Underwriters assess risk and make informed decisions about whether to approve insurance policies, loans, and other financial agreements. They review applications, analyze financial and other relevant information, and determine appropriate terms, limits, and pricing. Employers value underwriters who combine sound judgment with analytical skills and clear communication.
Find vetted underwriter opportunities on Ladders, including professional roles with salaries of $100,000 or more. Job titles and qualifications vary by employer, industry, and level of responsibility, so review each listing for details on compensation, experience, and location.
Underwriting work differs across insurance, banking, and financial services. Depending on the role, underwriters may evaluate borrower credit and repayment capacity, assess insurance exposures, review property or business information, apply internal guidelines, and recommend or make approval decisions. They may also collaborate with brokers, loan officers, actuaries, and other teams to clarify information and explain decisions.
Underwriter job titles may include insurance underwriter, commercial underwriter, mortgage underwriter, credit underwriter, and senior or lead underwriter. Specialties can focus on areas such as commercial property, casualty, life and health insurance, residential lending, or business credit. Requirements and responsibilities depend on the product and organization.
Many employers seek candidates with experience in risk assessment, financial analysis, or a relevant underwriting specialty. Useful capabilities include attention to detail, quantitative reasoning, familiarity with underwriting guidelines and regulations, sound decision-making, and the ability to communicate findings clearly. Some roles may require a bachelor's degree, industry credentials, or experience with particular underwriting systems; check individual job postings for specific requirements.
Underwriters can progress into senior, lead, or management roles, or specialize in complex accounts and products. Related paths may include risk management, portfolio analysis, credit, insurance operations, and underwriting strategy. Advancement often depends on industry knowledge, judgment, performance, and the ability to handle greater complexity or responsibility.
Use Ladders to explore vetted professional underwriter openings with compensation of $100,000 or more. Compare role scope, specialty, location, and stated qualifications to identify opportunities that align with your experience and career goals. Compensation and eligibility vary by listing.
$108K - $200K *
Join a team that inspires growth and excellence in Life Underwriting, leading a high-performing group to deliver exceptional service, elegant risk assessment, and superior client experiences while nav...
Reposted 3 weeks ago
Sr. Underwriter, Brokerage Casualty Excess & Surplus/Specialty
$68K - $127K *
Partner with us to analyze complex risks and develop tailored insurance solutions. As a Senior Underwriter, you'll manage individual risk acceptability, pricing, and coverage for the Primary Casualty...
2 days ago
$89K - $134K *
Engage with clients by managing strategic account plans, driving growth initiatives, and enhancing relationships. Collaborate with cross-functional teams to deliver client-focused solutions, ensuring...
3 weeks ago
Home Lending Underwriting Supervisor - Assumptions
$90K - $110K *
Champion underwriting excellence by leading a high-performing team to ensure compliance and optimize loan processing outcomes while driving team productivity and customer satisfaction...
3 weeks ago
VP / Senior Commercial Property Underwriter - E&S (Remote)
$140K - $185K *
Transform complex commercial property risks into profitable solutions. Leverage your expertise in underwriting to manage a dedicated book of business, mentor junior staff, and collaborate with brokers...
1 week ago
Vice President, Broker - West Region
$160K - $200K *
Transform the insurance landscape by driving growth and innovation. Lead a dynamic team to enhance client relationships and streamline operations, while building a substantial book of business in a su...
1 week ago
Account Manager, Institutional
$100K - $120K *
Champion client success by managing relationships with institutional accounts, ensuring seamless onboarding and engagement. Collaborate across teams to enhance service delivery and drive measurable re...
5 days ago
$82K - $155K *
Drive optimization and automation in claims processes, ensuring scalable growth and operational excellence through technology and innovation. Lead, mentor, and develop teams while collaborating across...
3 weeks ago
$138K - $243K *
Transform the underwriting landscape by leading a dedicated team in complex decision-making. Collaborate to enhance relationships and ensure service excellence, driving consistent, high-touch experien...
3 weeks ago
Senior Casualty Claims Examiner Construction Defect
$130K - $160K *
Lead the charge in managing construction defect claims, ensuring compliance and effective resolution through collaboration and analysis. Drive efficiency while supporting stakeholders and maintaining...
