Explore Credit Analyst Jobs

Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.

What Credit Analysts Do

Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.

Skills and Qualifications

Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.

Credit Analyst Career Paths

Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.

Find Credit Analyst Opportunities on Ladders

Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.

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$96K - $207K *

Lead the charge in enhancing cybersecurity response capabilities by managing urgent exposure assessments and coordinating enterprise-wide efforts against emerging threats, ensuring alignment with risk...

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2 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$110K - $130K *

Elevate your career by collaborating with cross-functional teams to enhance business operations, streamline processes, and drive value through effective analysis and documentation. Your expertise will...

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1 week ago

  •   8 - 10 years exp.  •   Healthcare

$116K - $216K *

Join a team that's pioneering AI risk management governance, enhancing frameworks and assessments across business lines. Collaborate with diverse functions to ensure compliance and effective deploymen...

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2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$99K - $197K *

Advance growth in the Financial Services market by driving new client acquisitions. Utilize your B2B SaaS sales expertise to engage with decision-makers, create value, and spearhead product adoption w...

United StatesRemote

4 weeks ago

  •   5 - 7 years exp.  •   Consumer Technology

$121K - $213K *

Accelerate progress at the forefront of B2B SaaS sales, driving new business in Financial Services. Leverage your experience and network to exceed targets, build relationships, and enhance the company...

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1 month ago

  •   5 - 7 years exp.  •   Consumer Technology

$80K - $95K *

Shape the future of data-driven decision-making by delivering actionable insights and analytics. Collaborate across teams to enhance reporting and CRM efficiency, driving performance improvements and...

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4 weeks ago

  •   Less than 5 years exp.  •   Hospitality & Recreation

$128K - $268K *

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Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$125K - $150K *

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Reposted yesterday

  •   Less than 5 years exp.  •   Finance & Insurance

$110K - $130K *

Drive innovative solutions by leveraging data analytics and strategic counsel to enhance client performance. Collaborate with high-performing teams to deliver tailored insights for transformational ev...

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2 days ago

  •   5 - 7 years exp.  •   Business Services

$150K - $180K *

Elevate client relationships by managing strategic Tier 1 accounts, driving revenue growth, and ensuring customer satisfaction. Collaborate cross-functionally to develop account strategies and deliver...

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2 weeks ago

  •   11 - 15 years exp.  •   Enterprise Technology

$199K - $370K *

Optimize your sales expertise by driving revenue in state government sectors. Leverage your knowledge of procurement processes to build relationships and close deals, while collaborating with a top-ti...

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2 weeks ago

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$76K - $125K *

Join a team that's dedicated to delivering accurate sales reporting and data maintenance. This role supports sales leaders and partners by managing reporting queues, ensuring data integrity, and enhan...

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2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$150K - $165K *

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6 days ago

  •   Less than 5 years exp.  •   Legal & Accounting

$80K - $100K *

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2 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$110K - $130K *

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Today

  •   8 - 10 years exp.  •   Finance & Insurance

$82K - $172K *

Join our team to review and decide on small business loan requests, guiding junior underwriters and ensuring compliance with SBA policies while enhancing customer experiences and managing risks effect...

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2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$100K - $120K *

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2 weeks ago

  •   5 - 7 years exp.  •   Education, Government & Non-Profit

$226K - $340K *

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1 month ago

  •   8 - 10 years exp.  •   Healthcare

$61K - $105K *

Support critical applications by monitoring performance, troubleshooting issues, and collaborating with teams to ensure stability and reliability. Drive operational excellence through effective incide...

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Reposted today

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Drive analytical excellence by auditing freight contracts and invoices, ensuring compliance and accuracy. Collaborate with teams to enhance audit processes and mentor junior analysts, contributing to...

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Yesterday

  •   Less than 5 years exp.  •   Business Services

$72K - $130K *

Unlock insights as you analyze healthcare data, develop algorithms, and enhance reporting processes. Collaborate with stakeholders to drive efficiency and support business decisions through data-drive...

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2 days ago

  •   Less than 5 years exp.  •   Healthcare

$194K - $285K *

Innovate in the credit space by leading a dynamic underwriting team. Drive strategy, mentor talent, and establish best-in-class credit programs while collaborating with internal and external partners...

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3 days ago

  •   11 - 15 years exp.  •   Finance & Insurance

$112K - $176K *

Unlock client success by managing post-sale relationships, driving product adoption, and identifying growth opportunities in the consumer lending sector. Collaborate with internal teams to enhance cli...

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1 week ago

  •   Less than 5 years exp.  •   Enterprise Technology

$72K - $120K *

Champion consumer compliance risk management by developing and delivering insightful reports and analytics. Collaborate with cross-functional teams to ensure data integrity and support compliance moni...

Lancaster, PARemote

1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$95K - $115K *

Unlock potential by leading comprehensive financial analysis and planning initiatives. Drive insights through data modeling and reporting, supporting strategic decision-making across multiple business...

Columbus, OHRemote

Reposted today

  •   5 - 7 years exp.  •   Healthcare

Frequently Asked Questions (FAQ)

  • What does a credit analyst do?question toggle

    A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.

  • What qualifications are commonly required for credit analyst jobs?question toggle

    Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.

  • Where do credit analysts work?question toggle

    Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.

  • How can a credit analyst advance their career?question toggle

    With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.

  • How can I find Credit Analyst jobs paying $100,000 or more?question toggle

    Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.