Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
$87K - $157K *
Grow your career with a dynamic role managing risk adjustment and quality improvement processes across multiple departments, driving operational excellence and strategic initiatives for healthcare pro...
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Sales Director - Banking/Financial Services/Insurance
$150K - $180K *
Drive growth and scale by leading customer engagement and solution implementation in the Banking and Financial Services sector. Identify opportunities, nurture relationships, and exceed revenue target...
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Transform your career by delivering key system and data analysis while collaborating with diverse teams to implement impactful technology solutions that shape organizational success and enhance functi...
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Unlock potential by providing enterprise architecture leadership for Retail and Consumer Banking. Shape technology strategies and roadmaps across various banking capabilities, ensuring alignment with...
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Senior Auditor - Audit, Global Servicing
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Shape the future of our audit processes by executing core audits, enhancing regulatory compliance, and collaborating with cross-functional teams to drive effective risk management and operational exce...
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Drive a high-performing team to manage and grow commercial banking relationships, ensuring customer satisfaction and strategic income growth while leading initiatives for new business opportunities an...
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Join a team that's dedicated to innovating insurance products, driving growth, and ensuring regulatory compliance. Collaborate with key stakeholders throughout the product lifecycle while contributing...
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Unlock data-driven insights as a hybrid leader, balancing hands-on analytics with high-level client strategy. Drive impactful initiatives and foster cross-functional collaboration to deliver valuable...
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$80K - $90K *
Deliver expert tax services by preparing and reviewing diverse tax returns, conducting tax research, and supporting financial reporting for clients in the entertainment business sector. Join a collabo...
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$287K - $320K *
Join a team that's redefining financial insights through AI. As a senior technical leader, you'll shape the multi-year strategy for Reporting & Insights, guiding engineering teams to innovate and scal...
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$100K - $120K *
Partner with us to drive revenue growth and strategic account management across a diverse portfolio. You'll own the full sales cycle, collaborate with cross-functional teams, and build lasting relatio...
2 weeks ago
Data Analytics Principal/Director - Financial Services
$160K - $200K *
Join a dynamic team to lead data and AI initiatives in Financial Services, partnering with senior executives to drive strategic transformations and deliver value through innovative solutions and deep...
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$90K - $110K *
Unlock potential by enhancing revenue operations through data-driven workflows, improving systems, and automating processes. Collaborate with cross-functional teams to ensure efficiency and scalabilit...
3 days ago
Senior Manager - Data & AI Governance
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Drive the creation of a comprehensive Data & AI Governance program that establishes standards for data ownership, usage, and monitoring across the enterprise, while fostering responsible AI practices...
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$172K - $287K *
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AI Practice Lead - Financial Services and Insurance
$160K - $190K *
Champion innovation by leading AI initiatives across the Insurance portfolio. Oversee the full lifecycle of AI solutions, driving strategy and collaboration with multidisciplinary teams to enhance cap...
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AI Practice Lead - Financial Services and Insurance
$150K - $180K *
Elevate innovation in AI solutions for the Insurance sector. Oversee the full lifecycle from ideation to production, leading teams and shaping strategies in a dynamic market to enhance capabilities an...
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AI Practice Lead - Financial Services and Insurance
$160K - $190K *
Drive innovation and delivery in AI solutions for our Insurance portfolio. Oversee the full lifecycle from ideation to production, shaping strategy, leading teams, and building capabilities in a rapid...
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$80K - $95K *
Elevate your career as a Clinical Research Associate, where you'll build site relationships, ensure compliance, and drive quality in clinical trials. Enjoy world-class training, reduced travel, and op...
3 weeks ago
Data Analytics Principal/Director - Financial Services
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Lead transformative data and AI initiatives in Financial Services, partnering with C-level executives to drive strategic value. Oversee project portfolios and mentor consultants, leveraging deep exper...
2 weeks ago
Senior Sales Operations Analyst
$96K - $132K *
Transform sales operations by leveraging your analytical expertise to enhance CRM processes, optimize compensation programs, and drive actionable insights for a high-performing commercial organization...
3 days ago
Retail Business Development Officer - Nashville
$80K - $95K *
Drive business development and customer relations by counseling clients on banking needs. Lead initiatives to enhance sales, manage loan applications, and foster collaborative relationships while achi...
2 weeks ago
Property Principal Risk Specialist- Remote
$120K - $145K *
Drive impactful risk evaluations by leveraging your engineering expertise to enhance underwriting processes and support high-risk account management through strategic loss control initiatives and team...
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What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.