Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
$71K - $125K *
Explore your potential by leading risk-based audits of critical initiatives. Collaborate with diverse teams to identify risks, evaluate controls, and improve governance of technology-enabled transform...
4 weeks ago
$85K - $108K *
Contribute to the Governance, Risk, and Compliance program by managing third-party risk assessments, supporting SOC2 audits, and enhancing security policies. Collaborate across teams to promote a cult...
2 weeks ago
$85K - $108K *
Optimize your career by contributing to our Governance, Risk, and Compliance program. Focus on third-party risk management, policy maintenance, and support for SOC2 audits while promoting a culture of...
2 weeks ago
$92K - $153K *
Drive revenue growth and strategic partnerships in Property & Casualty insurance. Serve as a trusted advisor to clients, leveraging industry expertise to enhance underwriting performance and risk mana...
Yesterday
$80K - $105K *
Help us evaluate mortgage applications and ensure compliance with regulations. As a Mortgage Loan Underwriter, you'll analyze financial documents and assess risk factors while supporting a seamless lo...
3 weeks ago
Associate Treasury Reporting & Analytics
$80K - $95K *
Reimagine financial operations by leveraging your analytical skills to enhance treasury processes. Collaborate with cross-functional teams to deliver impactful insights and drive compliance, while man...
Yesterday
Sr. Treasury Solution Consultant
$96K - $207K *
Drive Treasury Management revenue by optimizing payables solutions through collaboration with clients and fintech partners, enhancing operational efficiency and product innovation in B2B and B2C payme...
Yesterday
$88K - $115K *
Join a team that's dedicated to analyzing healthcare risks and enhancing financial performance in value-based care. Collaborate across departments to deliver actionable insights and support innovative...
Today
$90K - $115K *
Drive the administration of OneStream, supporting FP&A and Accounts Payable teams. Enhance reporting, manage data integrations, and collaborate with Finance and IT to optimize processes and improve ef...
1 week ago
Senior Data Analyst, Reliability Assessment
$95K - $115K *
Champion data-driven insights to enhance reliability assessments of North America's bulk power system. Collaborate with teams to analyze energy data, identify risks, and support the development of cri...
1 week ago
Senior Product Analyst - Donor and Graft Sourcing
$95K - $115K *
Unlock potential by driving product strategy through data analysis and market insights. Collaborate with cross-functional teams to enhance product performance and support decision-making across cellul...
Reposted yesterday
$110K - $130K *
Elevate financial strategy by driving planning and analysis across departments. Collaborate with leaders to ensure alignment on budgets and forecasts, transforming complex data into actionable insight...
2 weeks ago
Account Executive, Existing Business - Financial Services
$121K - $213K *
Join a team that's driving growth by acquiring new clients in the Financial Services sector. Utilize your B2B SaaS sales expertise to build relationships, exceed targets, and contribute to an innovati...
1 month ago
Senior Business Analyst (Billing)
$64K - $147K *
Shape the future of business analysis by documenting requirements, collaborating with stakeholders, and delivering innovative solutions. Drive project success through effective communication and manag...
2 weeks ago
Director - Consumer Lending Client Sales Executive
$132K - $207K *
Engage with North American lenders to drive impactful solutions in consumer lending. Collaborate on client opportunities, articulate value, and lead strategic initiatives to enhance FICO Scores adopti...
1 week ago
Senior Manager, GSE and Investor Oversight
$115K - $173K *
Elevate your career by leading governance and oversight for GSE and investor requirements in Residential Lending. Drive strategic direction, manage complex functions, and collaborate with senior leade...
Yesterday
Internal Audit Manager - Commercial Lending
$96K - $181K *
Elevate your career by leading risk-based internal audits, collaborating with business leaders to enhance governance and control processes. Drive audit planning, execution, and team development while...
1 week ago
$75K - $90K *
Join a dynamic team to drive strategic initiatives, collaborating across functions to translate complex business needs into actionable strategies that enhance operational effectiveness and deliver mea...
Today
Financial Analyst III - Financial Reporting
$91K - $120K *
Lead the charge in financial reporting as you analyze complex data, prepare reports, and support audit requests. Your expertise will drive informed decision-making and enhance operational efficiency i...
3 weeks ago
Risk Advisor - Commercial Lines
$100K - $250K *
Develop and manage new insurance accounts while driving sales growth through consultative approaches. Build strong client relationships, assess risk needs, and provide tailored solutions to ensure cli...
2 weeks ago
$80K - $95K *
Transform the future of financial audits by leading engagements, assessing risks, and delivering actionable insights. Collaborate with teams to ensure compliance and excellence in audit practices, fos...
3 weeks ago
Senior Commercial Finance Analyst - Americas
$95K - $115K *
Drive financial excellence in Global Travel Retail by partnering with commercial teams to optimize pricing, investments, and performance analysis, ensuring sustainable growth and profitability across...
Yesterday
$100K - $130K *
Unlock financial insights by managing cash flow and capital assets while collaborating with stakeholders to enhance company performance and drive strategic initiatives in treasury management...
3 weeks ago
Small Business Credit Officer II - SBA
$71K - $145K *
Join a team that's dedicated to reviewing and deciding on small business loans. Leverage your expertise in financial analysis and loan structuring while mentoring peers and ensuring a positive custome...
2 weeks ago
$70K - $120K *
Join a dynamic team to drive data migration projects, leveraging your analytical skills to ensure seamless client transitions to TaxSys. Collaborate with developers and analysts to enhance data qualit...
3 weeks ago
What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.