Underwriters assess risk and make informed decisions about whether to approve insurance policies, loans, and other financial agreements. They review applications, analyze financial and other relevant information, and determine appropriate terms, limits, and pricing. Employers value underwriters who combine sound judgment with analytical skills and clear communication.
Find vetted underwriter opportunities on Ladders, including professional roles with salaries of $100,000 or more. Job titles and qualifications vary by employer, industry, and level of responsibility, so review each listing for details on compensation, experience, and location.
Underwriting work differs across insurance, banking, and financial services. Depending on the role, underwriters may evaluate borrower credit and repayment capacity, assess insurance exposures, review property or business information, apply internal guidelines, and recommend or make approval decisions. They may also collaborate with brokers, loan officers, actuaries, and other teams to clarify information and explain decisions.
Underwriter job titles may include insurance underwriter, commercial underwriter, mortgage underwriter, credit underwriter, and senior or lead underwriter. Specialties can focus on areas such as commercial property, casualty, life and health insurance, residential lending, or business credit. Requirements and responsibilities depend on the product and organization.
Many employers seek candidates with experience in risk assessment, financial analysis, or a relevant underwriting specialty. Useful capabilities include attention to detail, quantitative reasoning, familiarity with underwriting guidelines and regulations, sound decision-making, and the ability to communicate findings clearly. Some roles may require a bachelor's degree, industry credentials, or experience with particular underwriting systems; check individual job postings for specific requirements.
Underwriters can progress into senior, lead, or management roles, or specialize in complex accounts and products. Related paths may include risk management, portfolio analysis, credit, insurance operations, and underwriting strategy. Advancement often depends on industry knowledge, judgment, performance, and the ability to handle greater complexity or responsibility.
Use Ladders to explore vetted professional underwriter openings with compensation of $100,000 or more. Compare role scope, specialty, location, and stated qualifications to identify opportunities that align with your experience and career goals. Compensation and eligibility vary by listing.
$115K - $173K *
Lead the charge in developing and implementing advanced risk segmentation strategies, leveraging statistical methodologies and machine learning to optimize financial returns and enhance model performa...
5 days ago
$110K - $130K *
Join a team that's shaping the future of claims management for Non-Profits. Lead and mentor a skilled team, providing strategic direction on complex claims while ensuring exceptional service and compl...
2 weeks ago
Senior Commercial Lines Producer
$100K - $120K *
Engage with business leaders to develop a profitable commercial insurance book. Leverage relationships and resources to create new opportunities, expand client accounts, and establish yourself as a tr...
2 weeks ago
Account Executive - Risk (PA, MD, DE, NJ)
$136K - $253K *
Unlock potential by driving sales growth through strategic account management and new business development. Collaborate cross-functionally to deliver tailored solutions, while maintaining strong relat...
2 weeks ago
$100K - $125K *
Champion strategic growth by partnering with independent insurance agencies. Drive sales, analyze market trends, and cultivate relationships to enhance performance and achieve corporate objectives in...
1 week ago
$95K - $115K *
Elevate financial operations by overseeing budgeting, forecasting, and reporting. Collaborate with leadership to drive strategic insights and strengthen compliance while mentoring a dynamic finance te...
1 week ago
$94K - $107K *
Transform data governance operations by driving process adoption, supporting data stewards, and enhancing governance tools. Collaborate with teams to ensure compliance, improve workflows, and leverage...
2 weeks ago
Vice President, Investment & Wealth Distribution
$250K - $300K *
Lead the investment and wealth distribution strategy for Retirement, driving revenue growth, market penetration, and adoption. Build capabilities, operating models, and a team to effectively execute i...
4 weeks ago
$200K - $240K *
Champion product innovation in Commercial Casualty, driving strategy and compliance across ownership of Auto, General Liability, and Excess Liability products. Collaborate with teams to ensure effecti...
Reposted 2 days ago
$116K - $162K *
Drive your career with a high-visibility Finance Manager role, supporting budgeting, forecasting, and strategic initiatives in the insurance sector. Collaborate with leadership and enhance capital eff...
