Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
$90K - $110K *
Manage financial close processes and reporting for external audits, ensuring compliance with US GAAP and IFRS. Collaborate across teams to provide insights and support for Joint Venture accounting and...
3 weeks ago
$370K - $490K *
Join a dynamic team to lead enterprise retail sales, driving strategic growth across diverse categories. Coach senior Account Executives, manage complex deals, and build relationships with top merchan...
4 days ago
Senior Data Analyst - Archimedes
$95K - $115K *
Analyze and manage healthcare data, optimizing pipelines and reporting. Collaborate with stakeholders to turn data into actionable insights. Embrace growth in a dynamic environment, taking ownership o...
Reposted 2 weeks ago
Account Manager - Finance and Accounting
$110K - $130K *
Grow your career by building and cultivating strong client relationships while driving innovative solutions in the Finance and Accounting domain, collaborating with top talent to achieve lasting succe...
Reposted 2 weeks ago
Senior Business Systems Analyst
$150K - $165K *
Unlock the potential of our Marketing SaaS ecosystem by collaborating with stakeholders to optimize the lead-to-opportunity process, ensuring seamless integration and data integrity across systems whi...
2 weeks ago
$88K - $105K *
Design innovative Civil systems for mission-critical environments, ensuring compliance and safety. Collaborate with multi-discipline teams to deliver reliable infrastructure solutions that enhance ope...
Today
Senior Director, Business Analytics
$160K - $236K *
Analyze and drive commercial analytics strategy, establishing strong insights that empower senior leadership's strategic decisions and enhance business performance across a complex, multi-functional e...
3 weeks ago
$110K - $130K *
Build innovative AI solutions that enhance software delivery by developing reusable components, collaborating with engineering teams, and ensuring reliable, secure AI workflows. Contribute to producti...
3 days ago
Senior Product Security Engineer
$159K - $219K *
Advance security initiatives by designing, implementing, and embedding robust security practices across AI-driven product development. Collaborate with cross-functional teams to safeguard applications...
4 weeks ago
$120K - $140K *
Shape the future of federal financial operations by driving user adoption and change management for a new tool. Collaborate with stakeholders to enhance user experience, streamline processes, and ensu...
3 days ago
$90K - $110K *
Contribute to the development of high-value capabilities by managing the Product Backlog and collaborating with cross-functional teams to ensure stakeholder needs are met through Agile methodologies...
2 weeks ago
$90K - $110K *
Analyze healthcare data to enhance clinical insights and improve medication use. Collaborate with cross-functional teams to develop analytics tools and real-world evidence studies, driving better heal...
Today
$116K - $174K *
Join a team that's driving innovation in functional and technical solutions. Leverage your extensive experience to lead cross-functional teams, shape strategic goals, and enhance business processes th...
2 weeks ago
$85K *
Innovate the future of asset protection by investigating theft and fraud, ensuring compliance, and safeguarding company resources through detailed analysis and collaboration with cross-functional team...
2 weeks ago
Senior Manager - Compliance Governance
$179K - $249K *
Elevate your career by leading compliance governance initiatives, managing risk assessments, and enhancing training programs. Collaborate with cross-functional teams to ensure regulatory compliance an...
2 weeks ago
Director, Payments & Financial Services
$150K - $180K *
Drive the Payments business by leading cross-functional teams, ensuring operational excellence, and delivering P&L impact. This hands-on role requires strategic execution and strong communication to b...
2 weeks ago
Senior Business Systems Engineer - Product & Engineering Platforms
$120K - $145K *
Drive the evolution of product and engineering systems by managing platforms like Jira and Aha!. Collaborate cross-functionally to enhance workflows, integrations, and reporting, ensuring tools align...
4 weeks ago
$80K - $95K *
Lead the charge in driving new business development through full sales cycle management, establishing relationships, and exceeding revenue targets by leveraging consultative selling and effective pipe...
Reposted 2 weeks ago
$180K - $200K *
Elevate healthcare technology by owning mobile and web apps that enhance clinician workflows. Drive product direction, prioritize initiatives, and ensure patient safety while leveraging AI to improve...
Yesterday
Senior Small Business Sales - Middle Market (Texas)
$100K - $120K *
Drive new business growth and enhance profitability by leveraging market insights and building strong relationships with clients. Collaborate with partners to expand customer networks and deliver impa...
3 days ago
Personal Financial Counselor, Assignment Ready Counselor, PFC, TN
$64K - $102K *
Optimize financial counseling services for military personnel and families. Engage directly through individualized plans, educational workshops, and virtual support. Collaborate with installation poin...
Reposted 2 weeks ago
$104K - $149K *
Accelerate product development by defining, designing, and prototyping features for payment platforms across multiple ecosystems, leveraging technical expertise and AI tools to enhance user experience...
1 week ago
Senior Manager, Structuring (Tax/Preferred Equity)
$200K - $300K *
Shape capital solutions in renewable energy by leading tax/preferred equity transactions. Drive execution from screening to closing while mentoring team members and leveraging advanced modeling techni...
1 week ago
Principal Designer, Growth (Remote)
$125K - $150K *
Elevate growth design by architecting end-to-end acquisition funnels. Collaborate with cross-functional teams to create tailored interactive tools and advertorials that drive conversion through strate...
Reposted 4 weeks ago
Senior Liability Claims Adjuster - Municipal Claims (FL License)
$82K - $86K *
Lead the charge in managing complex liability claims, ensuring thorough investigations, evaluations, and negotiations. Collaborate with clients and legal teams to achieve optimal resolutions while adh...
3 days ago
What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.