Explore Credit Analyst Jobs

Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.

What Credit Analysts Do

Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.

Skills and Qualifications

Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.

Credit Analyst Career Paths

Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.

Find Credit Analyst Opportunities on Ladders

Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.

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$145K - $205K *

Pioneer data-driven growth strategies by establishing operational analytics frameworks for international markets while collaborating cross-functionally to inform decision-making and drive measurable b...

CanadaRemote

1 month ago

  •   5 - 7 years exp.  •   Finance & Insurance

$131K - $219K *

Transform client relationships by leading new business development, managing high-value portfolios, and ensuring top-notch credit quality in the corporate banking sector. Collaborate with specialists...

Phoenix, AZRemote

Reposted 2 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$135K - $200K *

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United StatesRemote

2 weeks ago

  •   Less than 5 years exp.  •   Manufacturing & Automotive

$80K - $95K *

Lead the charge in strategic finance and reporting, driving business growth through actionable insights and reliable forecasting. Collaborate with cross-functional teams to ensure data integrity and o...

San Francisco, CARemote

1 week ago

  •   Less than 5 years exp.  •   Staffing

$104K - $153K *

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1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$110K - $130K *

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United StatesRemote

4 weeks ago

  •   5 - 7 years exp.  •   Healthcare

$220K - $248K *

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RemoteRemote

Reposted 3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$120K - $130K *

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United StatesRemote

5 days ago

  •   5 - 7 years exp.  •   Real Estate & Construction

$96K - $181K *

Join a team that's committed to safeguarding client data through robust governance and innovative solutions. Lead data security initiatives, enhance governance processes, and drive readiness for post...

United StatesRemote

3 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$96K - $113K *

Transform the financial landscape for CPG brands by owning client relationships and delivering precise accounting solutions. Your expertise will guide emerging and scaling companies through complex fi...

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1 week ago

  •   Less than 5 years exp.  •   Legal & Accounting

$80K - $95K *

Join us to lead comprehensive audits and compliance reviews, ensuring adherence to federal and state regulations while enhancing operational effectiveness across various departments. Drive risk assess...

Galveston, TXRemote

3 weeks ago

  •   Less than 5 years exp.  •   Hospitals & Medical Centers

$120K - $140K *

Unlock potential by leading the development of innovative AI applications. Collaborate with cross-functional teams to architect solutions, mentor engineers, and ensure reliable, secure systems that al...

San Antonio, TXRemote

1 week ago

  •   8 - 10 years exp.  •   Finance & Insurance

$75K - $110K *

Elevate our Internal Audit function by conducting comprehensive audits, evaluating controls, and ensuring compliance. Collaborate across teams to enhance processes and contribute to effective governan...

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1 week ago

  •   Less than 5 years exp.  •   Finance & Insurance

$110K - $130K *

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3 weeks ago

  •   8 - 10 years exp.  •   Finance & Insurance

$83K - $110K *

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3 weeks ago

  •   Less than 5 years exp.  •   Finance & Insurance

$80K - $95K *

Join a team that's dedicated to transforming healthcare data into actionable insights. This role involves analyzing complex datasets, collaborating with stakeholders, and delivering data-driven recomm...

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2 weeks ago

  •   5 - 7 years exp.  •   Healthcare

$143K - $230K *

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2 weeks ago

  •   Less than 5 years exp.  •   Consumer Technology

$80K - $95K *

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Fort Lauderdale, FLRemote

2 weeks ago

  •   Less than 5 years exp.  •   Legal & Accounting

$95K - $115K *

Inspire accurate financial reporting by owning revenue accounting processes. You'll streamline workflows, analyze data for discrepancies, and partner across teams, ensuring audit readiness and scalabi...

New York, NYRemote

Reposted 3 weeks ago

  •   Less than 5 years exp.  •   Healthcare

$128K - $165K *

Empower Fraud Operations by leading AI-driven automation initiatives, enhancing investigative workflows, and delivering actionable insights to optimize fraud detection and prevention efforts across th...

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2 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$80K - $95K *

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Austin, TXRemote

2 weeks ago

  •   Less than 5 years exp.  •   Enterprise Technology

$166K - $230K *

Champion the development of innovative backend and full-stack solutions, leading complex projects that enhance borrower experiences. Collaborate with cross-functional teams to deliver high-quality, sc...

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1 week ago

  •   5 - 7 years exp.  •   Finance & Insurance

$120K - $145K *

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3 weeks ago

  •   5 - 7 years exp.  •   Information Technology

$250K - $500K+*

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4 weeks ago

  •   5 - 7 years exp.  •   Finance & Insurance

$149K - $171K *

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4 days ago

  •   Less than 5 years exp.  •   Finance & Insurance

Frequently Asked Questions (FAQ)

  • What does a credit analyst do?question toggle

    A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.

  • What qualifications are commonly required for credit analyst jobs?question toggle

    Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.

  • Where do credit analysts work?question toggle

    Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.

  • How can a credit analyst advance their career?question toggle

    With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.

  • How can I find Credit Analyst jobs paying $100,000 or more?question toggle

    Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.