Explore Credit Analyst Jobs

Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.

What Credit Analysts Do

Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.

Skills and Qualifications

Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.

Credit Analyst Career Paths

Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.

Find Credit Analyst Opportunities on Ladders

Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.

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$93K - $155K *

Shape the future of application security by embedding robust practices within the software development lifecycle. Collaborate with developers to identify and remediate vulnerabilities in modern applic...

RemoteRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$110K - $130K *

Tackle business development and technical collaboration for account growth in financial services. Manage engagements from introduction to expansion, partner with cross-functional teams, and deliver cu...

San Francisco, CARemote

3 weeks ago

  •   5 - 7 years exp.  •   Enterprise Technology

$101K - $131K *

Transform your career with a dynamic role combining financial analysis and capital markets. Leverage forecasting, robust analytics, and strategic insights to drive decisions, collaborate across teams...

RemoteRemote

Reposted 4 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$82K - $172K *

Lead the charge in managing program financials, ensuring compliance and accuracy in cost, funding, and forecasting while collaborating with project managers and support teams to drive project success...

United StatesRemote

Yesterday

  •   5 - 7 years exp.  •   Information Technology

$80K - $100K *

Innovate solutions as a Remote Application Systems Analyst, enhancing business applications and processes. Collaborate with teams to troubleshoot issues, improve system performance, and ensure data in...

Miami, FLRemote

2 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$90K - $110K *

Drive transformation by collaborating with stakeholders to analyze and enhance business processes, ensuring effective technology adoption and operational improvements within a dynamic environment...

United StatesRemote

1 week ago

  •   5 - 7 years exp.  •   Information Technology

$95K - $111K *

Champion credit risk assessment by leading diligence on institutional clients, crafting risk recommendations, and monitoring exposures to drive informed decision-making in dynamic financial landscapes...

United StatesRemote

Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$114K - $218K *

Lead the analysis and design of complex business rules, ensuring effective governance and integration across systems. Collaborate with cross-functional teams to enhance process controls and drive auto...

San Antonio, TXRemote

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$150K - $200K *

Lead transformative Treasury solutions, guiding clients through complex challenges while fostering team growth and driving strategic initiatives to enhance delivery and market impact. Build lasting re...

Chicago, ILRemote

Reposted 3 weeks ago

  •   8 - 10 years exp.  •   Enterprise Technology

$90K - $110K *

Champion the optimization of transportation pricing structures, harnessing data-driven insights to enhance profitability and support strategic growth initiatives across the US Marketplace for diverse...

United StatesRemote

3 weeks ago

  •   Less than 5 years exp.  •   Transportation

$136K - $253K *

Unlock potential by driving sales growth through strategic account management and new business development. Collaborate cross-functionally to deliver tailored solutions, while maintaining strong relat...

Philadelphia, PARemote

1 week ago

  •   Less than 5 years exp.  •   Media

$120K - $160K *

Join a dynamic team to deliver high-level financial analysis and strategic insights across multiple business segments. Leverage your expertise to support senior leadership in capital markets and drive...

United StatesRemote

Today

  •   5 - 7 years exp.  •   Education, Government & Non-Profit

$122K - $214K *

Join as a Senior Consultant to drive FinTech distribution, connecting advisors, RIAs, and technology partners. Evaluate market needs, implement scalable solutions, and enhance advisor experiences whil...

Columbus, OHRemote

2 days ago

  •   8 - 10 years exp.  •   Finance & Insurance

$90K - $110K *

Unlock potential by ensuring data accuracy in a conversational analytics platform. Collaborate with Product Management, Data Science, and Engineering to enhance user queries and improve data represent...

Philadelphia, PARemote

2 weeks ago

  •   Less than 5 years exp.  •   Pharmaceuticals & Biotech

$100K - $104K *

Transform financial management for Foreign Military Sales by providing essential support and analysis. Collaborate with stakeholders to ensure compliance and accuracy in financial reporting and case m...

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2 days ago

  •   5 - 7 years exp.  •   Business Services

$110K - $150K *

Unlock insights by leading cost analysis and benchmarking for E&P operators. Collaborate with C-suite to diagnose cost drivers and deliver actionable recommendations, enhancing operational efficiency...

Austin, TXRemote

3 weeks ago

  •   Less than 5 years exp.  •   Energy & Utilities

$95K - $115K *

Lead the cybersecurity validation and risk management processes to ensure IT systems comply with requirements, fostering a secure environment while guiding junior team members in their operational tas...

United StatesRemote

Reposted 2 weeks ago

  •   Less than 5 years exp.  •   Healthcare

$96K - $207K *

Drive Treasury Management revenue by optimizing receivables solutions through collaboration with teams, leveraging technical expertise to enhance client cash application and working capital efficiency...

United StatesRemote

Today

  •   5 - 7 years exp.  •   Finance & Insurance

$101K - $145K *

Lead the charge in leveraging advanced data science techniques to solve complex business challenges, mentor junior team members, and drive effective risk management through innovative algorithms and d...

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6 days ago

  •   5 - 7 years exp.  •   Finance & Insurance

$121K - $262K *

Elevate business development by managing key relationships in the payments industry. Leverage expertise to implement tailored strategies for complex clients, ensuring profitable growth and exceptional...

New York, NYRemote

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$80K - $110K *

Champion data-driven insights by analyzing financial trends and forecasts. Collaborate with stakeholders to enhance business intelligence and ensure data integrity, while making informed decisions to...

United StatesRemote

1 week ago

  •   Less than 5 years exp.  •   Healthcare

$92K - $115K *

Unlock potential by leading requirements documentation for software projects. Collaborate with stakeholders and technical teams to ensure successful delivery throughout the project lifecycle, while su...

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3 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

$90K - $120K *

Join a dynamic team to monitor and enhance project execution, supporting low-income energy efficiency initiatives through technical expertise in grant management and compliance for a range of federal...

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3 weeks ago

  •   8 - 10 years exp.  •   Technical Services

$139K - $235K *

Drive your career forward by owning SEC reporting and disclosures, coordinating cross-functional processes, and enhancing the quality and efficiency of external financial reporting as a critical membe...

United StatesRemote

Reposted 2 weeks ago

  •   5 - 7 years exp.  •   Information Technology

$80K - $95K *

Reimagine the efficiency of Retail Banking systems while managing projects, enhancing workflows, and supporting daily operations. Collaborate with teams to optimize procedures, ensure compliance, and...

Jackson, MSRemote

3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a credit analyst do?question toggle

    A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.

  • What qualifications are commonly required for credit analyst jobs?question toggle

    Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.

  • Where do credit analysts work?question toggle

    Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.

  • How can a credit analyst advance their career?question toggle

    With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.

  • How can I find Credit Analyst jobs paying $100,000 or more?question toggle

    Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.