Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
$90K - $110K *
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2 days ago
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Join a team that's transforming real estate transactions through innovative underwriting support and legal expertise. Collaborate with skilled professionals to deliver trusted solutions in commercial...
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$119K - $149K *
Engage in strategic financial planning and analysis, overseeing projects and guiding investment decisions. Lead a team to ensure milestones are met while fostering a collaborative environment for grow...
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3 weeks ago
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$110K - $125K *
Reimagine the broking landscape by leading complex placements, mentoring staff, and fostering strong relationships with clients and insurers. Drive optimal outcomes through innovative solutions and ef...
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$192K - $258K *
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$180K - $190K *
Deliver innovative solutions by acquiring Fortune 500 clients, leading complex sales cycles, and building executive relationships. Drive value through AI insights and strategic partnerships, ensuring...
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$127K - $212K *
Champion financial strategy and analysis for Enterprise Applications, driving planning, reporting, and decision support. Collaborate with Technology and Finance leaders to enhance performance and opti...
1 week ago
Senior Analyst, Technical Implementation
$89K - $133K *
Empower success by leading healthcare technology implementations, optimizing workflows, and ensuring compliance. Collaborate across teams to guarantee smooth integrations and enhance system functional...
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$100K - $105K *
Optimize customer relationships by driving RQI portfolio adoption and renewals. Achieve new order targets while ensuring customer account health through consultative methodologies and relationship bui...
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Project Manager, Business Improvement
$100K - $120K *
Empower your career by driving impactful business improvement initiatives. Collaborate with cross-functional teams to manage projects, analyze data, and enhance operational efficiency in a dynamic env...
1 week ago
Client Growth & Success, Senior Manager- Enterprise Accounts
$130K - $145K *
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$90K - $105K *
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Reposted 6 days ago
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$100K - $120K *
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$90K - $140K *
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Lead, Open Source Program Office
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Lead the charge in establishing and advancing the enterprise Open Source Program Office strategy, ensuring effective governance and management of open-source software across the development lifecycle...
3 days ago
What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.