Explore Credit Analyst Jobs

Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.

What Credit Analysts Do

Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.

Skills and Qualifications

Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.

Credit Analyst Career Paths

Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.

Find Credit Analyst Opportunities on Ladders

Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.

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$80K - $95K *

Shape the future of insurance sales by driving new business development, managing renewals, and leveraging expert knowledge to enhance client relationships and maximize success in this dynamic role...

Fresno, CARemote

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$90K - $110K *

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1 week ago

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$88K - $150K *

Shape the future of cybersecurity by driving growth in strategic accounts. Leverage your expertise to build executive relationships, navigate complex sales cycles, and expand our compliance audit and...

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1 week ago

  •   5 - 7 years exp.  •   Information Technology

$115K - $140K *

Drive GRC initiatives by building and testing security controls, assessing risks, and automating evidence collection. Collaborate with teams to enhance compliance and support audits while ensuring eff...

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Yesterday

  •   Less than 5 years exp.  •   Finance & Insurance

$111K - $167K *

Join a dynamic team as a strategic analytics partner, driving insights and performance improvements across revenue cycle operations. Collaborate with leaders to define KPIs, analyze data, and create i...

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Today

  •   5 - 7 years exp.  •   Hospitals & Medical Centers

$64K - $147K *

Shape the future of healthcare by collaborating with stakeholders to document and analyze business requirements, ensuring innovative solutions and best practices are implemented throughout the project...

Lansing, MIRemote

2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$89K - $150K *

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3 days ago

  •   5 - 7 years exp.  •   Real Estate & Construction

$80K - $95K *

Transform your career by driving sales success and managing client relationships. Leverage your expertise in insurance to meet quotas and foster long-term business. Collaborate effectively to ensure h...

Bakersfield, CARemote

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $100K *

Drive financial crime detection and investigation by monitoring customer activity, managing alerts, and documenting findings. Collaborate with a growing team to shape processes and standards in a dyna...

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2 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$95K - $112K *

Unlock potential by joining our dynamic Accounting Team as a Senior Accountant. You'll manage general ledger accounts, enhance internal controls, and drive process improvements while collaborating acr...

Richardson, TXRemote

6 days ago

  •   Less than 5 years exp.  •   Manufacturing & Automotive

$97K *

Unlock potential by leveraging complex criminal justice data to drive impactful analyses, collaborate with diverse teams, and enhance tools that support informed decision-making within the criminal ju...

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Reposted 2 weeks ago

  •   Less than 5 years exp.  •   Enterprise Technology

$95K - $115K *

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1 week ago

  •   5 - 7 years exp.  •   Enterprise Technology

$57K - $105K *

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6 days ago

  •   Less than 5 years exp.  •   Telecommunications & Hardware

$90K - $110K *

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  •   Less than 5 years exp.  •   Enterprise Technology

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1 week ago

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$88K - $104K *

Advance your career by analyzing complex credit relationships and providing insightful recommendations. Collaborate with lending teams to support sound lending decisions while mentoring new analysts a...

Bellevue, WARemote

Today

  •   Less than 5 years exp.  •   Finance & Insurance

$90K - $136K *

Unlock potential by providing advanced technical support for business systems. Analyze data, implement solutions, and enhance user experience while ensuring compliance with organizational objectives i...

Raleigh, NCRemote

1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$123K - $206K *

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4 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$94K - $107K *

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2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Join a dynamic team to transform client loyalty data into actionable insights, driving strategic initiatives and enhancing customer engagement through innovative data visualization and collaboration w...

Atlanta, GARemote

1 week ago

  •   Less than 5 years exp.  •   Business Services

$76K - $102K *

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Charlotte, NCRemote

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  •   Less than 5 years exp.  •   Energy & Utilities

$142K - $168K *

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$145K - $205K *

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Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$96K - $116K *

Champion innovative medical policy solutions by analyzing data, ensuring quality, and collaborating across clinical operations. Drive enhancements in payment policy management while supporting diverse...

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2 days ago

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$84K - $100K *

Transform premium accounting operations by leading teams, ensuring compliance, and driving process improvements through analytics and AI tools. Collaborate cross-functionally to enhance service levels...

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5 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a credit analyst do?question toggle

    A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.

  • What qualifications are commonly required for credit analyst jobs?question toggle

    Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.

  • Where do credit analysts work?question toggle

    Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.

  • How can a credit analyst advance their career?question toggle

    With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.

  • How can I find Credit Analyst jobs paying $100,000 or more?question toggle

    Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.