Underwriters assess risk and make informed decisions about whether to approve insurance policies, loans, and other financial agreements. They review applications, analyze financial and other relevant information, and determine appropriate terms, limits, and pricing. Employers value underwriters who combine sound judgment with analytical skills and clear communication.
Find vetted underwriter opportunities on Ladders, including professional roles with salaries of $100,000 or more. Job titles and qualifications vary by employer, industry, and level of responsibility, so review each listing for details on compensation, experience, and location.
Underwriting work differs across insurance, banking, and financial services. Depending on the role, underwriters may evaluate borrower credit and repayment capacity, assess insurance exposures, review property or business information, apply internal guidelines, and recommend or make approval decisions. They may also collaborate with brokers, loan officers, actuaries, and other teams to clarify information and explain decisions.
Underwriter job titles may include insurance underwriter, commercial underwriter, mortgage underwriter, credit underwriter, and senior or lead underwriter. Specialties can focus on areas such as commercial property, casualty, life and health insurance, residential lending, or business credit. Requirements and responsibilities depend on the product and organization.
Many employers seek candidates with experience in risk assessment, financial analysis, or a relevant underwriting specialty. Useful capabilities include attention to detail, quantitative reasoning, familiarity with underwriting guidelines and regulations, sound decision-making, and the ability to communicate findings clearly. Some roles may require a bachelor's degree, industry credentials, or experience with particular underwriting systems; check individual job postings for specific requirements.
Underwriters can progress into senior, lead, or management roles, or specialize in complex accounts and products. Related paths may include risk management, portfolio analysis, credit, insurance operations, and underwriting strategy. Advancement often depends on industry knowledge, judgment, performance, and the ability to handle greater complexity or responsibility.
Use Ladders to explore vetted professional underwriter openings with compensation of $100,000 or more. Compare role scope, specialty, location, and stated qualifications to identify opportunities that align with your experience and career goals. Compensation and eligibility vary by listing.
$113K - $170K *
Join a team that's shaping the future of financial technology by leading product initiatives, optimizing processes, and collaborating across departments to deliver innovative solutions that enhance fu...
3 weeks ago
$129K - $190K *
Empower financial professionals by providing expert guidance on advanced sales strategies, including estate planning, taxation, and business succession. Collaborate across teams to drive growth and en...
4 weeks ago
Home Office Underwriting Manager - Contract Surety
$112K - $205K *
Take ownership of underwriting excellence while leading a dynamic team in managing contract surety portfolios. Drive operational efficiency and strategy while collaborating with internal and external...
Reposted today
AVP, Digital Underwriting & Innovation - Life - Remote
$128K - $214K *
Accelerate digital underwriting innovation in life insurance by leading strategy, automation, and AI initiatives. Collaborate across teams to enhance efficiency, improve customer experience, and drive...
1 week ago
Risk Advisor - Commercial Lines
$100K - $250K *
Develop and manage new insurance accounts while driving sales growth through consultative approaches. Build strong client relationships, assess risk needs, and provide tailored solutions to ensure cli...
2 weeks ago
Senior Policy Forms & QA Analyst
$90K - $110K *
Lead the charge in developing and maintaining insurance policy forms and endorsements. Ensure compliance and quality assurance across multiple states while collaborating with cross-functional teams to...
2 weeks ago
Account Manager, Dealer Solutions
$80K - $95K *
Join a dynamic team as the primary relationship owner for automotive dealer accounts, focusing on customer retention, product adoption, and strategic growth. Collaborate with cross-functional teams to...
5 days ago
Senior Underwriting Consultant - Life Underwriting - Remote
$106K - $177K *
Lead complex underwriting decisions for high-net-worth and foreign national clients. Collaborate with teams to assess risks, build relationships, and enhance processes while mentoring others in a dyna...
6 days ago
New Account Acquisition Lead (West)
$200K - $300K *
Elevate your career by driving new dealership partnerships and expanding market presence. Lead strategic sales initiatives from prospecting to negotiation, collaborating across teams to deliver tailor...
4 days ago
Client Executive - Financial Services Sales
$75K - $126K *
Champion client success by managing key financial services accounts, driving strategic initiatives, and fostering executive relationships to enhance retention and growth. Collaborate across teams to d...
