Explore Credit Analyst Jobs

Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.

What Credit Analysts Do

Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.

Skills and Qualifications

Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.

Credit Analyst Career Paths

Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.

Find Credit Analyst Opportunities on Ladders

Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.

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$71K - $125K *

Explore your potential by leading risk-based audits of critical initiatives. Collaborate with diverse teams to identify risks, evaluate controls, and improve governance of technology-enabled transform...

United StatesRemote

4 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$85K - $108K *

Contribute to the Governance, Risk, and Compliance program by managing third-party risk assessments, supporting SOC2 audits, and enhancing security policies. Collaborate across teams to promote a cult...

Ontario, CARemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$85K - $108K *

Optimize your career by contributing to our Governance, Risk, and Compliance program. Focus on third-party risk management, policy maintenance, and support for SOC2 audits while promoting a culture of...

United StatesRemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$92K - $153K *

Drive revenue growth and strategic partnerships in Property & Casualty insurance. Serve as a trusted advisor to clients, leveraging industry expertise to enhance underwriting performance and risk mana...

RemoteRemote

Yesterday

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $105K *

Help us evaluate mortgage applications and ensure compliance with regulations. As a Mortgage Loan Underwriter, you'll analyze financial documents and assess risk factors while supporting a seamless lo...

United StatesRemote

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $95K *

Reimagine financial operations by leveraging your analytical skills to enhance treasury processes. Collaborate with cross-functional teams to deliver impactful insights and drive compliance, while man...

CanadaRemote

Yesterday

  •   Less than 5 years exp.  •   Finance & Insurance

$96K - $207K *

Drive Treasury Management revenue by optimizing payables solutions through collaboration with clients and fintech partners, enhancing operational efficiency and product innovation in B2B and B2C payme...

RemoteRemote

Yesterday

  •   5 - 7 years exp.  •   Finance & Insurance

$88K - $115K *

Join a team that's dedicated to analyzing healthcare risks and enhancing financial performance in value-based care. Collaborate across departments to deliver actionable insights and support innovative...

United StatesRemote

Today

  •   Less than 5 years exp.  •   Healthcare

$90K - $115K *

Drive the administration of OneStream, supporting FP&A and Accounts Payable teams. Enhance reporting, manage data integrations, and collaborate with Finance and IT to optimize processes and improve ef...

United StatesRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$95K - $115K *

Champion data-driven insights to enhance reliability assessments of North America's bulk power system. Collaborate with teams to analyze energy data, identify risks, and support the development of cri...

Washington DC, USRemote

1 week ago

  •   Less than 5 years exp.  •   Energy & Utilities

$95K - $115K *

Unlock potential by driving product strategy through data analysis and market insights. Collaborate with cross-functional teams to enhance product performance and support decision-making across cellul...

Minneapolis, MNRemote

Reposted yesterday

  •   5 - 7 years exp.  •   Healthcare

$110K - $130K *

Elevate financial strategy by driving planning and analysis across departments. Collaborate with leaders to ensure alignment on budgets and forecasts, transforming complex data into actionable insight...

United StatesRemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$121K - $213K *

Join a team that's driving growth by acquiring new clients in the Financial Services sector. Utilize your B2B SaaS sales expertise to build relationships, exceed targets, and contribute to an innovati...

CanadaRemote

1 month ago

  •   5 - 7 years exp.  •   Consumer Technology

$64K - $147K *

Shape the future of business analysis by documenting requirements, collaborating with stakeholders, and delivering innovative solutions. Drive project success through effective communication and manag...

Lansing, MIRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$132K - $207K *

Engage with North American lenders to drive impactful solutions in consumer lending. Collaborate on client opportunities, articulate value, and lead strategic initiatives to enhance FICO Scores adopti...

United StatesRemote

1 week ago

  •   8 - 10 years exp.  •   Enterprise Technology

$115K - $173K *

Elevate your career by leading governance and oversight for GSE and investor requirements in Residential Lending. Drive strategic direction, manage complex functions, and collaborate with senior leade...

Mount Laurel, NJRemote

Yesterday

  •   8 - 10 years exp.  •   Finance & Insurance

$96K - $181K *

Elevate your career by leading risk-based internal audits, collaborating with business leaders to enhance governance and control processes. Drive audit planning, execution, and team development while...

United StatesRemote

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$75K - $90K *

Join a dynamic team to drive strategic initiatives, collaborating across functions to translate complex business needs into actionable strategies that enhance operational effectiveness and deliver mea...

Chattanooga, TNRemote

Today

  •   Less than 5 years exp.  •   Healthcare

$91K - $120K *

Lead the charge in financial reporting as you analyze complex data, prepare reports, and support audit requests. Your expertise will drive informed decision-making and enhance operational efficiency i...

California, USRemote

3 weeks ago

  •   5 - 7 years exp.  •   Healthcare

$100K - $250K *

Develop and manage new insurance accounts while driving sales growth through consultative approaches. Build strong client relationships, assess risk needs, and provide tailored solutions to ensure cli...

RemoteRemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Transform the future of financial audits by leading engagements, assessing risks, and delivering actionable insights. Collaborate with teams to ensure compliance and excellence in audit practices, fos...

United StatesRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$95K - $115K *

Drive financial excellence in Global Travel Retail by partnering with commercial teams to optimize pricing, investments, and performance analysis, ensuring sustainable growth and profitability across...

United StatesRemote

Yesterday

  •   5 - 7 years exp.  •   Food & Beverages

$100K - $130K *

Unlock financial insights by managing cash flow and capital assets while collaborating with stakeholders to enhance company performance and drive strategic initiatives in treasury management...

United StatesRemote

3 weeks ago

  •   5 - 7 years exp.  •   Real Estate & Construction

$71K - $145K *

Join a team that's dedicated to reviewing and deciding on small business loans. Leverage your expertise in financial analysis and loan structuring while mentoring peers and ensuring a positive custome...

United StatesRemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$70K - $120K *

Join a dynamic team to drive data migration projects, leveraging your analytical skills to ensure seamless client transitions to TaxSys. Collaborate with developers and analysts to enhance data qualit...

United StatesRemote

3 weeks ago

  •   Less than 5 years exp.  •   Enterprise Technology

Frequently Asked Questions (FAQ)

  • What does a credit analyst do?question toggle

    A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.

  • What qualifications are commonly required for credit analyst jobs?question toggle

    Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.

  • Where do credit analysts work?question toggle

    Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.

  • How can a credit analyst advance their career?question toggle

    With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.

  • How can I find Credit Analyst jobs paying $100,000 or more?question toggle

    Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.