Credit Officers assess lending risk and help organizations make sound decisions about loans, credit lines, and other financing. They review applications and financial information, evaluate repayment capacity, recommend terms, and monitor credit portfolios. On Ladders, explore vetted Credit Officer opportunities with compensation of $100,000 or more, including senior and leadership roles across financial institutions and other industries.
Responsibilities vary by employer and level, but often include analyzing borrower financial statements, assessing creditworthiness, applying lending policies, preparing approval recommendations, and documenting decisions. Credit Officers may also oversee underwriting teams, manage portfolio exposure, identify emerging risks, and work with relationship managers, compliance teams, and executives.
Credit Officer roles can focus on commercial or corporate lending, consumer credit, real estate finance, leveraged lending, asset-based lending, or credit risk management. Job titles and scope differ across organizations, so review each posting for its portfolio, authority, industry, and reporting responsibilities.
Employers commonly seek experience in credit analysis, underwriting, financial modeling, risk assessment, and lending regulations. Strong candidates communicate complex findings clearly, exercise sound judgment, and understand how economic conditions affect borrowers and portfolios. Senior roles may require team leadership, approval authority, and experience developing credit policies or strategies. Requirements vary by position.
Search Credit Officer openings on Ladders to discover vetted professional opportunities paying $100,000 or more. Compare responsibilities, qualifications, and compensation details to find roles aligned with your credit expertise and career goals.
Associate Manager AGI Research
$105K - $124K *
Lead and optimize research intern activities, ensuring alignment with project goals and technical standards. Manage workflows, provide coaching, and conduct hands-on research while supporting the Dire...
4 days ago
$155K - $175K *
Unlock potential by leading treasury operations, managing liquidity, and optimizing investment strategies. Drive risk management and compliance while fostering banking relationships in a dynamic finte...
3 weeks ago
Revenue Operations Business Applications Manager
$115K - $125K *
Elevate operational efficiency by managing the integration and support of GTM systems. Drive enablement programs and streamline processes to empower sales teams, ensuring seamless data flow and effect...
3 weeks ago
$135K - $165K *
Pioneer operational excellence in Design leadership, managing workflows, prioritizing projects, and developing talent. Collaborate cross-functionally to enhance Design integration in AI-driven product...
1 week ago
Senior Financial Analyst, FP&A
$90K - $120K *
Drive financial excellence by collaborating across teams to enhance planning and reporting processes. This role blends detailed analysis with strategic insight, offering visibility into key leadership...
Reposted 1 week ago
$110K - $130K *
Transform enterprise endpoint capabilities by designing, securing, and automating solutions for diverse users. Collaborate with cybersecurity and support teams to ensure effective deployment and lifec...
1 week ago
$110K - $130K *
Transform client experiences by managing portfolios with expertise and independence. Engage directly with families, mentor talent, and integrate investment management with wealth planning to deliver s...
Today
Senior/Executie Underwriter-Middle Market Solutions Midwest
$78K - $147K *
Lead the charge in expanding market share for our Middle Market Solutions division. Collaborate with regional management to drive broker relationships, analyze underwriting data, and build a profitabl...
Yesterday
$78K - $106K *
Transform client payment policies by ensuring accuracy and compliance. Engage with internal and external teams to manage medical policy updates, conduct analyses, and enhance client relationships whil...
2 weeks ago
Principal Product Manager - Credit
$198K - $291K *
Shape the future of credit by defining and executing a multi-quarter strategy for our credit platform. Collaborate across teams to deliver innovative solutions that meet customer needs while ensuring...
2 weeks ago
$80K - $95K *
Join a team that's shaping the future of utility-scale transmission projects. Oversee contractor activities, ensure quality installations, and foster strong relationships while managing project logist...
1 week ago
Appian Forward Deployed Product Owner
$148K - $247K *
Join a team that's driving digital transformation in financial services. Leverage your expertise in Appian to design and optimize workflows, collaborate with stakeholders, and enhance client-centric s...
3 weeks ago
Operations Business Analyst IV - Claims adjudication and/or Facets claims adjudication (preferred)
$94K - $164K *
Champion operational excellence by leading business analysis initiatives, driving process improvements, and aligning solutions with strategic goals to enhance efficiency and effectiveness across the o...
