Explore Mortgage Loan Officer Jobs

Mortgage loan officers help individuals and businesses navigate the process of financing real estate. They evaluate borrower needs, explain loan options, gather and review application documents, and guide clients from initial inquiry through closing. On Ladders, explore vetted mortgage loan officer and related lending opportunities with salaries of $100,000 or more.

What Mortgage Loan Officers Do

Responsibilities vary by employer and lending specialty, but often include building referral networks, identifying prospective borrowers, assessing financial information, recommending suitable mortgage products, and coordinating with underwriters, processors, real estate professionals, and closing teams. Strong officers balance client service and relationship management with careful attention to lending guidelines and documentation.

Common Mortgage Lending Job Titles

Relevant roles may include Mortgage Loan Officer, Mortgage Loan Originator, Senior Loan Officer, Mortgage Banker, Home Loan Consultant, Residential Lending Officer, and Mortgage Sales Manager. Job titles and responsibilities differ across banks, credit unions, mortgage companies, and other financial institutions.

Skills and Qualifications Employers Seek

Employers commonly value mortgage lending or financial services experience, sales and consultative communication skills, knowledge of loan products and underwriting requirements, and the ability to manage a pipeline of applications. Depending on the role and location, mortgage loan originators may need applicable state licensing and registration, including requirements associated with the Nationwide Multistate Licensing System (NMLS). Review each listing for its specific qualifications.

Mortgage Loan Officer Salary and Career Opportunities

Compensation can include a base salary, commissions, bonuses, or a combination, and varies based on experience, location, employer, production expectations, and loan specialty. Ladders focuses on vetted professional jobs paying $100,000 or more, making it a useful place to search for experienced mortgage professionals pursuing senior, high-earning opportunities.

Find Your Next Mortgage Loan Officer Job

Search mortgage loan officer jobs on Ladders to compare opportunities, identify roles aligned with your experience, and take the next step in your lending career. Review job descriptions carefully for compensation structure, licensing expectations, territory, and production goals.

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$100K - $120K *

Transform your career through a comprehensive training program that equips you with essential skills in reverse mortgage sales, compliance, and customer engagement, paving the way for a rewarding long...

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$100K *

Join a team that's dedicated to empowering retirees through expert guidance in reverse mortgages. This role offers comprehensive training and support to develop high-performing mortgage professionals...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$100K - $120K *

Empower growth by leading strategic credit relationships and underwriting for high-volume builders. Utilize your expertise in land and construction lending to drive sound credit decisions and manage a...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$110K - $170K *

Transform the commercial lending landscape by leveraging your expertise to source, structure, and close multi-million dollar credit facilities while driving new business growth and managing client rel...

Today

  •   5 - 7 years exp.  •   Finance & Insurance

$160K - $200K *

Lead the charge in transforming mortgage servicing operations, driving strategic initiatives across compliance, performance, and technology while enhancing customer experiences and managing large team...

Reposted 3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$90K - $110K *

Lead a team of underwriters to assess mortgage applications, ensuring compliance and risk evaluation while delivering exceptional service. Drive performance, provide coaching, and maintain industry st...

4 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$88K - $105K *

Manage a team of underwriters to assess mortgage applications, evaluate risks, and ensure compliance with regulations. Drive performance, provide coaching, and maintain high service standards while ov...

4 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$100K - $120K *

Accelerate growth by leading a high-performing mortgage sales team, driving loan production, and expanding market presence while ensuring exceptional client service and compliance with industry regula...

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$97K - $145K *

Lead the development and management of commercial banking relationships, providing tailored financial solutions to meet customer needs while driving portfolio growth and enhancing customer satisfactio...

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$130K *

Grow your career with a dynamic team focused on originating mortgage loans, delivering exceptional customer service, and building strong relationships with referral sources to drive business success a...

3 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$120K - $145K *

Unlock potential by leading credit risk strategies and initiatives that shape the company's credit culture, enhance portfolio management, and drive informed decision-making for senior leadership and s...

Yesterday

  •   5 - 7 years exp.  •   Finance & Insurance

$120K - $145K *

Unlock potential by leading complex credit risk initiatives, delivering innovative solutions, and providing in-depth analysis to enhance portfolio performance and mitigate emerging risks across the or...

