Underwriters assess risk and make informed decisions about whether to approve insurance policies, loans, and other financial agreements. They review applications, analyze financial and other relevant information, and determine appropriate terms, limits, and pricing. Employers value underwriters who combine sound judgment with analytical skills and clear communication.
Find vetted underwriter opportunities on Ladders, including professional roles with salaries of $100,000 or more. Job titles and qualifications vary by employer, industry, and level of responsibility, so review each listing for details on compensation, experience, and location.
Underwriting work differs across insurance, banking, and financial services. Depending on the role, underwriters may evaluate borrower credit and repayment capacity, assess insurance exposures, review property or business information, apply internal guidelines, and recommend or make approval decisions. They may also collaborate with brokers, loan officers, actuaries, and other teams to clarify information and explain decisions.
Underwriter job titles may include insurance underwriter, commercial underwriter, mortgage underwriter, credit underwriter, and senior or lead underwriter. Specialties can focus on areas such as commercial property, casualty, life and health insurance, residential lending, or business credit. Requirements and responsibilities depend on the product and organization.
Many employers seek candidates with experience in risk assessment, financial analysis, or a relevant underwriting specialty. Useful capabilities include attention to detail, quantitative reasoning, familiarity with underwriting guidelines and regulations, sound decision-making, and the ability to communicate findings clearly. Some roles may require a bachelor's degree, industry credentials, or experience with particular underwriting systems; check individual job postings for specific requirements.
Underwriters can progress into senior, lead, or management roles, or specialize in complex accounts and products. Related paths may include risk management, portfolio analysis, credit, insurance operations, and underwriting strategy. Advancement often depends on industry knowledge, judgment, performance, and the ability to handle greater complexity or responsibility.
Use Ladders to explore vetted professional underwriter openings with compensation of $100,000 or more. Compare role scope, specialty, location, and stated qualifications to identify opportunities that align with your experience and career goals. Compensation and eligibility vary by listing.
Senior Consultant, IRA Advisory
$78K - $126K *
Join a dynamic team providing advisory services in energy, infrastructure, and economic development. Contribute to project development and support while building meaningful relationships in a collabor...
Reposted 2 days ago
Senior Vice President, Marketing - Retirement, Investment & Wealth Solutions
$300K - $325K *
Drive your career with a strategic leadership role focused on enhancing marketing initiatives, optimizing client engagement, and achieving commercial growth across diverse financial services sectors...
1 week ago
Managing Director, Investment Structuring
$215K - $320K *
Lead the execution of investment structuring strategies globally, managing complex initiatives and stakeholder relationships to enhance operational effectiveness and drive investment decisions that al...
4 weeks ago
Bodily Injury Claims Team Lead
$90K - $110K *
Transform the future of claims management by leading a remote team in commercial transportation. Drive operational effectiveness through technology and analytics while balancing leadership and hands-o...
2 days ago
Time Away & Life Solutions Senior Consultant - Underwriter
$125K - $145K *
Unlock potential by leading complex underwriting projects for national clients. Collaborate with diverse teams to develop strategies and ensure compliance in the evolving leave industry, while mentori...
4 days ago
Senior Product Analyst, Coverage & Forms
$82K - $102K *
Shape the future of pet insurance by developing and enhancing policy forms, ensuring compliance, and collaborating with cross-functional teams to meet customer needs and regulatory standards...
2 weeks ago
$105K - $135K *
Transform product vision into reality by driving execution and collaboration across teams. Leverage data and AI to enhance risk data accessibility, ensuring customers can act swiftly and confidently o...
2 weeks ago
Assistant General Counsel, Servicing
$240K - $260K *
Join a team that's dedicated to providing expert legal guidance in consumer loan servicing. Leverage your extensive experience to support compliance, risk management, and operational strategies while...
2 weeks ago
$127K - $243K *
Drive innovative pricing strategies as a Regional Actuary, collaborating with cross-functional teams to enhance state-level product offerings. Leverage advanced actuarial techniques to navigate comple...
1 week ago
Wholesale Pipeline Resolution Specialist - Remote
$90K - $100K *
Join a dynamic team as you leverage your underwriting expertise to enhance loan processing and retention. Collaborate across departments to resolve complex scenarios and drive successful outcomes in a...
