Apple

Senior Machine Learning Engineer, Wallet, Payment & Commerce

Apple$130K — $180K *
Consumer Technology
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Master's degree in Computer Science, Statistics, Machine Learning, or a related field.
  • 5+ years of industry experience deploying machine learning algorithms in production environments.
  • Expertise in relational databases and SQL, along with large-scale distributed computing systems (Hadoop, Spark).
  • Strong programming skills in Python, Scala, or Java; knowledge of Objective-C or Swift is a plus.
  • Experience with ML workflow and data management tools, including platforms such as Airflow and Weights & Biases.
  • Proven experience with privacy-preserving techniques in ML pipelines.
  • Domain expertise in fraud detection, risk modeling, or security-focused machine learning.

Responsibilities

  • Develop and implement machine learning algorithms for customer-facing features.
  • Manage data acquisition and work with external vendors for high-quality dataset creation.
  • Oversee the integration of device-based signals into risk models.
  • Lead user studies and design informed consent frameworks for data collection.
  • Implement privacy-preserving practices in ML systems to protect sensitive data.
  • Collaborate with product teams to ensure effective ML model deployment and impact.
  • Monitor and evaluate ML models' performance using orchestration and tracking tools.

Benefits

  • Flexible work hours and opportunities for remote work.
  • Professional development programs and training.
  • Health, dental, and vision insurance plans.
  • Retirement savings plans with employer matching.
  • Generous paid time off policy and holiday leave.
Full Job Description
Master's degree in Computer Science, Statistics, Machine Learning, or equivalent field (e.g., Business Analytics with quantitative focus). At least five years of industry experience deploying machine learning algorithms - including classification, clustering, and anomaly detection - to support customer-facing features in production environments. Deep expertise working with relational databases and SQL, and large-scale distributed computing systems such as Hadoop and Spark. Strong programming skills in one or more of the following languages: Python, Scala, or Java; familiarity with Objective-C or Swift for on-device model deployment contexts. Experience with ML workflow and data management tooling, including workflow orchestration frameworks (e.g., Airflow), distributed compute frameworks (e.g., Ray), experiment tracking platforms (e.g., Weights & Biases), and ML model development frameworks (e.g., Turi Create). Experience implementing privacy-preserving techniques on production data pipelines and ML models across multiple projects. Experience in data acquisition program management, including working with external vendors and procurement teams, and designing and executing user studies to build high-quality labeled datasets. Domain expertise in fraud detection, risk modeling, or security-focused machine learning applications. Experience with the secure handling, processing, and governance of sensitive personal data in production ML systems. Experience integrating device-based signals and features into risk models, including identification of device-based fraud risk indicators. Prior experience with Institutional Review Board (IRB) processes, informed consent frameworks, and the design and execution of user studies for data collection purposes. Demonstrated history of measurable business impact through fraud prevention with minimal disruption to the legitimate customer experience. Familiarity with internal datasets, tooling, and systems relevant to payments, Wallet, and fraud decisioning.

About Apple

Apple is a corporation that designs, manufactures, and markets mobile communication and media devices, personal computers, portable digital music players, and sells a variety of related software, services, peripherals, networking solutions, and third-party digital content and applications. Apple provides many products and services, including iPhone; iPad; iPod; Mac; Apple TV; a portfolio of consumer and professional software applications; the iOS and OS X operating systems; iCloud; and accessories, service, and support offerings. It sells its products worldwide through its retail stores, online stores, direct sales force and third-party cellular network carriers, wholesalers, retailers, and value-added resellers to the consumer and also sells third-party iPhone, iPad, Mac and iPod compatible products, including application software and accessories through its online and retail stores. Introduced in 1984, the Macintosh was the first widely sold personal computer with a graphical user interface (GUI). That feature and others such as an improved floppy drive design and a low-cost hard drive that made data retrieval faster helped Apple cultivate a reputation for innovation. Apple was named as the most admired company in the United States in 2008 and in the world from 2008 to 2012 by the Fortune magazine. The company was founded by Steven Paul Jobs, Steve Wozniak, and Ronald Gerald Wayne on April 1, 1976, and is headquartered in Cupertino, California.

Apple Careers

Join Apple, a place where extraordinary people gather to do their best work. Our ever-expanding global team is at the forefront of innovation and leadership in the tech industry. At Apple, we're not just building products—we're crafting the kind of wonder that revolutionizes entire industries. It's the diversity of our people and their ideas that inspires the innovation that runs through everything we do, from amazing technology to industry-leading environmental efforts. Work You’ll Do Embark on a journey with Apple’s market-leading team to help some of the world’s most influential companies navigate their path to digital mastery with cutting-edge technology and services. Transform industries and touch lives with your unique ideas at Apple. Here, you’ll lead through a unique position at the intersection of technology, creativity, and robust industry expertise. Collaborate with a global team of professionals who are at the top of their game in technology and design. Apple isn’t just a company, it’s a community of innovators and passionate thinkers. Introducing the Apple Innovation and Leadership Initiative We are building a market-leading team to drive our efforts in delivering groundbreaking solutions and services. At Apple, job opportunities are abundant, offering you the chance to explore diverse roles from engineering to marketing, all designed to empower your career growth. Do Innovative Work Join the largest group of creative and technical experts in the world—professionals dedicated to redefining what’s possible through technology and innovation. Deliver targeted solutions through a depth and breadth of expertise that’s unmatched, driving forward our commitment to excellence and leadership in every project we undertake. Be Part of a Great Team Engage in a wide range of projects utilizing Apple’s technology and resources. Harness the unparalleled capabilities, global scale, and joint solution development that only Apple can offer. Future-Proof Your Career Advance your career with limitless opportunities at Apple. Go as far as your ambition takes you with unmatched training, development, and certification support. Explore Discover how Apple is leading the way in tech innovation: [With iOS] Businesses can streamline operations and enhance customer interactions... READ MORE Smart home technology integration that sets the standard for convenience and security... READ MORE The Apple Experience Our combined service capabilities, global scale, and joint solution development help clients overcome challenges and lead transformation in their industries. Clients worldwide look to Apple for new strategies and solutions that drive growth and innovation in the digital era. Stay Connected Join Our Team Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Whether you’re seeking a professional role, an internship, or a leadership position, Apple offers a variety of employment opportunities. SEARCH APPLE JOBS Keep Up to Date Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. READ CAREERS BLOG Job Alert Emails Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. See what exciting and rewarding opportunities await at Apple, a company committed to diversity, innovation, and leadership. Explore job opportunities, employment benefits, and the culture of growth and innovation at Apple. Prepare your resume, hone your interview skills, and ready yourself for a career at one of the most prestigious companies in the world. Join us in pushing the boundaries of what is possible.
Learn more about Apple
Size
154,000 employees
Market Cap
$2,074.3 billion
Industry
Net Income
$63.9 billion
Founded
1976
5 Year Trend
+11.5%
Revenue
$294.1 billion
NASDAQ

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