Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
$89K - $134K *
Engage with clients by managing strategic account plans, driving growth initiatives, and enhancing relationships. Collaborate with cross-functional teams to deliver client-focused solutions, ensuring...
3 weeks ago
Business Analyst - R&D Advisory
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$140K - $160K *
Drive your career with a leading Internal Audit team, overseeing risk-based audits, managing staff, and ensuring compliance. Collaborate with stakeholders to enhance controls and promote effective rem...
3 days ago
$82K - $172K *
Drive success by originating, closing, and servicing government-backed small business loans while fostering relationships and promoting lending products to meet client needs and business goals within...
2 weeks ago
$150K *
Drive effective claims management and data analytics to enhance risk operations across diverse property portfolios, ensuring compliance and supporting strategic decision-making in a collaborative envi...
1 week ago
Senior Associate - Portfolio Credit Risk Modeling
$149K - $223K *
Unlock potential by leading innovative risk modeling projects that support specialty finance. Collaborate cross-functionally to enhance underwriting practices and influence product pricing, while deve...
Reposted yesterday
$80K - $95K *
Deliver actionable insights by analyzing complex data sets, collaborating with stakeholders, and enhancing business intelligence tools to drive performance improvements in a dynamic Fintech environmen...
2 weeks ago
$168K - $273K *
Lead credit underwriting and portfolio management efforts, ensuring alignment with risk appetite and business goals. Collaborate with cross-functional teams to drive growth and improve processes while...
Reposted 4 weeks ago
Senior Decision Support Analyst
$71K - $112K *
Drive impactful financial and operational analysis to enhance performance. Collaborate with stakeholders, mentor junior analysts, and present insights that inform strategic decisions across the organi...
Yesterday
$69K - $105K *
Champion application and cloud security by conducting assessments, integrating security into CI/CD pipelines, and collaborating with development teams to enhance secure coding practices and vulnerabil...
5 days ago
Expert Compliance Risk Advisor (Remote)
$100K - $120K *
Engage in shaping compliance strategies within a dynamic regulatory environment. Collaborate with cross-functional teams to assess risks, support regulatory exams, and implement effective solutions th...
3 weeks ago
Senior Underwriter - S&S Small Business Excess
$67K - $127K *
Drive the analysis of underwriting data to maintain a profitable Excess business. Collaborate with teams and manage broker relationships while enhancing your underwriting expertise through training an...
1 week ago
Renewal Risk Engineer - Management Liability
$120K - $160K *
The Renewal Risk Engineer will be responsible for underwriting and managing a renewal book of Management Liability and Professional Liability business. This role involves evaluating risk exposures, pr...
Reposted 3 days ago
Senior Compliance Analyst - Advertising Review
$85K - $100K *
Champion compliance excellence by reviewing retail communications to ensure adherence to regulations and firm policies. Collaborate with teams to maintain high standards and support organizational goa...
Today
Director- Model Audit, Build and Transaction Advisory
$150K - $180K *
Partner with us to lead a dynamic model audit team, enhancing financial modelling processes while driving strategic growth and innovation across projects, all while fostering a collaborative and high...
Reposted yesterday
$100K - $120K *
Accelerate growth by driving AI adoption in legal teams. You'll convert inbound leads and build outbound strategies to tap into a vast market, managing demos, trials, and closing deals while collabora...
2 days ago
Senior Billing Process Systems Analyst
$79K - $150K *
Elevate billing processes by overseeing design and governance within Oracle, ensuring efficiency and accuracy in invoicing. Collaborate with cross-functional teams to drive improvements and mentor jun...
1 week ago
$95K - $115K *
Empower data-driven decisions by building scalable data models and analytics solutions. Collaborate with cross-functional teams to transform raw data into actionable insights, ensuring high-quality re...
2 days ago
eDiscovery Analyst, Enterprise Accounts
$100K - $120K *
Champion the management and execution of complex e-discovery projects, collaborating with legal teams to ensure successful outcomes. Oversee multiple projects while mentoring a team, maintaining quali...
1 week ago
$148K - $223K *
Unlock advanced analytical capabilities by leading data science initiatives that drive strategic decision-making and deliver impactful insights across the organization. Collaborate with stakeholders t...
2 days ago
Mortgage Forward Deployed Engineer
$150K - $170K *
Join us to bridge technology and clients in the mortgage industry. You'll engage directly with customers, develop solutions, and influence product direction while driving efficiency and innovation in...
6 days ago
Project Manager I - Construction Risk Management
$91K - $136K *
Join us to lead project teams, manage resources, and drive successful outcomes in construction risk management. Collaborate with stakeholders to ensure compliance and deliver projects on time and with...
1 week ago
$85K *
Explore, analyze, and visualize diverse datasets to inform and drive impactful changes in criminal justice. Collaborate with teams to support product launches and share findings, contributing to solut...
Reposted 2 weeks ago
$80K - $95K *
Drive business process improvement by analyzing and redesigning workflows, leveraging strong communication and analytical skills to support federal budget processes and enhance operational efficiency...
1 week ago
Manager, Fiscal Operations Advisory
$97K - $200K *
Advance your career by leading public sector consulting projects, mentoring staff, and driving financial solutions for local governments. Join a dynamic team dedicated to community success and profess...
3 weeks ago
What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.