Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
Sr Client Advisor - Commercial Lines
$80K - $95K *
Shape the future of insurance sales by driving new business development, managing renewals, and leveraging expert knowledge to enhance client relationships and maximize success in this dynamic role...
3 weeks ago
Business Analyst - Mortgage Technology - Remote US
$90K - $110K *
Join a team that's dedicated to enhancing system performance and quality. In this role, you'll analyze user requirements, collaborate with stakeholders, and drive technology solutions to optimize oper...
1 week ago
Account Executive - Compliance Sales
$88K - $150K *
Shape the future of cybersecurity by driving growth in strategic accounts. Leverage your expertise to build executive relationships, navigate complex sales cycles, and expand our compliance audit and...
1 week ago
GRC Engineer (Governance Risk and Compliance)
$115K - $140K *
Drive GRC initiatives by building and testing security controls, assessing risks, and automating evidence collection. Collaborate with teams to enhance compliance and support audits while ensuring eff...
Yesterday
Lead Analyst, Business Intelligence
$111K - $167K *
Join a dynamic team as a strategic analytics partner, driving insights and performance improvements across revenue cycle operations. Collaborate with leaders to define KPIs, analyze data, and create i...
Today
Senior Business Analyst (Billing)
$64K - $147K *
Shape the future of healthcare by collaborating with stakeholders to document and analyze business requirements, ensuring innovative solutions and best practices are implemented throughout the project...
2 weeks ago
Business Analyst, New Construction Sales Analytics
$89K - $150K *
Optimize sales operations by managing forecasting and data analytics to enhance revenue delivery. Collaborate with cross-functional teams to ensure data accuracy and support sales processes, enabling...
3 days ago
Sr Client Advisor - Commercial Lines
$80K - $95K *
Transform your career by driving sales success and managing client relationships. Leverage your expertise in insurance to meet quotas and foster long-term business. Collaborate effectively to ensure h...
3 weeks ago
$80K - $100K *
Drive financial crime detection and investigation by monitoring customer activity, managing alerts, and documenting findings. Collaborate with a growing team to shape processes and standards in a dyna...
2 days ago
$95K - $112K *
Unlock potential by joining our dynamic Accounting Team as a Senior Accountant. You'll manage general ledger accounts, enhance internal controls, and drive process improvements while collaborating acr...
6 days ago
$97K *
Unlock potential by leveraging complex criminal justice data to drive impactful analyses, collaborate with diverse teams, and enhance tools that support informed decision-making within the criminal ju...
Reposted 2 weeks ago
Senior Project Control Analyst
$95K - $115K *
Drive financial governance by tracking budgets, analyzing variances, and generating reports in a federal mission environment. Collaborate with cross-functional teams to ensure compliance and support e...
1 week ago
Insurance/Risk Analyst (I, II, III, or IV)
$57K - $105K *
Advance corporate risk management by supporting claims administration, policy documentation, and data tracking. Ideal for candidates with insurance experience seeking to enhance their career in a dyna...
6 days ago
$90K - $110K *
Elevate business processes by analyzing and transforming asset management systems with a focus on data strategy and AI. Collaborate with cross-functional teams to enhance delivery of digital capabilit...
Reposted 3 weeks ago
$90K - $150K *
Unlock potential by providing advanced analytical support for energy programs. Collaborate with stakeholders to conduct complex analyses, oversee data mining, and deliver actionable insights to enhanc...
1 week ago
Senior Credit Analyst (Remote - WA, OR & ID)
$88K - $104K *
Advance your career by analyzing complex credit relationships and providing insightful recommendations. Collaborate with lending teams to support sound lending decisions while mentoring new analysts a...
Today
Business Systems Analyst II - Clarity (Remote)
$90K - $136K *
Unlock potential by providing advanced technical support for business systems. Analyze data, implement solutions, and enhance user experience while ensuring compliance with organizational objectives i...
1 week ago
Dealer Commercial Services Senior Relationship Manager (FL - East Coast)
$123K - $206K *
Shape the future of dealer financing by managing complex lending needs for auto, boat, and RV dealerships. Build strong relationships, promote financial services, and maximize profitability while mini...
4 weeks ago
$94K - $107K *
Transform data governance operations by driving process adoption, supporting data stewards, and enhancing governance tools. Collaborate with teams to ensure compliance, improve workflows, and leverage...
2 weeks ago
$80K - $95K *
Join a dynamic team to transform client loyalty data into actionable insights, driving strategic initiatives and enhancing customer engagement through innovative data visualization and collaboration w...
1 week ago
$76K - $102K *
Shape the future of energy efficiency by optimizing HVAC systems across complex multi-building projects. Collaborate with engineering teams to enhance operational performance and verify energy savings...
Today
$142K - $168K *
Transform client experiences by leveraging deep expertise in healthcare solutions. Lead strategic initiatives, enhance client relationships, and drive impactful outcomes for high-value accounts throug...
Today
Analytics Lead, Full Stack (Collections & Recoveries)
$145K - $205K *
Own and drive the collections and recoveries strategy for Canada, leading initiatives across the post-delinquency lifecycle while ensuring compliance with Canadian regulations and optimizing performan...
Reposted 2 weeks ago
$96K - $116K *
Champion innovative medical policy solutions by analyzing data, ensuring quality, and collaborating across clinical operations. Drive enhancements in payment policy management while supporting diverse...
2 days ago
$84K - $100K *
Transform premium accounting operations by leading teams, ensuring compliance, and driving process improvements through analytics and AI tools. Collaborate cross-functionally to enhance service levels...
5 days ago
What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.