Underwriters assess risk and make informed decisions about whether to approve insurance policies, loans, and other financial agreements. They review applications, analyze financial and other relevant information, and determine appropriate terms, limits, and pricing. Employers value underwriters who combine sound judgment with analytical skills and clear communication.
Find vetted underwriter opportunities on Ladders, including professional roles with salaries of $100,000 or more. Job titles and qualifications vary by employer, industry, and level of responsibility, so review each listing for details on compensation, experience, and location.
Underwriting work differs across insurance, banking, and financial services. Depending on the role, underwriters may evaluate borrower credit and repayment capacity, assess insurance exposures, review property or business information, apply internal guidelines, and recommend or make approval decisions. They may also collaborate with brokers, loan officers, actuaries, and other teams to clarify information and explain decisions.
Underwriter job titles may include insurance underwriter, commercial underwriter, mortgage underwriter, credit underwriter, and senior or lead underwriter. Specialties can focus on areas such as commercial property, casualty, life and health insurance, residential lending, or business credit. Requirements and responsibilities depend on the product and organization.
Many employers seek candidates with experience in risk assessment, financial analysis, or a relevant underwriting specialty. Useful capabilities include attention to detail, quantitative reasoning, familiarity with underwriting guidelines and regulations, sound decision-making, and the ability to communicate findings clearly. Some roles may require a bachelor's degree, industry credentials, or experience with particular underwriting systems; check individual job postings for specific requirements.
Underwriters can progress into senior, lead, or management roles, or specialize in complex accounts and products. Related paths may include risk management, portfolio analysis, credit, insurance operations, and underwriting strategy. Advancement often depends on industry knowledge, judgment, performance, and the ability to handle greater complexity or responsibility.
Use Ladders to explore vetted professional underwriter openings with compensation of $100,000 or more. Compare role scope, specialty, location, and stated qualifications to identify opportunities that align with your experience and career goals. Compensation and eligibility vary by listing.
$120K - $150K *
Lead strategic financial initiatives, partnering with leaders to drive insights and improve decision-making. Oversee complex projects, enhance financial models, and leverage technology to optimize FP...
2 weeks ago
Senior Territory Manager (Upstate New York)
$105K - $130K *
Join a team that's focused on expanding agency relationships and driving profitable P&C business in Upstate New York. Leverage your expertise in territory management to shape growth strategies aligned...
4 weeks ago
$320K - $400K *
Lead the charge in establishing a robust enterprise data risk management framework, ensuring effective oversight of data and AI risks while guiding senior leaders on critical technology issues to alig...
2 weeks ago
Senior Product Marketing Manager, ClaimCenter
$139K - $229K *
Transform the marketing strategy for a flagship claims solution, collaborating across product, engineering, and sales to enhance product adoption and drive superior performance in a highly competitive...
Reposted 2 weeks ago
Claim Representative III - Property
$77K - $129K *
Lead your career with a pivotal role in technical claim-handling, overseeing investigations and negotiations for complex property claims. Mentor team members and support audits while ensuring complian...
3 days ago
Senior Risk Management Consultant-Boston Metro (Field)
$113K - $136K *
Lead the charge in enhancing risk management services by providing expert safety training, conducting thorough underwriting surveys, and delivering actionable recommendations to improve policyholder s...
2 weeks ago
Head of Credit Underwriting - Specialty Finance
$171K - $286K *
Join a team that's at the forefront of specialty finance, analyzing credit risk and shaping innovative insurance solutions to drive business success while collaborating with investment experts and ext...
Reposted 5 days ago
Principal, Offline Acquisition Marketing
$127K - $223K *
Play a key role in driving performance and strategy for Streaming TV/OTT marketing. Collaborate across teams to optimize campaigns, enhance measurement practices, and present insights to executives, a...
3 weeks ago
Sr. Financial Planning Strategist
$130K - $150K *
Empower our High Net Worth Planning Services by providing expert financial strategies. Engage with advisors to deliver tailored solutions, addressing complex planning issues while mentoring junior tea...
Reposted 1 week ago
Senior Accounting Manager - Insurance
$160K - $180K *
Provide oversight for insurance accounting and reporting, driving process improvements and leveraging technology to enhance financial operations. Collaborate with teams to ensure compliance and accura...