4 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$175K - $250K *

Reimagine operational excellence by leading our wholesale lending process. Collaborate with IT to enhance systems, ensure compliance, and drive efficiency through innovative strategies and strong team...

2 weeks ago

  •   11 - 15 years exp.  •   Finance & Insurance

$187K - $281K *

Empower the future of mortgage finance by leading product strategy, optimizing offerings, and driving market performance. Collaborate across teams to enhance borrower experiences and ensure competitiv...

3 weeks ago

  •   11 - 15 years exp.  •   Finance & Insurance

$187K - $281K *

Drive mortgage product strategy and performance by identifying market opportunities, optimizing offerings, and leading cross-functional initiatives to enhance borrower experiences and support affordab...

3 weeks ago

  •   11 - 15 years exp.  •   Finance & Insurance

$80K - $95K *

Join a team that's dedicated to optimizing loan administration practices. Lead complex loan setups, mentor junior members, and collaborate cross-functionally to enhance processes while ensuring accura...

1 week ago

  •   5 - 7 years exp.  •   Legal & Accounting

$83K - $102K *

Elevate your career by providing essential legal support, managing complex mortgage matters, and coordinating with counsel. This role demands strong organizational skills and attention to detail in a...

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$36K - $251K *

Champion client success by guiding them through the mortgage process, leveraging your expertise in loan origination to build relationships and drive referrals, while ensuring a seamless experience fro...

Washington, DCRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$36K - $251K *

Join a dynamic team as you guide clients through the mortgage process, leveraging your expertise to build relationships and provide tailored financing solutions that meet their personal and financial...

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$97K - $121K *

Unlock new business opportunities by managing commercial loan processes, analyzing credit information, and fostering relationships with clients and community partners to drive growth and enhance local...

5 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Transform lender relationships by managing program performance, onboarding, and communication. Collaborate with leadership to identify trends and opportunities, ensuring clarity and efficiency in fina...

United StatesRemote

2 weeks ago

  •   Less than 5 years exp.  •   Business Services

$110K - $130K *

Lead a dynamic team in managing the Bank's loan collateral protection program, ensuring compliance and governance across diverse lending portfolios while driving operational excellence and risk mitiga...

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$36K - $251K *

Build strong relationships in your community to guide clients through the mortgage process, leveraging your expertise to help them achieve their financial goals while representing a leading brand in t...

RemoteRemote

4 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$200K - $275K *

Innovate risk management strategies and lead a high-performing team to modernize credit risk analytics, ensuring compliance and optimizing portfolio performance through advanced technologies and data...

2 weeks ago

  •   11 - 15 years exp.  •   Finance & Insurance

$65K - $104K *

Elevate your career by managing syndicated loan activities, ensuring compliance, and fostering relationships with agents and participants. Drive efficiency in servicing complex loans while maintaining...

3 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a mortgage loan officer do?question toggle

    A mortgage loan officer works with prospective borrowers to understand their financing needs, explain mortgage options, collect application information, and help move loan applications through the lending process. The role may also involve sales, referrals, and ongoing client communication.

  • What qualifications are commonly required for mortgage loan officer jobs?question toggle

    Requirements vary by employer and location. Employers may seek lending or sales experience, knowledge of mortgage products and regulations, strong communication skills, and applicable mortgage loan originator licensing or registration. Check each job listing for details.

  • How much can a mortgage loan officer earn?question toggle

    Pay varies by experience, location, employer, production, and compensation structure. Some positions combine base pay with commissions or bonuses. Ladders features vetted professional jobs paying $100,000 or more; review individual listings for salary and compensation details.

  • Do mortgage loan officers need an NMLS license?question toggle

    Many mortgage loan originators must meet licensing or registration requirements, which can involve the Nationwide Multistate Licensing System (NMLS). Requirements depend on the role, employer, and applicable state and federal rules, so confirm the requirements for each position.

  • Where can I find mortgage loan officer jobs paying $100,000 or more?question toggle

    Search Ladders for vetted mortgage loan officer and related lending jobs with salaries of $100,000 or more. Open each listing to review the role, location, qualifications, and compensation information.