Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
$78K - $88K *
Join us to perform actuarial analyses and support healthcare consulting projects. Collaborate with multidisciplinary teams to develop insights, maintain models, and communicate findings effectively wh...
6 days ago
Lead Product Analyst - Ancillary Products
$94K - $151K *
Join a team that's shaping the future of insurance products by leading strategic initiatives, ensuring compliance, and driving market analysis. Collaborate with product managers to define vision and e...
1 week ago
$110K - $130K *
Transform research coverage of US IPOs and direct listings, delivering data-driven insights and high-touch services to institutional clients, while scoring and ranking deals to enhance investment stra...
3 weeks ago
National Sales Executive - Default Services
$100K - $120K *
Help us drive revenue growth by developing strategic sales plans and building executive partnerships in the mortgage servicing industry. Leverage your expertise to manage complex sales cycles and enha...
2 weeks ago
$91K - $138K *
Contribute to our growth by driving sales of SaaS solutions to government agencies. Collaborate with partners, build relationships, and exceed sales targets while navigating the complexities of govern...
1 week ago
Commercial Account Manager - Small Commercial
$81K - $91K *
Contribute to client success by managing policy applications, renewals, and coverage inquiries. Collaborate with producers to ensure timely service and maintain strong client relationships while stayi...
2 weeks ago
Stonehaven - Director of Credit & Collateral Risk
$200K - $450K *
Drive independent credit review and risk management for all counterparties, ensuring compliance and security across diverse financial entities. Collaborate with cross-functional teams to uphold rigoro...
1 week ago
$80K - $95K *
Optimize payroll operations by leading cross-functional initiatives, analyzing processes, and delivering scalable solutions that enhance compliance, efficiency, and accuracy across the organization...
2 weeks ago
$36K - $251K *
Drive client success by guiding them through the mortgage process, leveraging your expertise to build relationships and deliver exceptional service, while cultivating a robust referral network to achi...
6 days ago
Senior Underwriter - Non-Profit
$87K - $120K *
Transform the nonprofit sector by managing agency relationships, driving growth, and ensuring compliance. Leverage your underwriting expertise to enhance portfolio performance and develop new business...
2 weeks ago
$125K - $150K *
The Regional Director at ModernFi will work closely with the VP of Institution Success and the CRO to enhance client satisfaction and drive product adoption among bank and credit union clients. This r...
Reposted 4 weeks ago
IT Auditor (remote within NY state)
$90K - $110K *
Unlock your potential by leading crucial audits that assess technology and information security functions. Drive effectiveness in application controls, cybersecurity risks, and IT general controls, en...
Reposted 2 weeks ago
Senior National Account Executive, Enterprise Technology Partnerships
$120K - $140K *
Unlock your potential by leading enterprise sales for our innovative technology, driving strategic partnerships with large corporate insurance agencies and institutions. Own the sales cycle, navigate...
6 days ago
$90K - $110K *
Champion the optimization of business systems for Legal, Safety, and Environmental teams. Drive continuous improvement and support for Icertis and related applications, enhancing user experience and o...
Reposted 4 days ago
Regional Sales Director, Financial Services
$148K - $248K *
Unlock your leadership potential by guiding a dynamic sales team in optimizing the adoption of AI-driven DevSecOps solutions for the financial services sector, steering client relationships, and drivi...
3 weeks ago
Production Risk Engineer - Management Liability
$120K - $170K *
Lead innovative risk analysis and premium production, driving collaboration across teams to enhance management and professional liability insurance products that resonate with brokers and clients alik...
Reposted 1 week ago
$95K - $115K *
Join a dynamic global accounting team as you manage international audits, enhance month-end close processes, and drive improvements in accounting operations. Take ownership of complex projects while c...
6 days ago
M&T Equipment Finance Relationship Manager - Northern CA
$107K - $179K *
Join a team that's revolutionizing Financing Solutions by building client relationships and driving sales in the construction industry. Your expertise will enhance our regional outreach and customer e...
4 weeks ago
Correspondent Sr Business Development Officer
$87K - $139K *
Engage with community banks to develop relationships and drive sales. Leverage your expertise in business development to market products, maintain client connections, and facilitate opportunities with...
2 weeks ago
Senior Account Executive - NY/NJ BFSI
$120K - $150K *
Lead strategic sales initiatives by uncovering new opportunities, managing relationships with C-level executives, and executing a comprehensive sales process to achieve quarterly and annual quotas in...
2 days ago
Senior Life & Annuity Product Accountant
$91K - $169K *
Transform complex accounting challenges into strategic solutions. Collaborate across finance, actuarial, and risk teams to enhance financial reporting and governance for innovative products and transa...
1 week ago
$135K - $152K *
Lead the charge in shaping AI governance by operationalizing risk assessment processes, collaborating across departments, and driving ethical AI innovation while ensuring compliance and effective risk...
3 weeks ago
Lead Technology Risk Analyst (IT Audit) - remote
$77K - $129K *
Lead technology audits and risk assessments to enhance control environments. Drive integrated audits emphasizing IT risk and SOX compliance while collaborating with cross-functional teams to deliver a...
3 weeks ago
Lead AI and Data Solution Engineer
$200K - $215K *
Drive innovation in data engineering and AI solutions, leading the design and deployment of scalable systems. Collaborate with cross-functional teams to enhance business value through advanced technol...
2 weeks ago
Sales & Client Success Strategic Account Manager (Mortgage)
$148K - $233K *
Engage with US mortgage lenders to drive adoption of FICO's credit analytics and services. Lead initiatives to maximize revenue opportunities and enhance client experiences while providing strategic i...
Reposted 3 weeks ago
What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.