1 week ago
$110K - $130K *
Shape the future of Surety pricing by owning and enhancing the SDI pricing model. Collaborate with underwriting leadership, conduct complex analyses, and mentor peers to drive strategic business decis...
Reposted 3 days ago
Commercial Transportation Underwriter
$75K - $100K *
Join a team that's dedicated to evaluating and pricing insurance risks, ensuring profitable growth through sound underwriting practices and collaboration with internal teams while maintaining complian...
2 weeks ago
Senior Privacy Specialist (Broker-Dealer)
$104K - $187K *
Champion privacy initiatives by serving as a key consultant and partner across teams, ensuring compliance and ethical use of personal information in a complex regulatory environment. Drive privacy mat...
2 weeks ago
$110K - $130K *
Champion strategic channel partnerships by managing relationships, driving referral growth, and executing account strategies. Collaborate with sales teams to enhance partner engagement and optimize pe...
5 days ago
Commercial Lines Account Executive/Sr. AE, Complex Risk (NY-tristate)
$100K - $125K *
Join a team that's dedicated to delivering tailored insurance solutions for clients. You will manage relationships, handle renewals, and lead strategic initiatives, ensuring client satisfaction in a p...
4 weeks ago
Product Analyst / Senior Product Analyst
$80K - $130K *
Join a team that's driving product strategy through data analysis and insights. Collaborate with cross-functional teams to enhance product performance, uncover growth opportunities, and influence stra...
1 week ago
AVP, Middle Market Property Underwriting - Commercial
$154K - $290K *
Drive strategic direction and oversee a high-performing team in commercial underwriting. Leverage deep industry insights to enhance product offerings and achieve profitability across multiple lines, i...
5 days ago
Account Executive, Risk Management
$100K - $120K *
Unlock client success by managing complex Risk Management accounts, coordinating teams, and driving service delivery. Collaborate with clients to ensure expectations are met and explore opportunities...
1 week ago
Vice President, Broker - Southeast Region
$160K - $200K *
Drive growth by leading innovative solutions in the insurance sector. Leverage your expertise to expand client relationships and enhance wholesale operations, all while enjoying a flat structure that...
1 week ago
$30K - $150K *
The Wholesale Account Executive is responsible for marketing wholesale and correspondent mortgage products to prospective brokers and managing established broker relationships. This role involves form...
Reposted 2 weeks ago
Senior Casualty Claims Adjuster
$72K - $109K *
Lead the charge in managing claims by verifying coverage, initiating customer contact, and resolving complex issues. Collaborate with legal teams and ensure compliance while mentoring junior staff and...
1 week ago
Principal Integration Architect
$144K - $210K *
Shape the enterprise integration landscape by defining strategies and governance models. Collaborate with executives to drive interoperability across systems, ensuring alignment with long-term busines...
3 weeks ago
Director, Claims Program Management, Property & Casualty, Remote
$91K - $171K *
Drive the claims strategy and governance across diverse P&C programs. Lead a high-performing team, modernizing operations through data and process redesign while ensuring compliance and financial perf...
3 weeks ago
$73K - $88K *
Accelerate progress at expanding customer accounts by driving annual recurring revenue and enhancing retention through structured sales strategies and digital engagement, while managing a high-volume...
4 days ago
Client Executive, Commercial Lines
$100K - $120K *
Build strong client relationships, optimize risk management strategies, and drive growth with a focus on commercial accounts. Collaborate with teams to ensure profitability, operational excellence, an...
3 weeks ago
What does an underwriter do?
An underwriter evaluates risk and supporting information to decide whether to approve an insurance policy, loan, or other financial agreement, and may set terms, limits, or pricing.
What types of underwriter jobs are available?
Common roles include insurance, commercial, mortgage, and credit underwriters, as well as senior and lead positions. Specialties and responsibilities vary by employer and industry.
What qualifications do underwriters need?
Requirements depend on the role. Employers may look for relevant underwriting or financial analysis experience, strong analytical and communication skills, and familiarity with industry guidelines. Some positions require a degree or professional credentials.
How can underwriters advance their careers?
With experience, underwriters may move into senior, lead, or management positions, specialize in complex risks, or transition into related areas such as risk management, credit, or portfolio analysis.
Where can I find underwriter jobs paying $100,000 or more?
Ladders features vetted professional job opportunities with salaries of $100,000 or more. Review each underwriter listing for its compensation, location, and qualifications.