3 days ago
Lead Enhanced Life Underwriting Analyst
$87K - $105K *
Unlock potential by leading life underwriting transformation initiatives. Drive strategic projects and process improvements that enhance efficiency and operational effectiveness while collaborating ac...
4 weeks ago
$82K - $172K *
Join our team to review and decide on small business loan requests, guiding junior underwriters and ensuring compliance with SBA policies while enhancing customer experiences and managing risks effect...
3 weeks ago
Vice President, Broker - Southwest Region
$160K - $200K *
Empower growth by driving sales and cultivating relationships in a dynamic, remote environment. Collaborate with teams to innovate solutions and expand our footprint in the surplus lines market, while...
1 week ago
$150K *
Drive effective claims management and data analytics to enhance risk operations across diverse property portfolios, ensuring compliance and supporting strategic decision-making in a collaborative envi...
1 week ago
Senior Life & Annuity Product Accountant
$91K - $169K *
Transform complex accounting challenges into strategic solutions. Collaborate across finance, actuarial, and risk teams to enhance financial reporting and governance for innovative products and transa...
1 week ago
External Wholesaler, Life and Annuity Distribution - West Coast Spanish Speaking
$100K - $120K *
Unlock potential by driving sales growth through strategic partnerships with agents and agencies. Collaborate to develop and implement innovative marketing strategies that enhance customer service whi...
Reposted 3 weeks ago
Manager, Customer Implementations
$110K - $130K *
Drive customer success by leading a dynamic team in delivering high-quality SaaS implementations. Collaborate across functions to enhance performance, navigate challenges, and embrace innovative solut...
2 weeks ago
Director, Underwriting Strategy & Governance
$175K - $190K *
Join a team that's shaping underwriting excellence by mentoring talent, enhancing training, and driving strategic initiatives. Leverage your expertise to influence complex risk decisions and uphold go...
3 weeks ago
$64K - $108K *
Deliver strategic financial insights and support decision-making through advanced analysis, forecasting, and budgeting. Collaborate with finance and business leaders to improve performance visibility...
Reposted 1 week ago
$120K - $240K *
Join a team that's dedicated to empowering clients with tailored mortgage protection solutions. This role offers flexibility and mentorship, allowing you to connect, advise, and support clients while...
2 weeks ago
$84K - $100K *
Transform premium accounting operations by leading teams, ensuring compliance, and driving process improvements through analytics and AI tools. Collaborate cross-functionally to enhance service levels...
1 week ago
Director, Claims Program Management, Occupational Risk, Remote
$91K - $171K *
Transform the Occupational Risk Claims Program through strategic leadership, ensuring operational excellence and compliance while fostering a high-performing team to drive program success...
3 weeks ago
Manager, Life Underwriting (Remote)
$94K - $155K *
Join a team that's dedicated to enhancing underwriting excellence through analytics and innovation. Lead a skilled group of underwriters, manage complex cases, and collaborate across teams to improve...
2 weeks ago
$100K - $130K *
Unlock financial insights by managing cash flow and capital assets while collaborating with stakeholders to enhance company performance and drive strategic initiatives in treasury management...
3 weeks ago
Sr. Consultant, FinTech (Annuity)
$122K - $214K *
Join as a Senior Consultant to drive FinTech distribution, connecting advisors, RIAs, and technology partners. Evaluate market needs, implement scalable solutions, and enhance advisor experiences whil...
5 days ago
What does an underwriter do?
An underwriter evaluates risk and supporting information to decide whether to approve an insurance policy, loan, or other financial agreement, and may set terms, limits, or pricing.
What types of underwriter jobs are available?
Common roles include insurance, commercial, mortgage, and credit underwriters, as well as senior and lead positions. Specialties and responsibilities vary by employer and industry.
What qualifications do underwriters need?
Requirements depend on the role. Employers may look for relevant underwriting or financial analysis experience, strong analytical and communication skills, and familiarity with industry guidelines. Some positions require a degree or professional credentials.
How can underwriters advance their careers?
With experience, underwriters may move into senior, lead, or management positions, specialize in complex risks, or transition into related areas such as risk management, credit, or portfolio analysis.
Where can I find underwriter jobs paying $100,000 or more?
Ladders features vetted professional job opportunities with salaries of $100,000 or more. Review each underwriter listing for its compensation, location, and qualifications.