2 weeks ago
Specialist, Brokerage Casualty Underwriting, E&S/S
$80K - $148K *
Unlock potential by determining risk acceptability and pricing for complex insurance accounts. Collaborate with brokers, analyze claims, and foster relationships to achieve production goals in a fast...
Reposted 1 week ago
Remote Director, Application Services
$114K - $145K *
Champion the modernization and performance of enterprise applications, ensuring reliability and security while driving innovation and operational excellence in a remote leadership role focused on stra...
5 days ago
$90K - $110K *
Partner with us to shape the future of actuarial pricing by leveraging data science and predictive analytics to develop innovative pricing frameworks across property and casualty insurance portfolios...
1 month ago
Senior Benefits Account Manager
$115K - $138K *
Elevate client relationships by leading innovative benefits consulting that transforms industry standards. Champion strategic execution and mentor teams while navigating complex challenges to deliver...
Reposted 3 weeks ago
Financial Examiner Lead (Director/MD/Partner)
$81K - $153K *
Champion financial examinations by leading teams to ensure quality, compliance, and timely delivery of regulatory services. Foster client relationships, manage complex projects, and drive growth in a...
Reposted 6 days ago
$450K - $480K *
Join a dynamic team as a leader in enterprise sales, driving growth in the BFSI sector. You'll develop strategies, mentor talent, and build relationships with key stakeholders to deliver transformativ...
6 days ago
Regional Vice President, New Client Development
$225K - $250K *
Unlock new client potential by leading financial advisory teams to acquire high-net-worth clients. Drive business growth through strategic marketing and relationship building, ensuring exceptional ser...
2 weeks ago
Outside Liability Claim Representative
$67K - $110K *
Help us manage and resolve low to moderate complexity claims, ensuring timely communication and professional service. Collaborate with various stakeholders while maintaining high standards of empathy...
4 days ago
Senior Accountant/Senior Accountant – Financial Reporting
$80K - $95K *
Join a team that's transforming financial reporting processes while managing complex accounting activities and improving efficiency. Utilize your expertise in a dynamic environment to enhance business...
Reposted 3 weeks ago
$80K - $95K *
Unlock potential by managing month-end and year-end closes, ensuring accurate financial reporting across multiple entities. Collaborate with cross-functional teams to streamline processes and enhance...
1 week ago
Commercial Property General Adjuster
$80K - $95K *
Unlock your potential as a Commercial Property General Adjuster, where you'll investigate and resolve complex claims, negotiate settlements, and mentor junior staff in a dynamic environment. Embrace t...
2 weeks ago
$235K - $265K *
Join a dynamic team to drive product sales for innovative solutions in defense. Lead customer engagement, shape opportunities, and manage a robust pipeline to enhance national security through cutting...
6 days ago
Senior Analyst - Property & Specialty Product
$80K - $95K *
Optimize product performance by analyzing data, managing initiatives, and collaborating with teams. Your insights will shape strategies for Motorcycle, RV, Watercraft, and Classic Car products, drivin...
4 days ago
$100K - $250K *
Advance your career by building strong relationships and driving mortgage sales. As a key player, you'll interview clients, advise on loan options, and ensure a seamless application process while achi...
Reposted 1 week ago
$156K - $255K *
Partner with us to drive revenue growth by engaging in sales pursuits, demonstrating business value, and advising teams on value management principles to ensure successful customer outcomes and impact...
1 week ago
What does an underwriter do?
An underwriter evaluates risk and supporting information to decide whether to approve an insurance policy, loan, or other financial agreement, and may set terms, limits, or pricing.
What types of underwriter jobs are available?
Common roles include insurance, commercial, mortgage, and credit underwriters, as well as senior and lead positions. Specialties and responsibilities vary by employer and industry.
What qualifications do underwriters need?
Requirements depend on the role. Employers may look for relevant underwriting or financial analysis experience, strong analytical and communication skills, and familiarity with industry guidelines. Some positions require a degree or professional credentials.
How can underwriters advance their careers?
With experience, underwriters may move into senior, lead, or management positions, specialize in complex risks, or transition into related areas such as risk management, credit, or portfolio analysis.
Where can I find underwriter jobs paying $100,000 or more?
Ladders features vetted professional job opportunities with salaries of $100,000 or more. Review each underwriter listing for its compensation, location, and qualifications.