Credit analysts assess the financial health of individuals, businesses, and institutions to help lenders and investors make informed decisions. They review financial statements, evaluate repayment capacity, analyze industry and market conditions, and communicate risk findings to stakeholders. Explore vetted Credit Analyst opportunities on Ladders, including roles paying $100,000 or more.
Depending on the employer and level, credit analysts may underwrite loans, assign or recommend credit ratings, monitor existing portfolios, prepare risk reports, and advise on lending terms. They often collaborate with relationship managers, portfolio teams, investment professionals, and senior credit officers. Common specialties include corporate, commercial, consumer, structured finance, and fixed-income credit analysis.
Employers commonly seek a bachelor's degree in finance, accounting, economics, or a related field, along with strong quantitative, research, and communication skills. Experience interpreting financial statements, building financial models, assessing cash flow, and using credit or risk analysis tools can be valuable. Some positions may favor an MBA, a professional certification, or relevant experience in banking, lending, or investment research.
Credit analysts can advance into senior analyst, credit manager, underwriting, portfolio management, risk leadership, or investment roles. Career opportunities vary by industry, employer, location, specialization, and experience. Compensation also differs across roles; Ladders focuses on vetted professional jobs paying $100,000 or more, helping experienced candidates explore opportunities aligned with their career goals.
Search Credit Analyst jobs on Ladders to discover professional opportunities across financial services and other industries. Review each listing for its responsibilities, qualifications, location, and compensation details, then apply to positions that match your experience and interests.
$145K - $205K *
Pioneer data-driven growth strategies by establishing operational analytics frameworks for international markets while collaborating cross-functionally to inform decision-making and drive measurable b...
1 month ago
Senior Relationship Manager - Phoenix
$131K - $219K *
Transform client relationships by leading new business development, managing high-value portfolios, and ensuring top-notch credit quality in the corporate banking sector. Collaborate with specialists...
Reposted 2 weeks ago
Account Executive (CPQ Solutions)
$135K - $200K *
Unlock potential by driving customer growth and engagement through consultative selling, leveraging AI insights to enhance account strategies and foster strong relationships with existing clients and...
2 weeks ago
Analyst, Strategic Finance and Reporting (Remote)
$80K - $95K *
Lead the charge in strategic finance and reporting, driving business growth through actionable insights and reliable forecasting. Collaborate with cross-functional teams to ensure data integrity and o...
1 week ago
$104K - $153K *
Champion innovative AI-driven self-service solutions, enhancing employee experiences through ServiceNow. Collaborate with teams to streamline processes, ensuring high-quality engineering from design t...
1 week ago
$110K - $130K *
Unlock potential by transforming complex data into actionable insights. Collaborate with leaders across functions to create KPIs, analyze business performance, and foster a data-driven culture through...
4 weeks ago
$220K - $248K *
Lead the charge in developing innovative financial products through our Banking as a Service platform, utilizing first principles thinking to create a user-focused experience while collaborating acros...
Reposted 3 weeks ago
Data Analytics Program Manager
$120K - $130K *
Unlock potential by managing complex datasets to drive decisions across a fast-scaling energy planning function. Collaborate with cross-functional teams to ensure data integrity and operational effici...
5 days ago
Data Security Governance Manager
$96K - $181K *
Join a team that's committed to safeguarding client data through robust governance and innovative solutions. Lead data security initiatives, enhance governance processes, and drive readiness for post...
3 weeks ago
Accounting Manager - CPG Client Lead
$96K - $113K *
Transform the financial landscape for CPG brands by owning client relationships and delivering precise accounting solutions. Your expertise will guide emerging and scaling companies through complex fi...
1 week ago
Senior Compliance Analyst (Remote within Texas) - Office of Institutional Compliance
$80K - $95K *
Join us to lead comprehensive audits and compliance reviews, ensuring adherence to federal and state regulations while enhancing operational effectiveness across various departments. Drive risk assess...
3 weeks ago
$120K - $140K *
Unlock potential by leading the development of innovative AI applications. Collaborate with cross-functional teams to architect solutions, mentor engineers, and ensure reliable, secure systems that al...
