Underwriters assess risk and make informed decisions about whether to approve insurance policies, loans, and other financial agreements. They review applications, analyze financial and other relevant information, and determine appropriate terms, limits, and pricing. Employers value underwriters who combine sound judgment with analytical skills and clear communication.
Find vetted underwriter opportunities on Ladders, including professional roles with salaries of $100,000 or more. Job titles and qualifications vary by employer, industry, and level of responsibility, so review each listing for details on compensation, experience, and location.
Underwriting work differs across insurance, banking, and financial services. Depending on the role, underwriters may evaluate borrower credit and repayment capacity, assess insurance exposures, review property or business information, apply internal guidelines, and recommend or make approval decisions. They may also collaborate with brokers, loan officers, actuaries, and other teams to clarify information and explain decisions.
Underwriter job titles may include insurance underwriter, commercial underwriter, mortgage underwriter, credit underwriter, and senior or lead underwriter. Specialties can focus on areas such as commercial property, casualty, life and health insurance, residential lending, or business credit. Requirements and responsibilities depend on the product and organization.
Many employers seek candidates with experience in risk assessment, financial analysis, or a relevant underwriting specialty. Useful capabilities include attention to detail, quantitative reasoning, familiarity with underwriting guidelines and regulations, sound decision-making, and the ability to communicate findings clearly. Some roles may require a bachelor's degree, industry credentials, or experience with particular underwriting systems; check individual job postings for specific requirements.
Underwriters can progress into senior, lead, or management roles, or specialize in complex accounts and products. Related paths may include risk management, portfolio analysis, credit, insurance operations, and underwriting strategy. Advancement often depends on industry knowledge, judgment, performance, and the ability to handle greater complexity or responsibility.
Use Ladders to explore vetted professional underwriter openings with compensation of $100,000 or more. Compare role scope, specialty, location, and stated qualifications to identify opportunities that align with your experience and career goals. Compensation and eligibility vary by listing.
Life & Annuity Transformation Leader, TPA - VP2
$210K - $340K *
Lead transformative initiatives in Life and Annuity TPA operations, bridging technology and operations. Drive performance improvements, implement financial controls, and enhance automation solutions t...
2 weeks ago
Property Principal Risk Specialist- Remote
$120K - $145K *
Drive impactful risk evaluations by leveraging your engineering expertise to enhance underwriting processes and support high-risk account management through strategic loss control initiatives and team...
2 weeks ago
$130K - $225K *
Lead the charge in enhancing product insights and strategies through data analysis, collaborating with cross-functional teams to drive growth and optimize user engagement while shaping the future of o...
3 weeks ago
Manager, Pricing and Underwriting
$96K - $118K *
Join a dynamic team to lead pricing and underwriting functions, driving financial analysis and risk evaluation. Collaborate with supervisors and analysts to enhance pricing strategies and support clie...
2 weeks ago
Renewal Risk Engineer - Management Liability
$120K - $160K *
The Renewal Risk Engineer will be responsible for underwriting and managing a renewal book of Management Liability and Professional Liability business. This role involves evaluating risk exposures, pr...
Reposted 6 days ago
Divisional Vice President (Northeast)
$200K - $240K *
Manage a team of external sales professionals to drive the sale of qualified retirement plans across various financial channels, ensuring productivity and strategic growth within the assigned territor...
2 weeks ago
$36K - $251K *
Drive client success by guiding them through the mortgage process, leveraging your expertise to build relationships and deliver exceptional service, while cultivating a robust referral network to achi...
1 week ago
Senior Product Manager - Enterprise Data Products
$137K - $233K *
Elevate enterprise data management by leading product strategy and execution. Collaborate with cross-functional teams to deliver impactful data products that enhance decision-making and drive business...
3 days ago
$80K - $95K *
Transform mortgage servicing by leading policy development, ensuring compliance, and enhancing documentation processes. Collaborate cross-functionally to identify gaps and implement effective governan...
3 weeks ago
$190K - $200K *
Elevate your career by driving sales strategy and execution for a dynamic SaaS portfolio. Lead a high-performing team to achieve revenue growth, optimize pipeline management, and enhance customer acqu...
