weeks ago
$68K - $103K *
Join a dynamic team to optimize data access and analysis, supporting business operations through effective data management, SQL execution, and collaboration across departments to enhance decision-maki...
4 days ago
What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.