Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
Underwriter Personal Lines - III
$80K - $95K *
Transform your career by leveraging your underwriting expertise to mentor others, handle complex inquiries, and drive process improvements in personal lines insurance. Join a dynamic team dedicated to...
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Senior Product Finance & Analytics Manager
$120K - $145K *
Analyze product performance and financial metrics to drive strategic investments. Take ownership of P&L reporting, financial modeling, and data analysis to support executive decision-making and enhanc...
3 weeks ago
Senior Software Engineer, Risk Management
$135K - $160K *
Drive innovation in vendor risk management by developing full-stack solutions to enhance enterprise security. Collaborate across teams to build seamless experiences and shape how businesses manage thi...
Reposted 4 weeks ago
$80K - $95K *
Transform security and compliance controls within a dynamic team, ensuring adherence to regulatory frameworks like SOC 2 and HIPAA. Drive continuous improvement and foster collaboration across departm...
3 days ago
$86K - $113K *
Engage with clients as a trusted partner, driving satisfaction and growth through effective management of healthcare operations and strategic initiatives. Collaborate across teams to enhance service d...
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Account Executive | Large Enterprise | GTS
$101K - $140K *
Advance client relationships and drive growth by maximizing value delivery, identifying opportunities, and managing complex sales processes within a designated territory of large enterprise clients...
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Senior - Regional Field Engagement Specialist
$90K - $144K *
Shape the future of client engagement by driving sales and loyalty through strategic insights and relationship building. Collaborate with teams to enhance customer experiences and maximize performance...
2 weeks ago
$130K - $150K *
Engage with a dynamic team to shape global total rewards strategies, ensuring competitive compensation and fostering employee satisfaction across varying tiers as the company scales and evolves...
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Technology Security Engineer (Open to Remote)
$110K - $130K *
Join a team that's dedicated to enhancing security across cloud environments. Leverage your expertise in cybersecurity to implement and optimize robust security solutions, ensuring the protection of s...
1 week ago
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$159K - $254K *
Join a team that's redefining financial solutions for restaurants. Lead product innovation in lending, collaborating across departments to enhance our offerings and drive impactful results for restaur...
2 days ago
Quality Engineering Lead / Automation Architect
$117K - $143K *
Join a team that's redefining quality engineering by leading the transition to automation. Drive strategy, mentor a global QA team, and enhance testing frameworks to ensure high-quality software deliv...
1 week ago
Senior Assurance Manager - Hybrid
$110K - $130K *
Advance progress at construction firms by leading assurance engagements, overseeing teams, and ensuring compliance. Leverage 8+ years of public accounting expertise to deliver high-quality financial r...
1 week ago
$102K - $136K *
Optimize financial operations by executing planning, reporting, and analysis for Core Services. Collaborate with cross-functional teams to enhance accuracy and efficiency in budgeting and forecasting...
3 weeks ago
$80K - $95K *
Drive data integrity and operational excellence by resolving complex payer data issues, collaborating across teams, and enhancing data quality for value-based care initiatives. Play a key role in opti...
3 weeks ago
Head of Data Governance & Enterprise Context Eng
$238K - $311K *
Transform data governance by leading enterprise strategies, ensuring data quality, and driving AI readiness. Collaborate across teams to establish policies, enhance metadata platforms, and foster a cu...
1 week ago
Commercial Banking Relationship Manager
$136K - $233K *
Transform commercial banking by managing diverse client portfolios and driving new business opportunities. Leverage your expertise to enhance customer satisfaction, reduce risk, and ensure compliance...
1 week ago
$110K - $130K *
Unlock potential by leading the implementation of a cutting-edge multinational insurance platform, enhancing workflows and collaboration across diverse territories while ensuring compliance and operat...
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Senior Business Analysis Manager, Capital One Shopping (Remote-Eligible)
$182K - $208K *
Shape strategic initiatives by leveraging analytical expertise to drive growth and profitability. Collaborate with cross-functional teams to enhance product offerings and optimize marketing strategies...
4 days ago
$78K - $156K *
Join a team that's dedicated to enhancing business systems through design, configuration, and support. As a Senior Application Analyst, you'll lead improvements, mentor junior analysts, and ensure sea...
1 week ago
$78K - $156K *
Manage system design, enhancements, and support as a Senior Application Analyst. Collaborate with stakeholders, mentor junior team members, and improve workflows while ensuring application performance...
4 weeks ago
$80K - $135K *
Advance educational research by analyzing data and synthesizing findings to enhance student access to advanced courses. Collaborate with stakeholders to design studies, build dashboards, and communica...
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Senior Accountant, Consolidations
$80K - $90K *
Join a team that's dedicated to financial integrity while enabling global access to safe water. As a key player in consolidated reporting, you will enhance organizational clarity and support impactful...
Reposted 2 days ago
Senior National Account Executive
$110K - $130K *
Champion business growth by driving sales initiatives across key markets. Collaborate with teams to develop and implement strategic plans, generate leads, and maintain strong client relationships to e...
3 weeks ago
$133K - $156K *
Innovate solutions as an associate actuary, collaborating with a dynamic team to enhance workers' compensation coverage and drive strategic insights that impact stakeholders across Oregon and beyond...
1 week ago
$85K - $95K *
Unlock potential by providing strategic business analysis and project management expertise. Collaborate with stakeholders to enhance processes, ensure data integrity, and deliver impactful business so...
2 days ago
What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.