3 days ago
Placement Manager, Innovation & Small Business
$80K - $95K *
Champion client success by managing complex insurance placements, negotiating optimal coverage, and fostering key relationships in the insurance marketplace. Stay informed on industry trends to delive...
2 days ago
$110K - $130K *
Unlock potential by leading financial strategy and analysis for new market expansions. Collaborate with executives to drive capital allocation decisions, manage forecasting cycles, and build financial...
6 days ago
Senior Insurance Product Development Manager - Multiline -Remote US
$120K - $170K *
Elevate your career by driving new product development and enhancements in commercial property and casualty insurance. Collaborate across departments to implement best practices and ensure operational...
4 days ago
Reinsurance and Statutory Capital Strategist
$175K - $250K *
Drive the development of innovative reinsurance strategies and statutory capital optimization. Lead cross-functional teams to enhance corporate solvency and risk-adjusted returns while managing regula...
1 week ago
$110K - $130K *
Champion efficient loan perfection across jurisdictions. Collaborate with Loan Production and Title Companies while managing document reviews and coordinating successful loan closings in a fast-paced...
3 weeks ago
$95K - $115K *
Join a team that's shaping the future of claims management by overseeing Property loss claims, collaborating with adjusters, underwriters, and insureds to ensure effective resolution and communication...
2 weeks ago
$81K - $92K *
Drive thorough property valuation reviews to ensure compliance with regulations and adequate loan collateral. Utilize analytical skills to collaborate effectively across departments, maintain relation...
Reposted 1 week ago
Project Manager, Verified Repacks
$121K - $140K *
Champion operational excellence by managing the production pipeline and partner communications for high-impact programs. Drive efficiency, resolve issues, and ensure timely delivery while collaboratin...
2 weeks ago
Executive Loan Officer (Maryland)
$36K - $251K *
Unlock potential by guiding clients through the mortgage process, building relationships, and providing expert advice. Leverage your mortgage origination experience to drive referrals and ensure clien...
2 weeks ago
$110K - $130K *
Tackle data-driven decisions as a senior product analyst, owning A/B testing design and analysis while collaborating across teams to enhance user experience and drive growth through insightful experim...
Reposted 3 weeks ago
$95K - $180K *
Drive impactful MSSP valuation and reserving, shaping healthcare's future through data-driven insights and cross-functional collaboration, ensuring financial clarity and supporting physician partners...
3 weeks ago
Director, P&C Pricing and Reserving Actuary
$164K - $314K *
Optimize pricing strategies and team performance to drive growth and profitability across multiple business lines, partnering with product directors to ensure alignment with corporate goals and market...
4 weeks ago
Senior Business Analyst/Project Manager-Encompass (San Diego CA or Remote West Coast))
$75K - $100K *
Partner with us to enhance mortgage lending processes by bridging business needs and technical solutions. Drive project management and process improvements for our Encompass loan origination system, e...
Reposted 6 days ago
Director, Actuary Group Disability
$158K - $238K *
Transform your expertise into actionable insights by leading analysis and pricing strategies for group disability products. Shape the future of our portfolio through innovative methodologies and colla...
Reposted 2 weeks ago
Clinical Risk Manager, C&F Stop Loss
$71K - $134K *
Unlock potential by leading clinical risk management efforts, leveraging advanced nursing expertise to assess complex medical data, mentor team members, and drive strategic underwriting decisions in a...
4 days ago
What does an underwriter do?
An underwriter evaluates risk and supporting information to decide whether to approve an insurance policy, loan, or other financial agreement, and may set terms, limits, or pricing.
What types of underwriter jobs are available?
Common roles include insurance, commercial, mortgage, and credit underwriters, as well as senior and lead positions. Specialties and responsibilities vary by employer and industry.
What qualifications do underwriters need?
Requirements depend on the role. Employers may look for relevant underwriting or financial analysis experience, strong analytical and communication skills, and familiarity with industry guidelines. Some positions require a degree or professional credentials.
How can underwriters advance their careers?
With experience, underwriters may move into senior, lead, or management positions, specialize in complex risks, or transition into related areas such as risk management, credit, or portfolio analysis.
Where can I find underwriter jobs paying $100,000 or more?
Ladders features vetted professional job opportunities with salaries of $100,000 or more. Review each underwriter listing for its compensation, location, and qualifications.