Explore Credit Analyst Jobs

Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.

What Credit Analysts Do

Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.

Skills and Qualifications

Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.

Credit Analyst Career Paths

Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.

Find Credit Analyst Opportunities on Ladders

Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.

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$89K - $134K *

Engage with clients by managing strategic account plans, driving growth initiatives, and enhancing relationships. Collaborate with cross-functional teams to deliver client-focused solutions, ensuring...

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3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$100K - $120K *

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1 week ago

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$140K - $160K *

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RemoteRemote

3 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$82K - $172K *

Drive success by originating, closing, and servicing government-backed small business loans while fostering relationships and promoting lending products to meet client needs and business goals within...

United StatesRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$150K *

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1 week ago

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$149K - $223K *

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Reposted yesterday

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $95K *

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2 weeks ago

  •   Less than 5 years exp.  •   Information Technology

$168K - $273K *

Lead credit underwriting and portfolio management efforts, ensuring alignment with risk appetite and business goals. Collaborate with cross-functional teams to drive growth and improve processes while...

Texas, USRemote

Reposted 4 weeks ago

  •   11 - 15 years exp.  •   Finance & Insurance

$71K - $112K *

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Yesterday

  •   Less than 5 years exp.  •   Healthcare

$69K - $105K *

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5 days ago

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$100K - $120K *

Engage in shaping compliance strategies within a dynamic regulatory environment. Collaborate with cross-functional teams to assess risks, support regulatory exams, and implement effective solutions th...

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3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$67K - $127K *

Drive the analysis of underwriting data to maintain a profitable Excess business. Collaborate with teams and manage broker relationships while enhancing your underwriting expertise through training an...

Morristown, NJRemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$120K - $160K *

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Central, SCRemote

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Today

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$150K - $180K *

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  •   8 - 10 years exp.  •   Finance & Insurance

$100K - $120K *

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2 days ago

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$79K - $150K *

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1 week ago

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2 days ago

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$100K - $120K *

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1 week ago

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$148K - $223K *

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Southfield, MIRemote

2 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$150K - $170K *

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6 days ago

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1 week ago

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Reposted 2 weeks ago

  •   Less than 5 years exp.  •   Enterprise Technology

$80K - $95K *

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Maryland, USRemote

1 week ago

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$97K - $200K *

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3 weeks ago

  •   5 - 7 years exp.  •   Legal & Accounting

Frequently Asked Questions (FAQ)

  • What does a credit analyst do?question toggle

    A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.

  • What qualifications are commonly required for credit analyst jobs?question toggle

    Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.

  • Where do credit analysts work?question toggle

    Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.

  • How can a credit analyst advance their career?question toggle

    With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.

  • How can I find Credit Analyst jobs paying $100,000 or more?question toggle

    Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.