2 days ago
$199K - $370K *
Lead a dynamic team of Sales Specialists to drive growth and revenue in the Risk sector. Collaborate with leadership to enhance customer engagement, implement strategic solutions, and achieve sales ta...
3 weeks ago
$110K - $140K *
Advance the valuation processes of diverse private market investments, collaborating with senior professionals to enhance analytical capabilities and technology. This role offers significant growth op...
1 week ago
Senior Servicing Officer (Institutional Capital Group)
$71K - $125K *
Transform complex loan servicing processes as a Senior Servicing Officer, managing a diverse portfolio in commercial real estate. Contribute to client partnerships and lead initiatives, while expandin...
Reposted 2 days ago
Senior Mortgage Loan Originator
$85K - $100K *
Grow your career with a dynamic team focused on residential mortgage origination. Lead initiatives to develop talent, manage loan processes, and ensure exceptional customer experiences while achieving...
4 days ago
Actuarial Analytics Director - Reinsurance
$200K - $220K *
Lead the charge in building and managing a comprehensive reinsurance data pipeline while developing sophisticated models for pricing, reserving, and capital optimization. Collaborate with cross-functi...
3 weeks ago
Experienced Wholesale Insurance Broker
$90K - $130K *
Drive profitable growth by leveraging relationships and expertise in specialty insurance. Design innovative placement strategies, negotiate terms, and connect with retail agents to deliver tailored co...
1 week ago
Senior Case Manager, Reimbursement
$80K - $95K *
Lead the charge in case management by overseeing complex pharmacy reimbursement processes, ensuring timely completion of cases, and advocating for patients while collaborating with healthcare provider...
1 week ago
$120K - $240K *
Join us to empower families by providing essential mortgage protection coverage. Leverage our training and support to connect with clients, assess their needs, and present tailored solutions in a flex...
1 week ago
$110K - $130K *
Engage with key clients to drive account growth and develop long-term relationships. Leverage your expertise in cybersecurity to identify opportunities and deliver tailored solutions, ensuring client...
3 weeks ago
$137K - $200K *
Elevate our actuarial capabilities by designing and deploying automated solutions that integrate AI and data analysis, enhancing decision-making across the organization while collaborating with divers...
4 days ago
Senior Product Analyst - Government Insurance Products
$95K - $115K *
Join a dynamic team to support product management for government insurance, ensuring compliance and driving strategic initiatives. Leverage your expertise to lead analysis, define requirements, and en...
3 weeks ago
Senior Product Manager, Insurance (Remote)
$110K - $130K *
Contribute to the end-to-end success of our insurance propositions by managing product strategy, enhancing customer engagement, and partnering across teams to optimize the customer lifecycle, driving...
3 weeks ago
Senior Product Manager, Insurance (Remote)
$110K - $130K *
Lead the charge in shaping innovative insurance propositions, optimizing customer experiences, and driving product growth through hands-on management and cross-functional collaboration from concept to...
3 weeks ago
Director, Capital Formation High Net Worth
$160K - $200K *
Lead the charge in capital formation by raising equity from high-net-worth investors, ensuring timely funding for real estate deals. Build and coach a high-performing team while architecting a vibrant...
2 days ago
Senior Contracts Administrator
$88K - $154K *
Shape the future of contract administration by leading complex negotiations, ensuring compliance, and mitigating risks. Collaborate with cross-functional teams to drive successful outcomes in high-sta...
1 week ago
What does an underwriter do?
An underwriter evaluates risk and supporting information to decide whether to approve an insurance policy, loan, or other financial agreement, and may set terms, limits, or pricing.
What types of underwriter jobs are available?
Common roles include insurance, commercial, mortgage, and credit underwriters, as well as senior and lead positions. Specialties and responsibilities vary by employer and industry.
What qualifications do underwriters need?
Requirements depend on the role. Employers may look for relevant underwriting or financial analysis experience, strong analytical and communication skills, and familiarity with industry guidelines. Some positions require a degree or professional credentials.
How can underwriters advance their careers?
With experience, underwriters may move into senior, lead, or management positions, specialize in complex risks, or transition into related areas such as risk management, credit, or portfolio analysis.
Where can I find underwriter jobs paying $100,000 or more?
Ladders features vetted professional job opportunities with salaries of $100,000 or more. Review each underwriter listing for its compensation, location, and qualifications.