Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
$90K - $120K *
Join a dynamic team to monitor and enhance project execution, supporting low-income energy efficiency initiatives through technical expertise in grant management and compliance for a range of federal...
3 weeks ago
$139K - $235K *
Drive your career forward by owning SEC reporting and disclosures, coordinating cross-functional processes, and enhancing the quality and efficiency of external financial reporting as a critical membe...
Reposted 2 weeks ago
Business Systems Analyst - Retail
$80K - $95K *
Reimagine the efficiency of Retail Banking systems while managing projects, enhancing workflows, and supporting daily operations. Collaborate with teams to optimize procedures, ensure compliance, and...
4 weeks ago
$95K - $105K *
Drive operational excellence as an Operations Analyst, balancing compliance and user experience. Leverage AI tools to analyze data, identify fraud patterns, and suggest process improvements while coll...
2 weeks ago
Data Analyst/FM Product Specialist
$104K - $157K *
Transform data into actionable insights by leading analytics initiatives and product management for financial modernization. Collaborate with cross-functional teams to enhance audit readiness and opti...
Today
Financial Institutions Internal Audit & Controls Manager
$107K - $212K *
Transform client risk management by leading internal audits and controls. Collaborate with executives to enhance operational efficiency and compliance, while fostering a dynamic team environment that...
1 week ago
Product Analyst / Senior Product Analyst
$80K - $130K *
Join a team that's driving product strategy through data analysis and insights. Collaborate with cross-functional teams to enhance product performance, uncover growth opportunities, and influence stra...
1 week ago
Analytics Advisor III (R-19951)
$110K - $130K *
Unlock potential by driving analytics and AI solutions for clients, managing a $10M+ portfolio. Collaborate with sales teams to identify opportunities, build value stories, and achieve aggressive sale...
1 week ago
$173K - $245K *
Unlock insights through data analytics and experimentation to enhance credit risk management. Collaborate with cross-functional teams to optimize policies, monitor performance, and drive strategic gro...
2 weeks ago
Relationship Manager - Florida
$95K - $135K *
Lead exceptional client relationships by proactively anticipating needs and aligning internal teams, ensuring that clients receive top-notch service and support in a dynamic, collaborative environment...
Reposted 2 days ago
$66K - $95K *
Drive pricing strategies by leveraging your expertise in mortgage pricing engines. Collaborate on rate sheets and adjustments, ensuring compliance with regulations while enhancing operational efficien...
1 week ago
Senior Principal, Business Management - Debt
$300K - $500K *
Lead and optimize a diverse portfolio of debt mandates, driving execution from initial offer to close. Collaborate across teams to enhance transaction velocity and deliver innovative capital solutions...
2 weeks ago
Information Technology Auditor (Insurance)
$95K - $192K *
Join a team that's poised to lead integrated IT audits while managing client relationships and project execution. Contribute to growth initiatives, talent development, and business solutions for Risk...
Reposted 3 days ago
Senior Staff Accountant, Structured Finance
$95K - $115K *
Shape the future of financial reporting by managing complex accounting activities, ensuring compliance, and collaborating with cross-functional teams to enhance operational efficiency and internal con...
Today
Senior Account Executive - Credit & Lending Products
$169K - $212K *
Transform the lending landscape by driving sales of capital products to high-growth brands. Leverage your expertise to build relationships, manage complex deals, and deliver tailored credit solutions...
6 days ago
Credit Risk Manager - US Corporate and SME Clients (m/f/d)
$100K - $120K *
Innovate as a Credit Risk Manager assessing corporate and SME client risks. Collaborate on improving standards and leveraging technology while contributing to decision-making and enhancing operational...
Reposted 3 weeks ago
$80K - $113K *
Join a team that's dedicated to delivering insightful financial analysis and reporting. This role supports commercial strategies and performance improvements through accurate data management and forec...
1 week ago
$64K - $108K *
Deliver strategic financial insights and support decision-making through advanced analysis, forecasting, and budgeting. Collaborate with finance and business leaders to improve performance visibility...
Reposted 1 week ago
Project Control Analyst (Senior)
$95K - $115K *
Optimize project financials by providing expert analysis, reporting, and controls for government contracts. Collaborate with stakeholders to ensure accurate forecasting, invoicing, and compliance, dri...
Yesterday
Account Executive Director, Payments & Lending
$150K - $180K *
Drive strategic growth by leading enterprise sales and expanding SaaS solutions in a greenfield market. Engage with C-level stakeholders to provide tailored identity verification and fraud prevention...
Reposted 4 weeks ago
Principal - Centralized Commercial Credit
$110K - $130K *
Manage credit risk for a commercial loan portfolio by analyzing risk, developing solutions, and advising teams on compliance. Leverage extensive expertise to guide less experienced professionals and e...
1 month ago
Executive Assistant - Bellevue
$93K - $109K *
Innovate alongside executives by providing strategic support to drive organizational success, manage high-stakes priorities, and enhance workflow efficiency. You'll serve as a vital liaison and truste...
Reposted today
$80K - $95K *
Join a team that's dedicated to enhancing data quality and insights. As a Data Analyst, you'll analyze cost data, conduct research, and collaborate with teams to streamline processes, ensuring accurat...
1 week ago
Relationship Manager Team Lead - CRE Originations
$148K - $279K *
Lead and manage a team of CRE Relationship Managers to drive new business and optimize deal flow, while ensuring compliance and maintaining portfolio quality through collaboration and strategic oversi...
Reposted 4 weeks ago
$80K - $95K *
Unlock potential by joining a dynamic team to drive purchasing processes, focusing on builder relations, financial analysis, and program growth. Your expertise will shape the future of home constructi...
Reposted 3 weeks ago
What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.