1 week ago
$75K - $110K *
Elevate our Internal Audit function by conducting comprehensive audits, evaluating controls, and ensuring compliance. Collaborate across teams to enhance processes and contribute to effective governan...
1 week ago
Agentic MGA Forward Deployed Underwriter
$110K - $130K *
Transform insurance operations by redefining MGA underwriting programs. Collaborate with executives to shape the future of agentic AI, driving program launch and enhancements that create measurable va...
3 weeks ago
$83K - $110K *
Manage the procurement lifecycle by partnering with stakeholders to develop sourcing strategies, negotiate with vendors, and oversee supplier relationships, driving strategic procurement practices in...
3 weeks ago
Data Analyst (Databricks) REMOTE
$80K - $95K *
Join a team that's dedicated to transforming healthcare data into actionable insights. This role involves analyzing complex datasets, collaborating with stakeholders, and delivering data-driven recomm...
2 weeks ago
Solution Sales Executive - Governance, Risk & Compliance - Financial Services
$143K - $230K *
Elevate your career by driving sales growth in Governance, Risk, and Compliance solutions. Collaborate with executive-level clients to identify needs, present tailored solutions, and close deals, all...
2 weeks ago
$80K - $95K *
Join us to lead the implementation and support of Sage 100 ERP systems, collaborating with clients to enhance business processes and deliver tailored solutions that drive efficiency and success across...
2 weeks ago
$95K - $115K *
Inspire accurate financial reporting by owning revenue accounting processes. You'll streamline workflows, analyze data for discrepancies, and partner across teams, ensuring audit readiness and scalabi...
Reposted 3 weeks ago
Manager of Business Analytics, Fraud Ops Automation
$128K - $165K *
Empower Fraud Operations by leading AI-driven automation initiatives, enhancing investigative workflows, and delivering actionable insights to optimize fraud detection and prevention efforts across th...
2 weeks ago
$80K - $95K *
Lead the charge in driving new business growth by managing a full-cycle sales process, from discovery to signature, while leveraging AI tools to enhance outreach and pipeline management...
2 weeks ago
Senior Software Engineer, Unsecured Installments
$166K - $230K *
Champion the development of innovative backend and full-stack solutions, leading complex projects that enhance borrower experiences. Collaborate with cross-functional teams to deliver high-quality, sc...
1 week ago
Senior Staff Engineer - Senior Data Modeler
$120K - $145K *
Optimize data governance by collaborating with stakeholders to establish definitions and standards across multiple business domains while enhancing data management processes for improved accuracy and...
3 weeks ago
$250K - $500K+*
Lead client-focused financial strategies by developing, executing, and managing personalized investment and planning solutions while ensuring compliance and delivering exceptional service tailored to...
4 weeks ago
Business Analysis Manager, Capital One Shopping (Remote-Eligible)
$149K - $171K *
Shape the future of business strategy by leveraging analytics to drive growth and profitability. Collaborate with cross-functional teams to develop innovative solutions and lead a high-performing team...
4 days ago
What does a credit analyst do?
A credit analyst evaluates the financial strength and repayment risk of borrowers, businesses, or issuers. The work may include reviewing financial statements, forecasting cash flow, researching industries, monitoring portfolios, and preparing recommendations or risk reports.
What qualifications are commonly required for credit analyst jobs?
Many roles ask for a bachelor's degree in finance, accounting, economics, or a related discipline, plus analytical and communication skills. Employers may also value financial modeling experience, knowledge of credit analysis, relevant industry experience, and, for some positions, an advanced degree or certification.
Where do credit analysts work?
Credit analysts work at banks, credit unions, investment firms, insurance companies, rating agencies, corporations, and other financial organizations. Their focus may be commercial, corporate, consumer, structured finance, or fixed-income credit.
How can a credit analyst advance their career?
With experience, credit analysts may move into senior analyst or credit management positions, underwriting, portfolio management, risk leadership, or investment research. Advancement depends on expertise, performance, industry, and employer needs.
How can I find Credit Analyst jobs paying $100,000 or more?
Browse vetted professional Credit Analyst listings on Ladders and review each job's compensation information, requirements, and responsibilities. Salary and eligibility vary by position, location, experience, and employer.