2 weeks ago
Area Sales Manager I Southern CA
$90K - $110K *
Empower your career by managing a team of Mortgage Loan Originators, driving loan production, and fostering key referral relationships while ensuring compliance and enhancing customer experiences in a...
Reposted 1 week ago
$135K - $145K *
Empower growth by leveraging your extensive network in Structured Finance to drive new business and revenue. Collaborate across teams to deliver innovative solutions, navigating complex sales cycles w...
Today
Sales Specialist Manager, Loyalty Issuers
$100K - $143K *
Elevate your career by driving loyalty solutions sales within the financial services sector. Leverage your expertise to build relationships, execute strategies, and secure multimillion-dollar deals wh...
2 days ago
Principal Fraud Analyst (Data Science), Digital Payments Fraud Strategy US
$128K - $205K *
Drive the analytical strategy for fraud risk mitigation in digital transactions. Collaborate with cross-functional teams to develop metrics and frameworks that enhance decision-making and risk detecti...
Today
$88K - $121K *
Lead collections strategy for complex U.S. Enterprise accounts, ensuring timely payments while maintaining strong customer relationships. Collaborate with cross-functional teams to resolve issues and...
2 weeks ago
Director, Funded Billing & Collections
$110K - $130K *
Drive operational excellence at a leading healthcare organization by leading funded medical accounts receivable. Build a high-performing collections team, enhance cash flow, and ensure compliance whil...
1 week ago
Product Sales Specialist - Policy
$150K - $170K *
Champion the success of US merchants by driving Policy Protect sales, addressing policy abuse, and delivering compelling demos. Collaborate with Account Executives to build business cases and enhance...
3 weeks ago
Sr. Manager, Project Management Office
$115K - $135K *
Join us to build and scale a high-performing PMO, leading project management initiatives while developing talent and establishing processes that enhance client delivery and satisfaction in the public...
1 week ago
Mortgage Loan Officer - 180 BPS - 150 Investors - Remote - W-2 or 1099
$150K - $500K *
Unlock potential by driving mortgage transactions with innovative technology and dedicated support. Leverage robust investor access for swift approvals and closings. Ideal for experienced professional...
Reposted 1 week ago
$104K - $153K *
Champion innovative AI-driven self-service solutions, enhancing employee experiences through ServiceNow. Collaborate with teams to streamline processes, ensuring high-quality engineering from design t...
2 weeks ago
Mortgage Loan Officer - 180 BPS - 150 Investors - Remote - W-2 or 1099
$150K - $500K *
Join a team that's redefining mortgage lending by automating processes to empower growth. Utilize innovative AI technology and dedicated support to maximize loan closure rates and streamline operation...
Reposted yesterday
Risk Manager (Risk Register/Mitigation)
$125K - $225K *
Champion risk management strategies for a large-scale industrial project, collaborating with multidisciplinary teams to identify and mitigate risks, ensuring informed decision-making and project succe...
1 week ago
What does a Credit Officer do?
A Credit Officer evaluates borrower risk and supports decisions about loans and credit facilities. Typical work includes analyzing financial information, recommending credit terms, documenting approvals, and monitoring portfolio performance.
What qualifications are common for Credit Officer jobs?
Requirements vary, but employers often look for experience in credit analysis, underwriting, financial statement review, risk management, and lending. Senior positions may also require leadership experience or delegated approval authority.
Which industries hire Credit Officers?
Credit Officers are commonly employed by banks, credit unions, commercial lenders, finance companies, and other organizations with lending or credit-risk functions. Opportunities may span commercial, consumer, real estate, and specialty finance.
What is the difference between a Credit Officer and a credit analyst?
A credit analyst typically focuses on researching and evaluating borrower or portfolio risk. A Credit Officer may have broader decision-making responsibilities, including recommending or approving credit, managing exposures, and overseeing credit policy, depending on the employer.
Can I find $100,000-plus Credit Officer jobs on Ladders?
Yes. Ladders features vetted professional jobs paying $100,000 or more, including Credit Officer opportunities. Review individual listings for the role’s compensation, location, and qualifications.