2 days ago
$150K - $250K *
Unlock potential by sourcing and closing bridge loan relationships, leveraging your expertise in residential real estate financing. Thrive in a competitive environment while building strong connection...
2 days ago
$150K - $250K *
Engage with borrowers to source and close bridge loans, leveraging your expertise in residential real estate financing. Build strong relationships and thrive in a competitive sales environment while d...
2 days ago
$70K - $140K *
Lead the charge in enhancing our Partner ecosystem by managing relationships and driving growth initiatives. Oversee onboarding, operations, and support for System Integrators while implementing autom...
Reposted 3 weeks ago
Senior Underwriter/Account Manager - Fidelity and Crime
$90K - $130K *
Grow your career by managing a profitable book of Fidelity/Crime business, utilizing your expertise in underwriting and customer relationships to drive new opportunities and enhance profitability acro...
Reposted 2 days ago
$150K - $180K *
Engage in strategic leadership to enhance wholesale market placements, ensuring optimal coverage and pricing. Oversee national partnerships and market execution while driving team performance and resp...
1 month ago
$90K - $115K *
Unlock potential by managing a diverse credit portfolio, conducting in-depth financial analysis, and presenting strategic recommendations to senior management while fostering relationships with financ...
5 days ago
Remote Insurance Broker - U.S.
$120K - $240K *
Inspire growth by engaging clients to assess their needs and present tailored mortgage protection solutions, leveraging training and mentorship to drive success in a flexible work environment...
2 weeks ago
Senior Internal Sales Analyst, Global Wealth
$125K *
Unlock potential by driving investment product sales through strategic relationships with Financial Advisors. Collaborate with Client Relationship Managers to achieve regional sales goals while mentor...
Yesterday
Internal Sales Analyst, Global Wealth
$105K *
Drive sales success by supporting territory growth through proactive outreach, relationship building, and collaboration with internal teams. Enhance client service and contribute to strategic initiati...
Yesterday
Stonehaven - Chief Risk Officer
$250K - $500K+*
Elevate risk management by leading enterprise risk, actuarial, and reinsurance strategies. Collaborate with senior leadership to ensure sound decision-making and governance, while protecting the balan...
1 week ago
$80K - $95K *
Deliver exceptional leadership as you guide a remote team of claims adjusters, ensuring operational excellence and high-quality customer service across Montana and Southern Idaho. Drive performance, m...
1 week ago
$70K - $116K *
Join a team that's dedicated to enhancing Long-Term Disability claims management. Leverage your expertise to guide professionals, analyze trends, and ensure high-quality outcomes while supporting a co...
2 weeks ago
$105K - $145K *
Unlock potential by driving financial planning and analysis for a key business unit. Collaborate across teams to deliver insights, enhance reporting, and support strategic decision-making in a fast-pa...
3 weeks ago
$100K - $120K *
Join a team that's dedicated to redefining risk management in construction. Utilize your extensive knowledge to collaborate with clients nationwide, enhancing their operational effectiveness while min...
Reposted 2 weeks ago
$171K - $202K *
Drive the creation and oversight of a risk framework that balances growth with security. Partner with cross-functional teams to implement risk strategies operationally, while conveying insights to exe...
3 weeks ago
What does an underwriter do?
An underwriter evaluates risk and supporting information to decide whether to approve an insurance policy, loan, or other financial agreement, and may set terms, limits, or pricing.
What types of underwriter jobs are available?
Common roles include insurance, commercial, mortgage, and credit underwriters, as well as senior and lead positions. Specialties and responsibilities vary by employer and industry.
What qualifications do underwriters need?
Requirements depend on the role. Employers may look for relevant underwriting or financial analysis experience, strong analytical and communication skills, and familiarity with industry guidelines. Some positions require a degree or professional credentials.
How can underwriters advance their careers?
With experience, underwriters may move into senior, lead, or management positions, specialize in complex risks, or transition into related areas such as risk management, credit, or portfolio analysis.
Where can I find underwriter jobs paying $100,000 or more?
Ladders features vetted professional job opportunities with salaries of $100,000 or more. Review each underwriter listing for its compensation, location, and qualifications.